Utkarsh Small Finance Bank cash flow

Latest FY26
Cash from operations
₹781cr−10.8% on FY25
Cash from investing
−₹3,309cr−₹777 cr in FY25
Cash from financing
₹1,412cr+355.0% on FY25
Capital spending
₹149cr−80.8% on FY25
₹ crore except per share
Tap a line for its trendLast 12Mto Jun 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024
Adjustments to reconcile profit — non-cash items
—20713285.1
—0.08100.0
—0.00.0342
—1,019−99.8−0.2
—−41.00.00.0
Changes in working capital
—705−3,995−3,883
—−67.3−208−322
—88.34,0933,762
—3804.8411
—1,105−105−31.5
Cash from operating activities
−1,233−1,50727.7659
—2,290737395
—7847651,055
—3.1−11163.6
—781876991
—781876991
Cash from investing activities
—149778620
—7.11.30.2
—−3,1660.00.0
—−3,309−777−620
—−3,309−777−620
Cash from financing activities
———514
—9385.8514
—33,5341,4610.0
—33,0601,101354
—0.055.00.0
—0.00.0−19.5
—1,412310140
—1,412310140
—−1,115409511
—−1,115409511
———3,027
Reference items
63163197.4371
₹3.55₹3.55₹0.55₹2.09
3.35×———
—−0.68×36.94×1.99×
—3.1−11163.6
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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

UTKARSHBNK₹11.90

Utkarsh Small Finance Bank Limited

· Banking & Finance
₹ CrorePeersSURYODAYCAPITALSFBFINOPBMcap ₹2,118 Cr
View
In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation85.1132.0207.4—
+ Impairment Loss / (Reversal)0.0809.90.0—
+ Unrealised FX (Gain) / Loss342.10.00.0—
+ Other Non-cash Items-0.2-99.81,018.7—
+ Other — Cash Effects are Investing / Financing0.00.0-41.0—
Changes in Working Capital
+ Trade Receivables-3,882.6-3,995.1704.6—
+ Other Current Assets-322.4-207.8-67.3—
+ Trade Payables3,762.54,093.188.3—
+ Other Current Liabilities411.14.8379.7—
Total Working Capital Changes-31.5-105.01,105.3—
Cash from Operating Activities
Profit Before Tax (per I/S)659.427.7-1,506.6-1,233.2
+ Total Adjustments (incl. Working Capital)395.4737.12,290.4—
Cash from Operations (pre-tax)1,054.8764.7783.8—
+ Income Taxes Paid63.6-110.83.1—
Cash from Operating — before Extraordinary Items991.2875.6780.7—
Cash from Operating Activities991.2875.6780.7—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)620.0778.2149.5—
+ Disp of Fixed Assets0.21.37.1—
+ Other Inflows / (Outflows) — Investing0.00.0-3,166.3—
Cash from Investing — before Extraordinary Items-619.8-776.9-3,308.6—
Cash from Investing Activities-619.8-776.9-3,308.6—
Cash from Financing Activities
+ Proceeds from Issue of Shares513.6———
+ Proceeds from Issue of Shares (unclassified)513.65.8937.8—
+ Proceeds from Borrowings0.01,460.733,534.4—
+ Repayment of Borrowings354.41,101.033,059.8—
+ Dividends Paid0.055.00.0—
+ Other Inflows / (Outflows) — Financing-19.50.00.0—
Cash from Financing — before Extraordinary Items139.7310.51,412.5—
Cash from Financing Activities139.7310.51,412.5—
Net Changes in Cash (pre-FX)511.1409.2-1,115.4—
Net Changes in Cash511.1409.2-1,115.4—
Closing Cash3,027.5———
Reference Items
Free Cash Flow (CFO − Capex)371.297.4631.2631.2
Free Cash Flow per Basic Share2.090.553.553.55
Price to Free Cash Flow———3.35
Cash Flow to Net Income1.9936.94-0.68—
Cash Paid for Taxes63.6-110.83.1—
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.