Utkarsh Small Finance Bank profit and loss

Latest FY26
Total income
₹3,810cr−12.7% on FY25
Net interest income
₹1,477cr−27.0% on FY25
Net profit
−₹1,151cr₹23.7 cr in FY25
EPS
−₹8.37₹0.22 in FY25
₹ crore except per share
Tap a line for its trendLast 12Mto Jun 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024
Interest income
2,8422,8463,3372,880
436402278209
10313115089.0
0.00.00.00.0
3,3813,3793,7653,178
1,8841,9021,7421,293
1,4971,4772,0231,886
412431600400
3,7933,8104,3653,579
Operating
960948846737
920903770552
1,8811,8511,6161,289
28.356.31,007997
1,2611,563979338
Profit
−1,233−1,50727.7659
−288−3564.0162
−945−1,15123.7498
−945−1,15123.7498
Per share
−₹6.87−₹8.37₹0.22₹4.79
−₹6.87−₹8.37₹0.22₹4.75
0.00.00.00.0
Profit build-up — alternate / pre-Ind-AS tags
—1,185842427
Per share — as-filed variants
−₹6.87−₹8.37₹0.22₹4.79
−₹6.87−₹8.37₹0.22₹4.75
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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

UTKARSHBNK₹11.90

Utkarsh Small Finance Bank Limited

· Banking & Finance
AnnualQuarterly₹ CrorePeersSURYODAYCAPITALSFBFINOPBMcap ₹2,118 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Interest Income
+ Interest on Advances / Bills2,880.13,337.02,845.82,842.4
+ Income on Investments209.3278.0401.7436.2
+ Interest on RBI / Interbank89.0149.9131.3102.9
+ Other Interest0.00.00.00.0
Interest Earned3,178.43,764.93,378.83,381.4
Interest Expended1,292.61,742.11,902.01,884.4
Net Interest Income1,885.82,022.91,476.71,497.0
Other Income400.4599.8431.0412.0
Total Income3,578.84,364.83,809.73,793.5
Operating
+ Employee Cost737.0845.6948.0960.4
+ Other Operating Expenses552.0770.2903.4920.4
Operating Expenses1,288.91,615.81,851.41,880.8
Operating Profit (PPOP)997.31,006.956.328.3
Provisions & Contingencies337.9979.31,563.01,261.4
Profit
Pretax Income659.427.7-1,506.6-1,233.2
Tax Expense161.84.0-355.6-287.7
Net Income497.623.7-1,151.0-945.4
Net Income to Common497.623.7-1,151.0-945.4
Per Share
Basic EPS4.790.22-8.37-6.87
Diluted EPS4.750.22-8.37-6.87
Book Value per Share0.00.00.00.0
Profit Build-up — Alternate / Pre-Ind-AS Tags
+ Adjustments to Profit / (Loss)426.9842.11,185.1—
Per Share — as-filed variants
Basic EPS before Extraordinary Items4.790.22-8.37-6.87
Diluted EPS before Extraordinary Items4.750.22-8.37-6.87
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio0.000.000.000.15
Cet1 Ratio0.000.210.150.17
Expenditure Ex Provisions2,581.53,357.83,753.43,765.2
Face Value10.0010.0010.0010.00
Filed Roa0.000.00-0.04-0.00
Gnpa Pct0.000.090.080.06
Gross Npa417.61,854.41,459.91,163.2
Net Npa4.5905.3594.1528.7
Nnpa Pct0.000.050.030.03
Paid Up Equity Capital1,099.51,101.61,779.51,779.5
Pat Ordinary497.623.7-1,151.0-945.4
Pbt Before Exceptional—27.7-1,506.6—
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.