In ₹ Crore except Per Share Latest Annual | UTKARSHBNK FY26 | SURYODAY FY26 | CAPITALSFB FY26 | FINOPB FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | — | 10.57× | ◆ 8.75× | 22.17× | 10.57× | |
| P/B | 0.94× | ◆ 0.77× | 0.85× | 1.44× | 0.85× +11% | |
| Market Cap | ₹2,616 Cr | ₹1,606 Cr | ₹1,240 Cr | ₹1,162 Cr | ₹1,240 Cr +111% | |
| Growth | ||||||
| Revenue CAGR 3Y | — | ◆ 34.51% | — | 16.32% | 25.41% | |
| Net Income CAGR 3Y | — | — | — | 7.07% | 7.07% | |
| Revenue YoY (latest Q) | -1.60% | ◆ 27.56% | 16.42% | -32.33% | 16.42% -110% | |
| Net Income YoY (latest Q) | 85.84% | ◆ 113.10% | 29.02% | -177.25% | 29.02% +196% | |
| Profitability | ||||||
| NIM (banks) | 5.12% | ◆ 5.53% | 3.80% | 2.52% | 3.80% +35% | |
| Net Income Margin | -30.21% | 6.03% | ◆ 12.33% | 3.30% | 6.03% -601% | |
| Return on Common Equity | -41.47% | 7.31% | ◆ 9.68% | 6.52% | 7.31% -667% | |
| Return on Assets | -3.99% | 0.76% | ◆ 1.16% | 0.99% | 0.99% -503% | |
| Credit & Quality | ||||||
| Gross NPA (banks) | 7.71% | 6.55% | 2.54% | ◆ 0.00% | 2.54% +204% | |
| Cost/Income (banks) | 97.05% | 73.67% | ◆ 61.85% | 95.13% | 73.67% +32% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹3,810 Cr | ₹2,520 Cr | ₹1,147 Cr | ₹1,588 Cr | ₹1,588 Cr +140% | |
| Net Income | −₹1,151 Cr | ₹152 Cr | ₹141 Cr | ₹52.5 Cr | ₹141 Cr -914% | |
| Total Assets | ₹28,869 Cr | ₹19,884 Cr | ₹12,144 Cr | ₹5,312 Cr | ₹12,144 Cr +138% | |
| EPS | ₹-8.37 | ₹14.3 | ₹31.2 | ₹6.3 | ₹14.3 -159% | |
| Book Value per Share | ₹15.6 | ₹195.53 | ₹321.67 | ₹96.76 | ₹195.53 -92% | |