In ₹ Crore except Per Share Latest Annual	TFL FY26	TRU FY26	BAIDFIN FY26	CPCAP FY26	Peer Average
Valuation — at last close
P/E	—	—	8.60×	◆ 6.41×	7.50×
P/B	2.23×	0.91×	0.66×	◆ 0.48×	0.68× +228%
EV/EBITDA	◆ -50.46×	—	—	5.46×	5.46× -1025%
Market Cap	₹63.9 Cr	₹46.4 Cr	₹153 Cr	₹273 Cr	₹157 Cr -59%
Growth
Revenue CAGR 3Y	10.04%	—	◆ 21.04%	-3.67%	8.68% +16%
Revenue CAGR 5Y	0.18%	—	—	◆ 9.18%	9.18% -98%
Net Income CAGR 3Y	—	—	13.00%	◆ 51.72%	32.36%
Revenue YoY (latest Q)	-22.51%	-46.25%	-8.98%	◆ 47.39%	-2.61% -761%
Net Income YoY (latest Q)	◆ 91.15%	64.83%	8.17%	23.50%	32.17% +183%
Profitability
EBITDA Margin	-12.76%	—	—	◆ 83.30%	83.30% -115%
NIM (banks)	—	0.70%	◆ 9.38%	—	5.04%
Net Income Margin	-30.65%	-136.48%	15.40%	◆ 55.79%	-21.76% -41%
Return on Common Equity	-14.80%	-105.71%	7.27%	◆ 7.61%	-30.28% +51%
Return on Assets	-5.39%	-20.66%	3.02%	◆ 6.62%	-3.67% -47%
Credit & Quality
Total Debt/Equity	1.07×	6.50×	1.23×	◆ 0.13×	2.62× -59%
Interest Coverage	-0.61×	—	—	◆ 8.64×	8.64× -107%
Cost/Income (banks)	—	720.55%	◆ 29.06%	—	374.80%
Scale — latest FY
Revenue / Total Income	₹14.4 Cr	₹82.5 Cr	₹97.3 Cr	₹76.3 Cr	₹85.4 Cr -83%
Net Income	−₹4.4 Cr	−₹113 Cr	₹15 Cr	₹42.6 Cr	−₹18.4 Cr +76%
Total Assets	₹64 Cr	₹392 Cr	₹539 Cr	₹663 Cr	₹531 Cr -88%
EPS	₹-0.97	₹-9.48	₹1.15	₹23.4	₹5.02 -119%
Book Value per Share	₹5.2	₹4.29	₹15.03	₹314.91	₹111.41 -95%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.