In ₹ Crore except Per Share 12 Months Ending | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 7,737.2 | 7,975.4 | 8,160.1 | 8,821.9 | |
| Other Income | 12.5 | 3.4 | 2.2 | 3.5 | |
| Total Income | 7,749.7 | 7,978.9 | 8,162.3 | 8,825.4 | |
| Expenses | |||||
| + Employee Benefit Expense | 722.0 | 734.3 | 737.4 | 758.2 | |
| + Finance Costs | 3,975.6 | 3,927.6 | 4,016.5 | 4,369.9 | |
| + Depreciation & Amortisation | 135.2 | 141.7 | 142.6 | 154.3 | |
| + Other Expenses | 640.2 | 678.6 | 706.1 | 706.1 | |
| Total Expenses | 6,246.2 | 6,241.0 | 6,184.8 | 6,666.9 | |
| EBITDA | 5,601.8 | 5,803.7 | 6,134.4 | 6,679.3 | |
| EBIT | 5,466.6 | 5,662.0 | 5,991.8 | 6,525.0 | |
| Profit | |||||
| PBT before Exceptional Items | 1,503.5 | 1,737.8 | 1,977.5 | 2,158.5 | |
| + Exceptional Items | 0.0 | -44.0 | 0.0 | 0.0 | |
| Pretax Income | 1,503.5 | 1,693.8 | 1,977.5 | 2,158.5 | |
| + Current Tax | 422.3 | 462.7 | 345.2 | 599.9 | |
| + Deferred Tax | -34.2 | -32.7 | 167.0 | -68.9 | |
| Tax Expense | 388.1 | 430.0 | 512.2 | 530.9 | |
| + Share of Associates & JVs | 3.5 | 0.9 | 1.0 | 0.6 | |
| Net Income | 1,119.0 | 1,264.7 | 1,466.3 | 1,628.2 | |
| + Net Income — Continuing Ops | 1,115.5 | 1,263.8 | 1,465.3 | 1,627.6 | |
| + Other Comprehensive Income | 76.6 | 23.7 | 167.4 | 41.0 | |
| Total Comprehensive Income | 1,195.6 | 1,288.5 | 1,633.7 | 1,669.2 | |
| Net Income to Common | 1,097.3 | 1,256.9 | 1,502.0 | 1,547.4 | |
| Minority Interest | 21.7 | 7.9 | -35.8 | 80.8 | |
| Per Share | |||||
| Basic EPS | 2.73 | 2.97 | 3.54 | 3.65 | |
| Diluted EPS | 2.73 | 2.97 | 3.54 | 3.65 | |
| Revenue Detail — as filed | |||||
| + Rental Income | 115.0 | 120.4 | 122.7 | 141.5 | |
| + Dividend Income | 3.7 | 0.0 | 0.0 | 8.8 | |
| + Fees & Commission Income | 434.8 | 462.1 | 454.1 | 454.3 | |
| + Net Gain on Fair Value Changes | 100.9 | 66.4 | -32.2 | 184.1 | |
| + Net Gain on Derecognition — Amortised Cost | 103.2 | 84.2 | 121.5 | 92.5 | |
| Expense Detail — as filed | |||||
| + Impairment on Financial Instruments | 773.2 | 758.9 | 582.2 | 678.4 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | 76.6 | 23.7 | 167.4 | 41.0 | |
| + Items NOT to be Reclassified to P&L | -51.5 | -11.2 | -89.0 | 132.2 | |
| + Tax on Items NOT to be Reclassified | -7.1 | -2.9 | -11.6 | 19.1 | |
| + Items to be Reclassified to P&L | 153.5 | 40.1 | 317.9 | -97.9 | |
| + Tax on Items to be Reclassified | 32.6 | 8.1 | 73.1 | -25.8 | |
| Comprehensive Income — Owners of Parent | 1,173.9 | 1,280.6 | 1,669.4 | 1,588.4 | |
| Comprehensive Income — Non-controlling Interests | 21.7 | 7.9 | -35.8 | 80.8 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 2.73 | 2.97 | 3.54 | 3.65 | |
| Diluted EPS — Continuing Operations | 2.73 | 2.97 | 3.54 | 3.65 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 7,737.2 | 7,975.4 | 8,160.1 | 8,821.9 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 1,503.5 | 1,737.8 | 1,977.5 | 2,158.5 | |
| − Exceptional Items (reconciliation) | 0.0 | -44.0 | 0.0 | 0.0 | |
| Net Income Adj (tax-effected) | 1,119.0 | 1,297.6 | 1,466.3 | 1,628.2 | |
| EPS Adj | 2.73 | 3.05 | 3.54 | 3.65 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Debt Equity | 0.06 | 0.05 | 0.05 | 0.05 | |
| Interest Earned | 6,979.5 | 7,242.4 | 7,494.0 | 7,940.9 | |
| Paid Up Equity Capital | 4,006.5 | 4,216.7 | 4,216.7 | 4,217.1 | |