In ₹ Crore except Per Share 12 Months Ending | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|
| Revenue from Operations | 31,539.9 | 32,694.7 | |
| Other Income | 42.7 | 21.5 | |
| Total Income | 31,582.6 | 32,716.2 | |
| Expenses | |||
| + Employee Benefit Expense | 2,828.3 | 2,951.9 | |
| + Finance Costs | 15,985.3 | 16,289.6 | |
| + Depreciation & Amortisation | 537.5 | 573.8 | |
| + Other Expenses | 2,607.1 | 2,731.0 | |
| Total Expenses | 24,981.1 | 25,338.9 | |
| EBITDA | 23,081.7 | 24,219.2 | |
| EBIT | 22,544.1 | 23,645.4 | |
| Profit | |||
| PBT before Exceptional Items | 6,601.6 | 7,377.3 | |
| + Exceptional Items | -44.0 | -44.0 | |
| Pretax Income | 6,557.5 | 7,333.3 | |
| + Current Tax | 1,640.7 | 1,830.0 | |
| + Deferred Tax | 30.7 | 31.1 | |
| Tax Expense | 1,671.5 | 1,861.2 | |
| + Share of Associates & JVs | 4.9 | 6.0 | |
| Net Income | 4,890.9 | 5,478.2 | |
| + Net Income — Continuing Ops | 4,886.1 | 5,472.1 | |
| + Other Comprehensive Income | 282.1 | 308.7 | |
| Total Comprehensive Income | 5,173.0 | 5,786.9 | |
| Net Income to Common | 4,846.1 | 5,403.6 | |
| Minority Interest | 44.8 | 74.6 | |
| Per Share | |||
| Basic EPS | 11.76 | 12.89 | |
| Diluted EPS | 11.76 | 12.89 | |
| Revenue Detail — as filed | |||
| + Rental Income | 444.9 | 499.7 | |
| + Dividend Income | 12.5 | 12.5 | |
| + Fees & Commission Income | 1,696.4 | 1,805.2 | |
| + Net Gain on Fair Value Changes | 310.3 | 319.2 | |
| + Net Gain on Derecognition — Amortised Cost | 423.6 | 401.4 | |
| + Share of P&L — Partnership Firms / LLPs | 4.9 | — | |
| Expense Detail — as filed | |||
| + Impairment on Financial Instruments | 3,022.9 | 2,792.6 | |
| Other Comprehensive Income — detail | |||
| + Other Comprehensive Income | 282.1 | 308.7 | |
| + Items NOT to be Reclassified to P&L | -118.0 | -19.4 | |
| + Tax on Items NOT to be Reclassified | -16.0 | -2.5 | |
| + Items to be Reclassified to P&L | 492.4 | 413.6 | |
| + Tax on Items to be Reclassified | 108.3 | 88.0 | |
| Comprehensive Income — Owners of Parent | 5,128.1 | 5,712.3 | |
| Comprehensive Income — Non-controlling Interests | 44.9 | 74.6 | |
| Per Share — as-filed variants | |||
| Basic EPS — Continuing Operations | 11.76 | 12.89 | |
| Diluted EPS — Continuing Operations | 11.76 | 12.89 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||
| Gross Profit | 31,539.9 | 32,694.7 | |
| Gross Margin % | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||
| Pretax Income (Adjusted, as filed) | 6,601.6 | 7,377.3 | |
| − Exceptional Items (reconciliation) | -44.0 | -44.0 | |
| Net Income Adj (tax-effected) | 4,923.7 | 5,511.0 | |
| EPS Adj | 11.84 | 12.97 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||
| Face Value | 10.00 | 10.00 | |
| Filed Debt Equity | 0.05 | 0.05 | |
| Interest Earned | 28,652.2 | 29,656.8 | |
| Paid Up Equity Capital | 4,216.7 | 4,217.1 | |