Tamilnad Mercantile Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY22 and earlierAlpha Plus

Margins & efficiency
Returns					FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	14.0%	14.0%	14.0%	13.5%
	1.9%	1.9%	1.9%	1.7%
	3.6%	3.6%	3.6%	3.5%
	45.5%	45.5%	44.6%	47.0%
	0.1%	0.1%	0.4%	0.2%
	2.2%	2.2%	2.2%	2.1%
	13.1%	13.1%	13.9%	11.7%
	86.1%	86.1%	81.9%	80.3%
Additional
	26.1%	26.0%	24.9%	23.1%
	—	13.0%	13.4%	7.4%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

TMB₹811.85

Tamilnad Mercantile Bank Ltd.

· Banking & Finance

₹ CrorePeersCUB KARURVYSYA SOUTHBANK TSFINV UJJIVANSFB STYL SHAREINDIA RELIGAREMcap ₹12,856 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	—	13.53	13.97	13.99	13.99
Return on Assets	—	1.74	1.85	1.89	1.89
Margins & Efficiency
Net Interest Margin (on assets)	—	3.49	3.60	3.57	3.57
Cost to Income	—	47.00	44.60	45.50	45.50
Credit Cost (provisions / avg advances)	—	0.22	0.41	0.10	0.10
Operating Expenses / Avg Assets	—	2.13	2.20	2.19	2.19
Other Income Share of Total Income	—	11.74	13.85	13.10	13.10
Credit-Deposit Ratio	—	80.25	81.92	86.08	86.08
Additional
Effective Tax Rate	—	23.07	24.91	25.96	26.12
Dvd Payout Ratio	—	7.39	13.39	13.02	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.