In ₹ Crore except Per Share Latest Annual	TMB FY26	CUB FY26	KARURVYSYA FY26	SOUTHBANK FY26	Peer Average
Valuation — at last close
P/E	◆ 9.61×	12.69×	13.65×	10.17×	12.17× -21%
P/B	◆ 1.27×	1.60×	2.43×	1.30×	1.77× -28%
Market Cap	₹12,856 Cr	₹16,860 Cr	₹34,268 Cr	₹14,808 Cr	₹21,978 Cr -42%
Growth
Revenue CAGR 3Y	◆ 17.95%	—	—	13.80%	13.80% +30%
Revenue CAGR 5Y	—	10.32%	—	—	10.32%
Net Income CAGR 3Y	—	—	—	23.37%	23.37%
Revenue YoY (latest Q)	26.58%	◆ 27.73%	10.54%	11.68%	16.65% +60%
Net Income YoY (latest Q)	◆ 42.09%	26.58%	37.24%	21.26%	28.36% +48%
Profitability
NIM (banks)	3.57%	3.24%	◆ 3.86%	2.58%	3.23% +11%
Net Income Margin	◆ 19.97%	16.77%	19.08%	12.28%	16.04% +24%
Return on Common Equity	13.99%	13.24%	◆ 19.28%	13.54%	15.35% -9%
Return on Assets	1.89%	1.52%	◆ 1.96%	1.09%	1.52% +24%
Credit & Quality
Gross NPA (banks)	◆ 0.73%	1.91%	0.75%	1.43%	1.36% -46%
Cost/Income (banks)	45.50%	47.93%	◆ 41.98%	56.41%	48.77% -7%
Scale — latest FY
Revenue / Total Income	₹6,696 Cr	₹7,909 Cr	₹13,159 Cr	₹11,855 Cr	₹10,974 Cr -39%
Net Income	₹1,338 Cr	₹1,326 Cr	₹2,510 Cr	₹1,456 Cr	₹1,764 Cr -24%
Total Assets	₹75,300 Cr	₹97,024 Cr	₹1.37L Cr	₹1.42L Cr	₹1.25L Cr -40%
EPS	₹84.47	₹17.88	₹25.98	₹5.56	₹16.47 +413%
Book Value per Share	₹638.47	₹142.18	₹145.95	₹43.57	₹110.57 +477%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.