Tamilnad Mercantile Bank quarterly results

Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income2,0521,621+26.6%
Net interest income807597+35.2%
Operating profit642452+41.8%
Net profit451318+42.1%
EPS₹28.49₹20.05+42.1%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023Earlier quartersAlpha Plus
Interest income
Earlier quartersEvery year the company has filed comes with Alpha Plus.
1,4931,3721,2841,1971,1271,1071,0871,0731,0731,013984951
316278255262271262247252258260263271
10.712.911.510.415.317.47.35.86.06.85.35.9
0.10.20.20.20.30.30.30.40.50.50.60.8
1,8201,6621,5501,4691,4131,3861,3421,3311,3371,2811,2541,229
1,013897846823816807774761741715687692
807765704646597580568570596567567537
232238242196208231200189227234164158
2,0521,9011,7921,6651,6211,6171,5421,5201,5651,5151,4181,387
Operating
193209221175176223178178191179189167
205183203199177176187173167152175158
398392424374353399364352358331364325
642611522468452412404408465469367370
33.453.918.81.520.08.317.23.364.985.423.52.4
Profit
608557504467432404387404400383343368
15714613012511599.094.910497.196.190.083.6
451412374342318305292300303287253284
451412374342318305292300303287253284
Per share
₹28.49₹25.99₹23.60₹21.57₹20.05₹19.25₹18.44₹18.96₹19.15₹18.14₹15.98₹17.95
₹28.49₹25.99₹23.60₹21.57₹20.05₹19.25₹18.44₹18.96₹19.15₹18.14₹15.98₹17.95
0.00.00.00.00.00.00.00.00.00.00.00.0
Per share — as-filed variants
₹28.49₹25.99₹23.60₹21.57₹20.05₹19.25₹18.44₹18.96₹19.15₹18.14₹15.98₹17.95
₹28.49₹25.99₹23.60₹21.57₹20.05₹19.25₹18.44₹18.96₹19.15₹18.14₹15.98₹17.95
Regulatory disclosures — filed alongside, not part of the P&L
8.7—1.1—————————
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

TMB₹806.50

Tamilnad Mercantile Bank Ltd.

· Banking & Finance
AnnualQuarterly₹ CrorePeersCUBKARURVYSYASOUTHBANKTSFINVUJJIVANSFBSTYLSHAREINDIARELIGAREMcap ₹12,771 Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills951.0984.41,013.51,073.11,072.61,087.01,107.11,126.51,197.01,284.21,371.61,493.4
+ Income on Investments271.4263.4260.3257.9252.2247.1261.5271.3261.8254.5277.8316.0
+ Interest on RBI / Interbank5.95.36.86.05.87.317.415.310.411.512.910.7
+ Other Interest0.80.60.50.50.40.30.30.30.20.20.20.1
Interest Earned1,229.21,253.71,281.21,337.41,331.01,341.71,386.21,413.41,469.41,550.41,662.41,820.2
Interest Expended692.1686.7714.6741.4760.6773.8806.7816.3823.3845.9897.41,013.0
Net Interest Income537.0567.1566.6596.1570.4567.9579.6597.1646.1704.5765.1807.2
Other Income158.0163.9233.7227.5188.9200.4231.2208.1196.0241.8238.4232.2
Total Income1,387.11,417.61,514.91,564.91,519.91,542.11,617.51,621.51,665.41,792.11,900.82,052.4
Operating
+ Employee Cost166.8189.1179.4191.0178.2177.8222.8175.8175.1220.7209.2193.1
+ Other Operating Expenses158.0175.3152.1167.3173.5186.5175.7176.9198.8203.2183.1204.8
Operating Expenses324.8364.4331.4358.3351.6364.3398.5352.8373.9423.9392.4397.9
Operating Profit (PPOP)370.2366.6468.8465.2407.7404.0412.3452.4468.2522.3611.1641.6
Provisions & Contingencies2.423.585.464.93.317.28.320.01.518.853.933.4
Profit
Pretax Income367.8343.0383.4400.3404.4386.8403.9432.4466.7503.5557.1608.1
Tax Expense83.690.096.197.1104.294.999.0114.9125.2129.9145.6157.0
Net Income284.2253.1287.3303.2300.2291.9304.9317.5341.5373.7411.5451.1
Net Income to Common284.2253.1287.3303.2300.2291.9304.9317.5341.5373.7411.5451.1
Per Share
Basic EPS17.9515.9818.1419.1518.9618.4419.2520.0521.5723.6025.9928.49
Diluted EPS17.9515.9818.1419.1518.9618.4419.2520.0521.5723.6025.9928.49
Book Value per Share0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items17.9515.9818.1419.1518.9618.4419.2520.0521.5723.6025.9928.49
Diluted EPS before Extraordinary Items17.9515.9818.1419.1518.9618.4419.2520.0521.5723.6025.9928.49
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period—————————1.1—8.7
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio0.000.000.000.000.280.000.000.000.000.000.000.00
Cet1 Ratio0.250.280.280.280.290.310.300.290.290.320.310.31
Expenditure Ex Provisions1,016.91,051.11,046.01,099.71,112.21,138.11,205.21,169.01,197.21,269.81,289.71,410.9
Face Value10.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.00
Filed Roa0.020.020.020.020.020.020.020.020.020.020.020.02
Gnpa Pct0.020.010.010.010.010.010.010.010.010.010.010.01
Gross Npa649.1575.1587.7584.5576.4556.1549.1474.5462.8388.2398.1371.7
Net Npa375.3335.8261.6194.8177.6160.5147.4121.5100.197.498.083.6
Nnpa Pct0.010.010.010.000.000.000.000.000.000.000.000.00
Paid Up Equity Capital158.4158.4158.4158.4158.4158.4158.4158.4158.4158.4158.4158.4
Pat Ordinary284.2253.1287.3303.2300.2291.9304.9317.5341.5373.7411.5451.1
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Tamilnad Mercantile Bank Q2 FY27 results (July–September 2026)

Filed with NSE on Monday, 26 October 2026 at 1:49 pm IST

Tamilnad Mercantile Bank (NSE: TMB) reported its Q2 FY27 results (July–September 2026) on Monday, 26 October 2026 at 1:49 pm IST. Standalone net profit was ₹451 crore, up 42.1% from ₹318 crore in Q2 FY26 and up 9.6% from ₹412 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹807 crore, up 35.2% on the year.

Q2 FY26 results (a year earlier)
27 October 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹451 Cr+42.1% vs Q2 FY26+9.6% vs Q1 FY27
Net interest income
₹807 Cr+35.2% vs Q2 FY26+5.5% vs Q1 FY27
Operating profit (before provisions)
₹642 Cr+41.8% vs Q2 FY26+5.0% vs Q1 FY27
Gross NPA
0.61%1.01% in Q2 FY260.69% in Q1 FY27₹372 Cr · net NPA 0.14%
Deposits
₹69,546 Cr+25.5% vs Q2 FY26
Advances (loans)
₹60,429 Cr+29.7% vs Q2 FY26

Questions

What was Tamilnad Mercantile Bank's net profit in Q2 FY27?

Standalone net profit was ₹451 crore, up 42.1% from ₹318 crore in Q2 FY26 and up 9.6% from ₹412 crore in Q1 FY27.

What was Tamilnad Mercantile Bank's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹807 crore, up 35.2% on the year. Operating profit before provisions was ₹642 crore, and provisions were ₹33.4 crore.

What was Tamilnad Mercantile Bank's net profit in FY26?

Standalone net profit was ₹1,338 crore in FY26 (April 2025–March 2026), up 13.1% from ₹1,183 crore in FY25. It was ₹1,072 crore in FY24.

How were Tamilnad Mercantile Bank's Q2 FY27 results?

Both grew from a year earlier: net profit was up 42.1% at ₹451 crore and net interest income was up 35.2% at ₹807 crore. Gross NPAs were 0.61% of advances, against 1.01% a year earlier. Against Q1 FY27, net profit was up 9.6% and net interest income up 5.5%.

What were Tamilnad Mercantile Bank's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹372 crore, 0.61% of gross advances, against 1.01% a year earlier and 0.69% in Q1 FY27. Net NPAs were 0.14% of net advances (0.26% a year earlier).

How much did Tamilnad Mercantile Bank's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹69,546 crore, up 25.5% from ₹55,421 crore a year earlier, and advances (loans) were ₹60,429 crore, up 29.7% from ₹46,590 crore a year earlier.

What was Tamilnad Mercantile Bank's EPS in Q2 FY27?

Basic earnings per share were ₹28.49, against ₹20.05 in Q2 FY26.

What was Tamilnad Mercantile Bank's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹863 crore, up 38.6% from ₹622 crore in the same months a year earlier. Net interest income was ₹1,572 crore, up 33.6%.

When did Tamilnad Mercantile Bank announce its Q2 FY27 results?

On Monday, 26 October 2026 at 1:49 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 27 October 2025.

How has Tamilnad Mercantile Bank's profit changed over the last four quarters?

Net profit by quarter: ₹342 crore in Q3 FY26, ₹374 crore in Q4 FY26, ₹412 crore in Q1 FY27 and ₹451 crore in Q2 FY27. That is ₹1,578 crore over the four quarters, up 29.9% from ₹1,215 crore in the four quarters before. Net interest income: ₹646 crore, ₹704 crore, ₹765 crore and ₹807 crore.

What was Tamilnad Mercantile Bank's net interest income in FY26?

Net interest income was ₹2,527 crore in FY26 (April 2025–March 2026), up 9.8% from ₹2,301 crore in FY25. It was ₹2,151 crore in FY24 and ₹2,094 crore in FY23: up 20.7% over three years, 6.5% a year on average.

When will Tamilnad Mercantile Bank announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these Tamilnad Mercantile Bank figures come from?

From Tamilnad Mercantile Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 26 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.