| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 14.7% | 14.7% | 15.5% | 15.5% | 0.0% | ||
| 2.6% | 2.6% | 2.7% | 3.1% | 0.0% | ||
Margins & efficiency | ||||||
| 4.4% | 4.4% | 4.2% | 4.1% | — | ||
| 33.0% | 33.0% | 35.7% | 36.8% | — | ||
| 0.8% | 0.8% | 0.4% | 0.6% | — | ||
| 22.0% | 21.0% | 22.2% | 25.4% | — | ||
Leverage | ||||||
| 5.76× | 5.76× | 5.71× | 5.80× | — | ||
| 4.68× | 4.68× | 4.63× | 4.72× | 3.38× | ||
Additional | ||||||
| 24.7% | 25.2% | 25.9% | 27.5% | — | ||
| — | 19.8% | 17.6% | 17.3% | — | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 0.00 | 15.54 | 15.48 | 14.66 | 14.66 | |
| Return on Assets | 0.00 | 3.06 | 2.69 | 2.56 | 2.56 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | — | 4.05 | 4.17 | 4.38 | 4.38 | |
| Cost to Income | — | 36.76 | 35.67 | 32.99 | 32.99 | |
| Credit Cost (impairment / avg loans) | — | 0.60 | 0.42 | 0.80 | 0.80 | |
| Net Income Margin | — | 25.35 | 22.15 | 20.99 | 21.97 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | — | 5.80 | 5.71 | 5.76 | 5.76 | |
| Total Debt/Equity | 3.38 | 4.72 | 4.63 | 4.68 | 4.68 | |
| Additional | ||||||
| Effective Tax Rate | — | 27.47 | 25.93 | 25.19 | 24.72 | |
| Dvd Payout Ratio | — | 17.31 | 17.59 | 19.81 | — | |