Spandana Sphoorty Financial quarterly results

Q1 FY27 · Apr–Jun 2026

₹ crore	Q1 FY27	Q1 FY26	Change
Total income	303	304	−0.3%
Net interest income	148	130	+14.0%
Net profit	11.9	−360	—
EPS	₹1.49	−₹50.52	—

Every quarter

₹ crore except per share

Tap a line for its trend	Q1 FY27Jun 2026	Q4 FY26Mar 2026	Q3 FY26Dec 2025	Q2 FY26Sep 2025	Q1 FY26Jun 2025	Q4 FY25Mar 2025	Q3 FY25Dec 2024	Q2 FY25Sep 2024	Q1 FY25Jun 2024	Q4 FY24Mar 2024	Q3 FY24Dec 2023	Q2 FY24Sep 2023	Earlier quartersAlpha Plus

Expenses
Revenue from operations													Earlier quartersEvery year the company has filed comes with Alpha Plus.
	280	232	225	225	284	391	503	607	694	635	566	—
	3.6	4.4	4.6	4.9	16.7	24.1	48.6	74.7	13.4	33.9	55.9	—
	0.1	23.4	4.5	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	—
	284	260	234	230	300	415	555	686	710	676	626	610
	19.3	17.5	11.3	9.9	3.7	4.1	17.8	20.2	27.1	33.8	30.8	30.0
	303	277	246	239	304	419	573	707	737	710	657	640
	132	126	109	120	154	185	229	258	259	249	250	228
	−1.3	−18.1	58.4	258	422	603	666	516	212	93.8	70.1	—
	106	113	144	130	146	161	184	153	135	141	121	112
	2.6	4.0	3.9	4.0	4.2	7.2	5.6	5.5	4.4	7.0	5.6	4.6
	46.1	44.5	55.7	54.5	59.1	40.6	75.8	62.0	51.7	46.4	39.6	38.3
	286	269	371	567	785	997	1,160	995	662	537	486	473
	148	106	116	105	130	205	274	349	434	386	316	—
	16.3	−10.0	−67.0	−69.0	−58.7	25.1	78.4	228	287	266	240	—
Profit
	17.6	8.0	−125	−327	−481	−578	−588	−289	75.1	172	170	168
	17.6	8.0	−125	−327	−481	−578	−588	−289	75.1	172	170	168
	0.0	0.0	0.0	0.0	0.0	0.0	−66.3	−9.5	75.8	48.4	51.5	3.5
	5.7	2.8	−30.5	−78.0	−121	−143	−81.1	−62.8	−56.4	−4.8	−8.6	38.8
	5.7	2.8	−30.5	−78.0	−121	−143	−147	−72.3	19.3	43.5	42.9	42.3
	11.9	5.3	−95.0	−249	−360	−434	−440	−216	55.7	129	127	125
	11.9	5.3	−95.0	−249	−360	−434	−440	−216	55.7	129	127	125
	−2.1	−0.8	−12.5	−3.5	13.2	−17.3	10.2	10.9	0.2	5.1	−0.6	−2.2
	9.8	4.5	−108	−253	−347	−452	−430	−205	55.9	134	127	123
	—	5.3	—	—	−360	−434	−440	−216	55.7	129	127	125
	0.0	0.0	—	—	−0.0	0.0	−0.1	−0.0	0.0	0.0	0.0	0.0
Per share
	₹1.49	₹0.66	−₹11.88	−₹32.76	−₹50.52	−₹60.91	−₹61.73	−₹30.34	₹7.81	₹18.06	₹17.91	₹17.63
	₹1.49	₹0.66	−₹11.88	−₹32.76	−₹50.52	−₹60.91	−₹61.73	−₹30.34	₹7.70	₹17.71	₹17.60	₹17.43
Other comprehensive income — detail
	−2.1	−0.8	−12.5	−3.5	13.2	−17.3	10.2	10.9	0.2	5.1	−0.6	—
	−0.7	0.6	0.5	0.0	−0.3	1.7	0.4	−0.1	−1.6	0.1	0.1	1.0
	−0.2	0.2	0.1	0.0	−0.1	0.5	—	—	—	—	—	—
	—	—	—	—	—	—	0.1	−0.1	−0.4	0.0	0.0	0.3
	−2.1	−1.7	−17.2	−4.7	17.9	−24.8	13.2	14.6	1.8	6.7	−0.9	−3.9
	−0.5	−0.4	−4.3	−1.2	4.5	−6.3	—	—	—	—	—	—
	—	—	—	—	—	—	3.3	3.7	0.5	1.7	−0.2	−1.0
	—	5.3	—	—	−347	−452	−430	−205	55.7	134	127	—
	—	0.0	—	—	−0.0	0.0	−0.1	−0.0	0.0	0.0	0.0	—
Per share — as-filed variants
	₹1.49	₹0.66	−₹11.88	−₹32.76	−₹50.52	−₹60.91	−₹61.73	−₹30.34	₹7.81	₹18.06	₹17.91	₹17.63
	₹1.49	₹0.66	−₹11.88	−₹32.76	−₹50.52	−₹60.91	−₹61.73	−₹30.34	₹7.70	₹17.71	₹17.60	₹17.43
Adjusted (ex-exceptional items) — derived
	17.6	8.0	−125	−327	−481	−578	−588	−289	75.1	172	170	168
	11.9	5.3	−95.0	−249	−360	−434	−440	−216	55.7	129	127	125
	₹1.49	₹0.66	−₹11.88	−₹32.76	−₹50.52	−₹60.91	−₹61.73	−₹30.34	₹7.81	₹18.06	₹17.91	₹17.63

Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

SPANDANA₹199.02

Spandana Sphoorty Financial Limited

· Banking & Finance

Annual Quarterly₹ CrorePeersSATIN FUSION MUTHOOTMFMcap ₹1,592 Cr

View

In ₹ Crore except Per Share 3 Months Ending	Q2 FY24 30/09/2023	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Revenue from Operations
+ Interest Income	—	566.3	635.2	693.5	607.1	502.9	390.7	283.7	224.6	225.2	231.8	280.2
+ Net Gain on Fair Value Changes	—	55.9	33.9	13.4	74.7	48.6	24.1	16.7	4.9	4.6	4.4	3.6
+ Net Gain on Derecognition — Amortised Cost	—	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	4.5	23.4	0.1
Revenue from Operations	610.3	626.0	675.8	709.9	686.4	554.8	414.8	300.5	229.6	234.3	259.7	283.9
Other Income	30.0	30.8	33.8	27.1	20.2	17.8	4.1	3.7	9.9	11.3	17.5	19.3
Total Income	640.2	656.8	709.6	737.0	706.6	572.6	418.9	304.1	239.5	245.6	277.2	303.2
Expenses
+ Finance Costs	227.7	250.2	249.3	259.4	258.4	229.0	185.5	153.8	119.9	108.7	126.0	132.1
+ Impairment on Financial Instruments	—	70.1	93.8	211.8	516.4	666.1	602.8	422.2	258.2	58.4	-18.1	-1.3
+ Employee Benefit Expense	112.0	121.0	140.9	134.7	152.9	183.7	160.5	145.7	130.2	144.2	112.7	106.2
+ Depreciation & Amortisation	4.6	5.6	7.0	4.4	5.5	5.6	7.2	4.2	4.0	3.9	4.0	2.6
+ Other Expenses	38.3	39.6	46.4	51.7	62.0	75.8	40.6	59.1	54.5	55.7	44.5	46.1
Total Expenses	472.7	486.5	537.4	661.9	995.2	1,160.2	996.5	785.0	566.6	371.0	269.2	285.7
Net Interest Income	—	316.1	385.9	434.2	348.7	273.9	205.2	130.0	104.8	116.4	105.8	148.2
Pre-provision Operating Profit (derived)	—	240.5	266.0	286.9	227.8	78.4	25.1	-58.7	-69.0	-67.0	-10.0	16.3
Profit
PBT before Exceptional Items	167.5	170.3	172.2	75.1	-288.6	-587.6	-577.6	-480.9	-327.1	-125.5	8.0	17.6
Pretax Income	167.5	170.3	172.2	75.1	-288.6	-587.6	-577.6	-480.9	-327.1	-125.5	8.0	17.6
+ Current Tax	3.5	51.5	48.4	75.8	-9.5	-66.3	0.0	0.0	0.0	0.0	0.0	0.0
+ Deferred Tax	38.8	-8.6	-4.8	-56.4	-62.8	-81.1	-143.3	-120.7	-78.0	-30.5	2.8	5.7
Tax Expense	42.3	42.9	43.5	19.3	-72.3	-147.4	-143.3	-120.7	-78.0	-30.5	2.8	5.7
Net Income	125.2	127.4	128.7	55.7	-216.3	-440.2	-434.3	-360.2	-249.2	-95.0	5.3	11.9
+ Net Income — Continuing Ops	125.2	127.4	128.7	55.7	-216.3	-440.2	-434.3	-360.2	-249.2	-95.0	5.3	11.9
+ Other Comprehensive Income	-2.2	-0.6	5.1	0.2	10.9	10.2	-17.3	13.2	-3.5	-12.5	-0.8	-2.1
Total Comprehensive Income	123.0	126.8	133.7	55.9	-205.4	-430.0	-451.6	-347.0	-252.6	-107.5	4.5	9.8
Net Income to Common	125.2	127.4	128.6	55.7	-216.3	-440.2	-434.3	-360.2	—	—	5.3	—
Minority Interest	0.0	0.0	0.0	0.0	-0.0	-0.1	0.0	-0.0	—	—	0.0	0.0
Per Share
Basic EPS	17.63	17.91	18.06	7.81	-30.34	-61.73	-60.91	-50.52	-32.76	-11.88	0.66	1.49
Diluted EPS	17.43	17.60	17.71	7.70	-30.34	-61.73	-60.91	-50.52	-32.76	-11.88	0.66	1.49
Other Comprehensive Income — detail
+ Other Comprehensive Income	—	-0.6	5.1	0.2	10.9	10.2	-17.3	13.2	-3.5	-12.5	-0.8	-2.1
+ Items NOT to be Reclassified to P&L	1.0	0.1	0.1	-1.6	-0.1	0.4	1.7	-0.3	0.0	0.5	0.6	-0.7
+ Tax on Items NOT to be Reclassified	—	—	—	—	—	—	0.5	-0.1	0.0	0.1	0.2	-0.2
+ Tax on Items NOT to be Reclassified — alt tag	0.3	0.0	0.0	-0.4	-0.1	0.1	—	—	—	—	—	—
+ Items to be Reclassified to P&L	-3.9	-0.9	6.7	1.8	14.6	13.2	-24.8	17.9	-4.7	-17.2	-1.7	-2.1
+ Tax on Items to be Reclassified	—	—	—	—	—	—	-6.3	4.5	-1.2	-4.3	-0.4	-0.5
+ Tax on Items to be Reclassified — alt tag	-1.0	-0.2	1.7	0.5	3.7	3.3	—	—	—	—	—	—
Comprehensive Income — Owners of Parent	—	127.4	133.7	55.7	-205.4	-430.0	-451.6	-347.0	—	—	5.3	—
Comprehensive Income — Non-controlling Interests	—	0.0	0.0	0.0	-0.0	-0.1	0.0	-0.0	—	—	0.0	—
Per Share — as-filed variants
Basic EPS — Continuing Operations	17.63	17.91	18.06	7.81	-30.34	-61.73	-60.91	-50.52	-32.76	-11.88	0.66	1.49
Diluted EPS — Continuing Operations	17.43	17.60	17.71	7.70	-30.34	-61.73	-60.91	-50.52	-32.76	-11.88	0.66	1.49
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	167.5	170.3	172.2	75.1	-288.6	-587.6	-577.6	-480.9	-327.1	-125.5	8.0	17.6
Net Income Adj (tax-effected)	125.2	127.4	128.7	55.7	-216.3	-440.2	-434.3	-360.2	-249.2	-95.0	5.3	11.9
EPS Adj	17.63	17.91	18.06	7.81	-30.34	-61.73	-60.91	-50.52	-32.76	-11.88	0.66	1.49
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Filed Debt Equity	—	—	3.00	—	—	—	—	—	—	—	—	2.01
Paid Up Equity Capital	71.1	71.2	71.3	71.3	71.3	71.3	71.3	71.3	80.0	80.0	80.0	80.0

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: Q1 FY27 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Spandana Sphoorty Financial Q2 FY27 results date

Spandana Sphoorty Financial (NSE: SPANDANA) will announce its Q2 FY27 results (July–September 2026) on Friday, 30 October 2026, according to the board-meeting notice it filed on 24 October 2026. Its latest results are for Q1 FY27 (April–June 2026). Consolidated net profit was ₹11.9 crore, against a loss of ₹360 crore in Q1 FY26 and up 125.4% from ₹5.3 crore in Q4 FY26. Revenue from operations was ₹284 crore, down 5.5% year on year and up 9.3% from the previous quarter.

Board-meeting notice filed: 24 October 2026
Q2 FY26 results (a year earlier): 31 October 2025
Q1 FY27 results (the latest): 23 July 2026

Latest results: Q1 FY27 (Apr–Jun 2026) · consolidated

Q2 FY27 results date: 30 October 2026Friday · notice filed 24 Oct
Q1 FY27 net profit: ₹11.9 Crloss ₹360 Cr in Q1 FY26+125.4% vs Q4 FY26
Q1 FY27 revenue: ₹284 Cr−5.5% vs Q1 FY26+9.3% vs Q4 FY26
Q2 FY26 net loss (a year earlier): −₹249 CrRevenue ₹230 Cr
Q1 FY27 EPS (basic): ₹1.49

Questions

When will Spandana Sphoorty Financial announce its Q2 FY27 results?

On 30 October 2026, the date of the board meeting called to approve them (notice filed with the exchanges on 24 October 2026). Last year it reported Q2 FY26 on 31 October 2025.

What will Spandana Sphoorty Financial's Q2 FY27 results be compared with?

With the same quarter a year earlier, Q2 FY26 (July–September 2025), when consolidated net loss was ₹249 crore and revenue from operations ₹230 crore. The latest quarter, Q1 FY27, had a net profit of ₹11.9 crore and revenue of ₹284 crore.

What was Spandana Sphoorty Financial's net profit in FY26?

Consolidated net profit was a loss of ₹699 crore in FY26 (April 2025–March 2026), narrower than the loss of ₹1,035 crore in FY25. It was a profit of ₹501 crore in FY24 and a profit of ₹12.4 crore in FY23.

What were Spandana Sphoorty Financial's Q1 FY27 results?

Consolidated net profit was ₹11.9 crore, against a loss of ₹360 crore in Q1 FY26 and up 125.4% from ₹5.3 crore in Q4 FY26. Revenue from operations was ₹284 crore, down 5.5% year on year and up 9.3% from the previous quarter.

How has Spandana Sphoorty Financial's profit changed over the last four quarters?

Net profit by quarter: a loss of ₹249 crore in Q2 FY26, a loss of ₹95 crore in Q3 FY26, a profit of ₹5.3 crore in Q4 FY26 and a profit of ₹11.9 crore in Q1 FY27. That is a combined loss of ₹327 crore over the four quarters. Revenue from operations: ₹230 crore, ₹234 crore, ₹260 crore and ₹284 crore.

What was Spandana Sphoorty Financial's revenue in FY26?

Revenue from operations was ₹1,024 crore in FY26 (April 2025–March 2026), down 56.5% from ₹2,355 crore in FY25. It was ₹2,424 crore in FY24 and ₹1,401 crore in FY23: down 26.9% over three years, an average fall of 9.9% a year.

Where do these Spandana Sphoorty Financial figures come from?

From Spandana Sphoorty Financial's own consolidated results filings to NSE, in ₹ crore as filed; the date from its board-meeting notices.

Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.