Spandana Sphoorty Financial quarterly results

Q2 FY27 · Jul–Sep 2026

₹ crore	Q2 FY27	Q2 FY26	Change
Total income	340	239	+42.1%
Net interest income	178	105	+69.5%
Net profit	18.2	−249	—
EPS	₹2.26	−₹32.76	—

Every quarter

₹ crore except per share

Tap a line for its trend	Q2 FY27Sep 2026	Q1 FY27Jun 2026	Q4 FY26Mar 2026	Q3 FY26Dec 2025	Q2 FY26Sep 2025	Q1 FY26Jun 2025	Q4 FY25Mar 2025	Q3 FY25Dec 2024	Q2 FY25Sep 2024	Q1 FY25Jun 2024	Q4 FY24Mar 2024	Q3 FY24Dec 2023	Earlier quartersAlpha Plus

Expenses
Revenue from operations													Earlier quartersEvery year the company has filed comes with Alpha Plus.
	318	280	232	225	225	284	391	503	607	694	635	566
	6.5	3.6	4.4	4.6	4.9	16.7	24.1	48.6	74.7	13.4	33.9	55.9
	0.3	0.1	23.4	4.5	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	325	284	260	234	230	300	415	555	686	710	676	626
	15.5	19.3	17.5	11.3	9.9	3.7	4.1	17.8	20.2	27.1	33.8	30.8
	340	303	277	246	239	304	419	573	707	737	710	657
	141	132	126	109	120	154	185	229	258	259	249	250
	14.6	−1.3	−18.1	58.4	258	422	603	666	516	212	93.8	70.1
	103	106	113	144	130	146	161	184	153	135	141	121
	2.4	2.6	4.0	3.9	4.0	4.2	7.2	5.6	5.5	4.4	7.0	5.6
	42.6	46.1	44.5	55.7	54.5	59.1	40.6	75.8	62.0	51.7	46.4	39.6
	303	286	269	371	567	785	997	1,160	995	662	537	486
	178	148	106	116	105	130	205	274	349	434	386	316
	51.5	16.3	−10.0	−67.0	−69.0	−58.7	25.1	78.4	228	287	266	240
Profit
	37.0	17.6	8.0	−125	−327	−481	−578	−588	−289	75.1	172	170
	37.0	17.6	8.0	−125	−327	−481	−578	−588	−289	75.1	172	170
	0.0	0.0	0.0	0.0	0.0	0.0	0.0	−66.3	−9.5	75.8	48.4	51.5
	18.7	5.7	2.8	−30.5	−78.0	−121	−143	−81.1	−62.8	−56.4	−4.8	−8.6
	18.7	5.7	2.8	−30.5	−78.0	−121	−143	−147	−72.3	19.3	43.5	42.9
	18.2	11.9	5.3	−95.0	−249	−360	−434	−440	−216	55.7	129	127
	18.2	11.9	5.3	−95.0	−249	−360	−434	−440	−216	55.7	129	127
	−10.3	−2.1	−0.8	−12.5	−3.5	13.2	−17.3	10.2	10.9	0.2	5.1	−0.6
	8.0	9.8	4.5	−108	−253	−347	−452	−430	−205	55.9	134	127
	—	—	5.3	—	—	−360	−434	−440	−216	55.7	129	127
	0.0	0.0	0.0	—	—	−0.0	0.0	−0.1	−0.0	0.0	0.0	0.0
Per share
	₹2.26	₹1.49	₹0.66	−₹11.88	−₹32.76	−₹50.52	−₹60.91	−₹61.73	−₹30.34	₹7.81	₹18.06	₹17.91
	₹2.26	₹1.49	₹0.66	−₹11.88	−₹32.76	−₹50.52	−₹60.91	−₹61.73	−₹30.34	₹7.70	₹17.71	₹17.60
Other comprehensive income — detail
	−10.3	−2.1	−0.8	−12.5	−3.5	13.2	−17.3	10.2	10.9	0.2	5.1	−0.6
	−0.1	−0.7	0.6	0.5	0.0	−0.3	1.7	0.4	−0.1	−1.6	0.1	0.1
	−0.0	−0.2	0.2	0.1	0.0	−0.1	0.5	—	—	—	—	—
	—	—	—	—	—	—	—	0.1	−0.1	−0.4	0.0	0.0
	−13.6	−2.1	−1.7	−17.2	−4.7	17.9	−24.8	13.2	14.6	1.8	6.7	−0.9
	−3.4	−0.5	−0.4	−4.3	−1.2	4.5	−6.3	—	—	—	—	—
	—	—	—	—	—	—	—	3.3	3.7	0.5	1.7	−0.2
	—	—	5.3	—	—	−347	−452	−430	−205	55.7	134	127
	—	—	0.0	—	—	−0.0	0.0	−0.1	−0.0	0.0	0.0	0.0
Per share — as-filed variants
	₹2.26	₹1.49	₹0.66	−₹11.88	−₹32.76	−₹50.52	−₹60.91	−₹61.73	−₹30.34	₹7.81	₹18.06	₹17.91
	₹2.26	₹1.49	₹0.66	−₹11.88	−₹32.76	−₹50.52	−₹60.91	−₹61.73	−₹30.34	₹7.70	₹17.71	₹17.60
Adjusted (ex-exceptional items) — derived
	37.0	17.6	8.0	−125	−327	−481	−578	−588	−289	75.1	172	170
	18.2	11.9	5.3	−95.0	−249	−360	−434	−440	−216	55.7	129	127
	₹2.26	₹1.49	₹0.66	−₹11.88	−₹32.76	−₹50.52	−₹60.91	−₹61.73	−₹30.34	₹7.81	₹18.06	₹17.91

Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

SPANDANA₹178.02

Spandana Sphoorty Financial Limited

· Banking & Finance

Annual Quarterly₹ CrorePeersSATIN FUSION MUTHOOTMFMcap ₹1,424 Cr

View

In ₹ Crore except Per Share 3 Months Ending	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026	Q2 FY27 30/09/2026
Revenue from Operations
+ Interest Income	566.3	635.2	693.5	607.1	502.9	390.7	283.7	224.6	225.2	231.8	280.2	318.1
+ Net Gain on Fair Value Changes	55.9	33.9	13.4	74.7	48.6	24.1	16.7	4.9	4.6	4.4	3.6	6.5
+ Net Gain on Derecognition — Amortised Cost	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	4.5	23.4	0.1	0.3
Revenue from Operations	626.0	675.8	709.9	686.4	554.8	414.8	300.5	229.6	234.3	259.7	283.9	324.9
Other Income	30.8	33.8	27.1	20.2	17.8	4.1	3.7	9.9	11.3	17.5	19.3	15.5
Total Income	656.8	709.6	737.0	706.6	572.6	418.9	304.1	239.5	245.6	277.2	303.2	340.4
Expenses
+ Finance Costs	250.2	249.3	259.4	258.4	229.0	185.5	153.8	119.9	108.7	126.0	132.1	140.6
+ Impairment on Financial Instruments	70.1	93.8	211.8	516.4	666.1	602.8	422.2	258.2	58.4	-18.1	-1.3	14.6
+ Employee Benefit Expense	121.0	140.9	134.7	152.9	183.7	160.5	145.7	130.2	144.2	112.7	106.2	103.3
+ Depreciation & Amortisation	5.6	7.0	4.4	5.5	5.6	7.2	4.2	4.0	3.9	4.0	2.6	2.4
+ Other Expenses	39.6	46.4	51.7	62.0	75.8	40.6	59.1	54.5	55.7	44.5	46.1	42.6
Total Expenses	486.5	537.4	661.9	995.2	1,160.2	996.5	785.0	566.6	371.0	269.2	285.7	303.5
Net Interest Income	316.1	385.9	434.2	348.7	273.9	205.2	130.0	104.8	116.4	105.8	148.2	177.6
Pre-provision Operating Profit (derived)	240.5	266.0	286.9	227.8	78.4	25.1	-58.7	-69.0	-67.0	-10.0	16.3	51.5
Profit
PBT before Exceptional Items	170.3	172.2	75.1	-288.6	-587.6	-577.6	-480.9	-327.1	-125.5	8.0	17.6	37.0
Pretax Income	170.3	172.2	75.1	-288.6	-587.6	-577.6	-480.9	-327.1	-125.5	8.0	17.6	37.0
+ Current Tax	51.5	48.4	75.8	-9.5	-66.3	0.0	0.0	0.0	0.0	0.0	0.0	0.0
+ Deferred Tax	-8.6	-4.8	-56.4	-62.8	-81.1	-143.3	-120.7	-78.0	-30.5	2.8	5.7	18.7
Tax Expense	42.9	43.5	19.3	-72.3	-147.4	-143.3	-120.7	-78.0	-30.5	2.8	5.7	18.7
Net Income	127.4	128.7	55.7	-216.3	-440.2	-434.3	-360.2	-249.2	-95.0	5.3	11.9	18.2
+ Net Income — Continuing Ops	127.4	128.7	55.7	-216.3	-440.2	-434.3	-360.2	-249.2	-95.0	5.3	11.9	18.2
+ Other Comprehensive Income	-0.6	5.1	0.2	10.9	10.2	-17.3	13.2	-3.5	-12.5	-0.8	-2.1	-10.3
Total Comprehensive Income	126.8	133.7	55.9	-205.4	-430.0	-451.6	-347.0	-252.6	-107.5	4.5	9.8	8.0
Net Income to Common	127.4	128.6	55.7	-216.3	-440.2	-434.3	-360.2	—	—	5.3	—	—
Minority Interest	0.0	0.0	0.0	-0.0	-0.1	0.0	-0.0	—	—	0.0	0.0	0.0
Per Share
Basic EPS	17.91	18.06	7.81	-30.34	-61.73	-60.91	-50.52	-32.76	-11.88	0.66	1.49	2.26
Diluted EPS	17.60	17.71	7.70	-30.34	-61.73	-60.91	-50.52	-32.76	-11.88	0.66	1.49	2.26
Other Comprehensive Income — detail
+ Other Comprehensive Income	-0.6	5.1	0.2	10.9	10.2	-17.3	13.2	-3.5	-12.5	-0.8	-2.1	-10.3
+ Items NOT to be Reclassified to P&L	0.1	0.1	-1.6	-0.1	0.4	1.7	-0.3	0.0	0.5	0.6	-0.7	-0.1
+ Tax on Items NOT to be Reclassified	—	—	—	—	—	0.5	-0.1	0.0	0.1	0.2	-0.2	-0.0
+ Tax on Items NOT to be Reclassified — alt tag	0.0	0.0	-0.4	-0.1	0.1	—	—	—	—	—	—	—
+ Items to be Reclassified to P&L	-0.9	6.7	1.8	14.6	13.2	-24.8	17.9	-4.7	-17.2	-1.7	-2.1	-13.6
+ Tax on Items to be Reclassified	—	—	—	—	—	-6.3	4.5	-1.2	-4.3	-0.4	-0.5	-3.4
+ Tax on Items to be Reclassified — alt tag	-0.2	1.7	0.5	3.7	3.3	—	—	—	—	—	—	—
Comprehensive Income — Owners of Parent	127.4	133.7	55.7	-205.4	-430.0	-451.6	-347.0	—	—	5.3	—	—
Comprehensive Income — Non-controlling Interests	0.0	0.0	0.0	-0.0	-0.1	0.0	-0.0	—	—	0.0	—	—
Per Share — as-filed variants
Basic EPS — Continuing Operations	17.91	18.06	7.81	-30.34	-61.73	-60.91	-50.52	-32.76	-11.88	0.66	1.49	2.26
Diluted EPS — Continuing Operations	17.60	17.71	7.70	-30.34	-61.73	-60.91	-50.52	-32.76	-11.88	0.66	1.49	2.26
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	170.3	172.2	75.1	-288.6	-587.6	-577.6	-480.9	-327.1	-125.5	8.0	17.6	37.0
Net Income Adj (tax-effected)	127.4	128.7	55.7	-216.3	-440.2	-434.3	-360.2	-249.2	-95.0	5.3	11.9	18.2
EPS Adj	17.91	18.06	7.81	-30.34	-61.73	-60.91	-50.52	-32.76	-11.88	0.66	1.49	2.26
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Filed Debt Equity	—	3.00	—	—	—	—	—	—	—	—	2.01	—
Paid Up Equity Capital	71.2	71.3	71.3	71.3	71.3	71.3	71.3	80.0	80.0	80.0	80.0	88.4

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: Q2 FY27 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Spandana Sphoorty Financial Q2 FY27 results (July–September 2026)

Spandana Sphoorty Financial (NSE: SPANDANA) reported its Q2 FY27 results (July–September 2026). Consolidated net profit was ₹18.2 crore, against a loss of ₹249 crore in Q2 FY26 and up 53.5% from ₹11.9 crore in Q1 FY27. Revenue from operations was ₹325 crore, up 41.5% year on year and up 14.4% from the previous quarter.

Q2 FY26 results (a year earlier): 31 October 2025
Q3 FY27 results due by: 14 February 2027

Q2 FY27 at a glance · consolidated

Net profit: ₹18.2 Crloss ₹249 Cr in Q2 FY26+53.5% vs Q1 FY27
Revenue from operations: ₹325 Cr+41.5% vs Q2 FY26+14.4% vs Q1 FY27
Earnings per share (basic): ₹2.26+51.7% vs Q1 FY27
Net profit margin: 5.6%+114.2 pts vs Q2 FY26+1.4 pts vs Q1 FY27

Questions

What was Spandana Sphoorty Financial's net profit in Q2 FY27?

Consolidated net profit was ₹18.2 crore, against a loss of ₹249 crore in Q2 FY26 and up 53.5% from ₹11.9 crore in Q1 FY27.

What was Spandana Sphoorty Financial's revenue in Q2 FY27?

Revenue from operations was ₹325 crore, up 41.5% year on year and up 14.4% from the previous quarter.

How were Spandana Sphoorty Financial's Q2 FY27 results?

A net profit of ₹18.2 crore, against a loss of ₹249 crore in Q2 FY26. Revenue was up 41.5% at ₹325 crore. Against Q1 FY27, net profit was up 53.5% and revenue up 14.4%.

What was Spandana Sphoorty Financial's EPS in Q2 FY27?

Basic earnings per share were ₹2.26.

What was Spandana Sphoorty Financial's net profit in the first half of FY27?

Consolidated net profit for the first half of FY27 (April–September 2026) was ₹30.1 crore, against a loss of ₹609 crore in the same months a year earlier. Revenue from operations was ₹609 crore, up 14.9%.

What is Spandana Sphoorty Financial's net profit margin?

Spandana Sphoorty Financial's net profit margin was 5.6% in Q2 FY27 (net profit as a share of revenue from operations), against −108.5% in Q2 FY26 (up 114.2 percentage points). For FY26 as a whole it was −68.3%.

How has Spandana Sphoorty Financial's profit changed over the last four quarters?

Net profit by quarter: a loss of ₹95 crore in Q3 FY26, a profit of ₹5.3 crore in Q4 FY26, a profit of ₹11.9 crore in Q1 FY27 and a profit of ₹18.2 crore in Q2 FY27. That is a combined loss of ₹59.6 crore over the four quarters. Revenue from operations: ₹234 crore, ₹260 crore, ₹284 crore and ₹325 crore.

What was Spandana Sphoorty Financial's revenue in FY26?

Revenue from operations was ₹1,024 crore in FY26 (April 2025–March 2026), down 56.5% from ₹2,355 crore in FY25. It was ₹2,424 crore in FY24 and ₹1,401 crore in FY23: down 26.9% over three years, an average fall of 9.9% a year.

When will Spandana Sphoorty Financial announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

What was Spandana Sphoorty Financial's net profit in FY26?

Consolidated net profit was a loss of ₹699 crore in FY26 (April 2025–March 2026), narrower than the loss of ₹1,035 crore in FY25. It was a profit of ₹501 crore in FY24 and a profit of ₹12.4 crore in FY23.

Where do these Spandana Sphoorty Financial figures come from?

From Spandana Sphoorty Financial's own consolidated results filings to NSE, in ₹ crore as filed. Growth compares the same consolidated figures a year and a quarter earlier.

Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.