In ₹ Crore except Per Share Latest Annual	SPANDANA FY26	SATIN FY26	FUSION FY26	MUTHOOTMF FY26	Peer Average
Valuation — at last close
P/E	—	◆ 8.32×	133.84×	14.08×	52.08×
P/B	◆ 0.75×	0.97×	0.89×	0.84×	0.90× -17%
Market Cap	₹1,592 Cr	₹2,764 Cr	₹2,183 Cr	₹2,401 Cr	₹2,449 Cr -35%
Growth
Revenue CAGR 3Y	-9.92%	◆ 26.37%	-0.84%	—	12.77% -178%
Revenue CAGR 5Y	-7.14%	◆ 17.97%	—	—	17.97% -140%
Net Income CAGR 3Y	—	◆ 310.20%	-67.05%	—	121.57%
Revenue YoY (latest Q)	◆ 41.54%	17.51%	5.46%	19.69%	14.22% +192%
Net Income YoY (latest Q)	107.32%	230.92%	167.65%	◆ 1215.30%	537.96% -80%
Profitability
NIM (banks)	6.20%	8.86%	◆ 11.98%	10.74%	10.53% -41%
Net Income Margin	-68.28%	◆ 10.57%	0.82%	7.19%	6.19% -1202%
Return on Common Equity	-29.36%	◆ 12.29%	0.68%	6.21%	6.39% -559%
Return on Assets	-9.49%	◆ 2.56%	0.17%	1.45%	1.39% -781%
Credit & Quality
Total Debt/Equity	◆ 1.85×	3.83×	2.27×	3.34×	3.15× -41%
Cost/Income (banks)	136.70%	◆ 49.88%	69.66%	55.01%	58.18% +135%
Scale — latest FY
Revenue / Total Income	₹1,024 Cr	₹3,143 Cr	₹1,699 Cr	₹2,370 Cr	₹2,404 Cr -57%
Net Income	−₹699 Cr	₹332 Cr	₹13.9 Cr	₹170 Cr	₹172 Cr -506%
Total Assets	₹6,246 Cr	₹14,387 Cr	₹8,295 Cr	₹12,685 Cr	₹11,789 Cr -47%
EPS	₹-91.01	₹30.2	₹1.01	₹10.16	₹13.79 -760%
Book Value per Share	₹266.27	₹260.21	₹152.05	₹170.14	₹194.13 +37%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.