SPANDANA232.75

Spandana Sphoorty Financial Limited

· Banking & Finance
₹ CrorePeersSATINFUSIONMUTHOOTMFMcap ₹1,861 Cr
Comp Set
In ₹ Crore except Per Share
Latest Annual
SPANDANA
FY26
SATIN
FY26
FUSION
FY26
MUTHOOTMF
FY26
Peer
Median
Valuation — at last close
P/E7.21×189.50×19.29×19.29×
P/B0.87×0.84×1.26×1.15×1.15× -24%
Market Cap₹1,861 Cr₹2,398 Cr₹3,091 Cr₹3,288 Cr₹3,091 Cr -40%
Growth
Revenue CAGR 3Y-9.92%26.37%-0.84%12.77% -178%
Revenue CAGR 5Y-7.14%17.97%17.97% -140%
Net Income CAGR 3Y310.20%-67.05%121.57%
Revenue YoY (latest Q)-5.51%7.56%5.46%19.69%7.56% -173%
Net Income YoY (latest Q)103.30%171.94%167.65%1215.30%171.94% -40%
Profitability
EBITDA Margin-43.29%55.87%26.58%47.07%47.07% -192%
Net Income Margin-68.28%10.57%0.82%7.19%7.19% -1050%
Return on Common Equity-32.83%11.58%0.56%5.97%5.97% -650%
Return on Assets-11.19%2.31%0.17%1.34%1.34% -935%
Credit & Quality
Interest Coverage-0.90×1.32×0.82×1.23×1.23× -173%
Scale — latest FY
Revenue / Total Income₹1,024 Cr₹3,143 Cr₹1,699 Cr₹2,370 Cr₹2,370 Cr -57%
Net Income−₹699 Cr₹332 Cr₹13.9 Cr₹170 Cr₹170 Cr -511%
Total Assets₹6,246 Cr₹14,387 Cr₹8,295 Cr₹12,685 Cr₹12,685 Cr -51%
EPS₹-91.01₹30.2₹1.01₹10.16₹10.16 -996%
Book Value per Share₹266.3₹260.58₹152.05₹170.14₹170.14 +57%
◆ best value in the comp set per metric · Δ = subject vs median of the other companies.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.