Spandana Sphoorty Financial cash flow

Latest FY26

Cash from operations: ₹882cr−75.9% on FY25
Cash from investing: ₹165cr−₹119 cr in FY25
Cash from financing: −₹1,514cr−₹3,712 cr in FY25
Capital spending: ₹4.0cr−82.0% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Changes in working capital
Adjustments to reconcile profit — non-cash items						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	—	15.7	22.7	20.4	10.9
	—	−5.7	−76.0	1.3	1.0
	—	−965	−2,194	0.0	0.0
	—	−58.6	−161	−68.5	−31.8
	—	3.8	19.1	26.1	28.9
	—	0.0	−2.5	0.0	0.0
	—	0.0	0.0	1.3	−1.3
	—	2,300	5,046	−3,282	−2,968
	—	0.0	0.0	0.0	2.1
	—	4.2	9.2	−34.4	0.0
	—	0.0	0.0	−305	284
	—	2.2	0.5	0.0	0.0
	—	−29.1	−109	90.2	0.0
	—	−2.0	−11.1	−0.9	11.4
	—	0.0	0.0	0.0	−3.3
	—	−451	394	289	519
Cash from operating activities
	−62.9	−925	−1,379	671	17.8
	—	814	2,938	−3,262	−2,148
	—	−111	1,559	−2,592	−2,130
	—	989	2,178	0.0	0.0
	—	−4.7	68.9	115	41.3
	—	882	3,669	−2,707	−2,171
Cash from investing activities
	—	4.0	22.3	25.4	12.7
	—	1.5	0.4	−0.3	6,030
	—	0.0	10,061	0.0	0.0
	—	6,170	10,046	12,085	6,192
	—	6,250	0.0	12,197	0.0
	—	59.5	25.5	0.0	0.0
	—	−4.3	−1.4	0.0	0.0
	—	0.0	12.8	0.0	0.0
	—	49.6	34.5	0.0	0.0
	—	101	−132	0.0	0.0
	—	165	−119	86.4	−175
Cash from financing activities
	—	195	0.4	14.4	10.9
	—	2,784	3,734	9,588	5,225
	—	4,488	7,445	6,393	2,801
	—	5.1	0.9	3.4	2.1
	—	−1,514	−3,712	3,205	2,433
	—	−466	−162	585	86.2
	—	−466	−162	585	86.2
	—	—	—	1,398	813
Reference items
	—	—	—	—	410
	—	—	—	—	29.3%
	—	878	3,646	−2,732	−2,184
	—	₹109.85	₹455.95	−₹341.66	−₹273.08
	—	−1.26×	−3.54×	−5.41×	−175.17×
	—	−4.7	68.9	115	41.3

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

SPANDANA₹199.02

Spandana Sphoorty Financial Limited

· Banking & Finance

₹ CrorePeersSATIN FUSION MUTHOOTMFMcap ₹1,592 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	10.9	20.4	22.7	15.7	—
+ Finance Costs	1.0	1.3	-76.0	-5.7	—
+ Interest Income	0.0	0.0	-2,194.3	-965.3	—
+ Fair Value (Gains) / Losses	-31.8	-68.5	-160.8	-58.6	—
+ Share-based Payments	28.9	26.1	19.1	3.8	—
+ Other — Cash Effects are Investing / Financing	0.0	0.0	-2.5	0.0	—
Changes in Working Capital
+ Inventories	-1.3	1.3	0.0	0.0	—
+ Other Financial Assets — Current	-2,968.2	-3,281.7	5,045.8	2,299.9	—
+ Other Financial Assets — Non-current	2.1	0.0	0.0	0.0	—
+ Other Current Assets	0.0	-34.4	9.2	4.2	—
+ Other Bank Balances	283.9	-304.6	0.0	0.0	—
+ Trade Payables — Current	0.0	0.0	0.5	2.2	—
+ Other Financial Liabilities — Current	0.0	90.2	-108.8	-29.1	—
+ Other Current Liabilities	11.4	-0.9	-11.1	-2.0	—
+ Other Non-current Liabilities	-3.3	0.0	0.0	0.0	—
+ Provisions — Current	518.9	288.6	394.2	-450.7	—
Cash from Operating Activities
Profit Before Tax (per I/S)	17.8	670.6	-1,378.8	-925.5	-62.9
+ Total Adjustments (incl. Working Capital)	-2,147.6	-3,262.4	2,938.0	814.3	—
Cash from Operations (pre-tax)	-2,129.7	-2,591.8	1,559.2	-111.1	—
+ Interest Received — Operating	0.0	0.0	2,178.3	988.9	—
+ Income Taxes Paid	41.3	115.0	68.9	-4.7	—
Cash from Operating Activities	-2,171.1	-2,706.9	3,668.5	882.5	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	12.7	25.4	22.3	4.0	—
+ Disp of Fixed Assets	6,030.0	-0.3	0.4	1.5	—
+ Disp of Intangible Assets	0.0	0.0	10,061.0	0.0	—
+ Acq of Investment Property	6,192.5	12,085.0	10,046.3	6,169.7	—
+ Disp of Investment Property	0.0	12,197.1	0.0	6,249.8	—
+ Acq of Other Long-term Assets	0.0	0.0	25.5	59.5	—
+ Disp of Other Long-term Assets	0.0	0.0	-1.4	-4.3	—
+ Disp of Subsidiaries / Businesses (net)	0.0	0.0	12.8	0.0	—
+ Interest Received — Investing	0.0	0.0	34.5	49.6	—
+ Other Inflows / (Outflows) — Investing	0.0	0.0	-132.4	101.4	—
Cash from Investing Activities	-175.3	86.4	-119.2	164.8	—
Cash from Financing Activities
+ Proceeds from Issue of Shares	10.9	14.4	0.4	195.3	—
+ Proceeds from Borrowings	5,225.0	9,587.7	3,733.9	2,784.5	—
+ Repayment of Borrowings	2,801.3	6,393.4	7,445.0	4,488.4	—
+ Payment of Lease Liabilities	2.1	3.4	0.9	5.1	—
Cash from Financing Activities	2,432.5	3,205.4	-3,711.6	-1,513.7	—
Net Changes in Cash (pre-FX)	86.2	584.9	-162.3	-466.5	—
Net Changes in Cash	86.2	584.9	-162.3	-466.5	—
Closing Cash	813.4	1,398.3	—	—	—
Reference Items
EBITDA	410.3	—	—	—	—
EBITDA Margin %	29.29	—	—	—	—
Free Cash Flow (CFO − Capex)	-2,183.8	-2,732.2	3,646.2	878.5	—
Free Cash Flow per Basic Share	-273.08	-341.66	455.95	109.85	—
Cash Flow to Net Income	-175.17	-5.41	-3.54	-1.26	—
Cash Paid for Taxes	41.3	115.0	68.9	-4.7	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.