In ₹ Crore except Per Share Latest Annual	MONEYBOXX FY26	MUTHOOTCAP FY26	AVONMORE FY26	AFIL FY26	Peer Average
Valuation — at last close
P/E	230.00×	27.75×	46.50×	◆ 7.45×	27.23× +745%
P/B	1.08×	◆ 0.46×	0.97×	0.74×	0.73× +49%
EV/EBITDA	—	—	31.81×	—	31.81×
Market Cap	₹321 Cr	₹310 Cr	₹376 Cr	₹315 Cr	₹334 Cr -4%
Growth
Revenue CAGR 3Y	—	◆ 11.79%	-3.38%	—	4.21%
Revenue CAGR 5Y	—	4.24%	—	—	4.24%
Net Income CAGR 3Y	—	-47.83%	◆ -43.78%	—	-45.80%
Revenue YoY (latest Q)	—	7.03%	◆ 36.34%	30.32%	24.56%
Net Income YoY (latest Q)	—	◆ 273.92%	135.53%	18.82%	142.76%
Profitability
EBITDA Margin	—	—	8.34%	—	8.34%
NIM (banks)	◆ 11.12%	6.96%	—	10.71%	8.84% +26%
Net Income Margin	0.58%	1.80%	11.36%	◆ 28.39%	13.85% -96%
Return on Common Equity	0.45%	1.68%	2.08%	◆ 10.50%	4.75% -91%
Return on Assets	0.13%	0.29%	3.73%	◆ 5.26%	3.09% -96%
Credit & Quality
Total Debt/Equity	2.24×	4.94×	◆ 0.04×	1.19×	2.06× +9%
Interest Coverage	—	—	4.39×	—	4.39×
Cost/Income (banks)	77.95%	70.72%	—	◆ 35.82%	53.27% +46%
Scale — latest FY
Revenue / Total Income	₹232 Cr	₹621 Cr	₹191 Cr	₹149 Cr	₹320 Cr -28%
Net Income	₹1.3 Cr	₹11.2 Cr	₹21.7 Cr	₹42.3 Cr	₹25 Cr -95%
Total Assets	₹995 Cr	₹4,056 Cr	₹581 Cr	₹934 Cr	₹1,857 Cr -46%
EPS	₹0.2	₹6.79	₹0.28	₹0.99	₹2.69 -93%
Book Value per Share	₹42.43	₹407.61	₹13.39	₹9.93	₹143.64 -70%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.