Indian Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	15.5%	15.5%	17.1%	15.3%	11.3%
	1.2%	1.2%	1.3%	1.1%	0.8%
	2.9%	2.9%	3.0%	3.1%	2.8%
	47.0%	47.0%	45.8%	46.9%	45.3%
	0.6%	0.6%	0.8%	1.2%	2.1%
	1.9%	1.9%	1.9%	2.0%	1.8%
	13.8%	13.8%	13.9%	13.4%	14.8%
	79.1%	79.1%	77.5%	74.8%	72.3%
Additional
	26.1%	27.2%	26.2%	26.4%	11.0%
	—	19.1%	14.7%	13.2%	15.2%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

INDIANB₹864.10

Indian Bank

· Banking & Finance

₹ CrorePeersCANBK UNIONBANK BANKBARODA IDFCFIRSTB MFSL ICICIGI FEDERALBNK PAYTMMcap ₹1.16L Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	11.26	15.34	17.09	15.45	15.45
Return on Assets	0.75	1.08	1.31	1.23	1.23
Margins & Efficiency
Net Interest Margin (on assets)	2.84	3.09	3.01	2.89	2.89
Cost to Income	45.33	46.89	45.77	47.04	47.04
Credit Cost (provisions / avg advances)	2.08	1.22	0.78	0.57	0.57
Operating Expenses / Avg Assets	1.78	1.98	1.93	1.90	1.90
Other Income Share of Total Income	14.78	13.36	13.89	13.82	13.82
Credit-Deposit Ratio	72.34	74.84	77.48	79.13	79.13
Additional
Effective Tax Rate	11.01	26.39	26.15	27.17	26.10
Dvd Payout Ratio	15.19	13.18	14.70	19.10	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.