| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Interest income | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 52,245 | 48,854 | 44,856 | 40,619 | 31,941 | ||
| 16,681 | 16,117 | 15,348 | 13,435 | 11,690 | ||
| 1,782 | 1,653 | 1,590 | 1,388 | 878 | ||
| 1,127 | 881 | 246 | 208 | 476 | ||
| 71,835 | 67,504 | 62,039 | 55,650 | 44,985 | ||
| 42,620 | 40,539 | 36,826 | 32,341 | 24,717 | ||
| 29,214 | 26,965 | 25,213 | 23,309 | 20,268 | ||
| 12,655 | 10,829 | 10,011 | 8,582 | 7,805 | ||
| 84,489 | 78,333 | 72,051 | 64,232 | 52,790 | ||
Operating | ||||||
| 11,721 | 10,880 | 9,975 | 9,320 | 7,579 | ||
| 7,118 | 6,898 | 6,149 | 5,633 | 5,146 | ||
| 18,839 | 17,778 | 16,123 | 14,953 | 12,725 | ||
| 23,030 | 20,016 | 19,101 | 16,938 | 15,348 | ||
| 5,510 | 3,515 | 4,214 | 5,894 | 9,358 | ||
Profit | ||||||
| 17,520 | 15,735 | 14,887 | 11,044 | 5,990 | ||
| 4,572 | 4,275 | 3,893 | 2,915 | 659 | ||
| 12,948 | 11,460 | 10,995 | 8,129 | 5,330 | ||
| 2.5 | 2.5 | 2.9 | 3.1 | 1.2 | ||
| 13,217 | 11,704 | 11,261 | 8,419 | 5,572 | ||
Per share | ||||||
| ₹98.13 | ₹86.89 | ₹83.61 | ₹66.03 | ₹44.74 | ||
| ₹98.13 | ₹86.89 | ₹83.61 | ₹66.03 | ₹44.74 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
Profit build-up — alternate / pre-Ind-AS tags | ||||||
| — | 4,589 | 5,222 | 6,692 | 10,954 | ||
Per share — as-filed variants | ||||||
| ₹98.13 | ₹86.89 | ₹83.61 | ₹66.03 | ₹44.74 | ||
| ₹98.13 | ₹86.89 | ₹83.61 | ₹66.03 | ₹44.74 | ||
Regulatory disclosures — filed alongside, not part of the P&L | ||||||
| 0.7% | — | — | — | — | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Interest Income | ||||||
| + Interest on Advances / Bills | 31,941.2 | 40,618.9 | 44,856.4 | 48,853.5 | 52,245.2 | |
| + Income on Investments | 11,690.1 | 13,434.8 | 15,347.8 | 16,116.9 | 16,680.7 | |
| + Interest on RBI / Interbank | 877.7 | 1,388.2 | 1,589.5 | 1,652.5 | 1,782.3 | |
| + Other Interest | 476.2 | 207.9 | 245.8 | 881.1 | 1,126.6 | |
| Interest Earned | 44,985.2 | 55,649.7 | 62,039.4 | 67,504.1 | 71,834.8 | |
| Interest Expended | 24,717.3 | 32,340.8 | 36,826.3 | 40,538.7 | 42,620.4 | |
| Net Interest Income | 20,267.9 | 23,309.0 | 25,213.2 | 26,965.4 | 29,214.5 | |
| Other Income | 7,804.5 | 8,582.0 | 10,011.5 | 10,828.6 | 12,654.5 | |
| Total Income | 52,789.7 | 64,231.7 | 72,050.9 | 78,332.7 | 84,489.4 | |
| Operating | ||||||
| + Employee Cost | 7,578.9 | 9,319.9 | 9,974.6 | 10,880.3 | 11,721.3 | |
| + Other Operating Expenses | 5,145.9 | 5,632.9 | 6,148.5 | 6,897.5 | 7,117.7 | |
| Operating Expenses | 12,724.8 | 14,952.8 | 16,123.2 | 17,777.9 | 18,839.0 | |
| Operating Profit (PPOP) | 15,347.6 | 16,938.1 | 19,101.5 | 20,016.2 | 23,030.0 | |
| Provisions & Contingencies | 9,357.7 | 5,894.5 | 4,214.1 | 3,514.6 | 5,510.0 | |
| Profit | ||||||
| Pretax Income | 5,990.0 | 11,043.7 | 14,887.4 | 15,735.0 | 17,520.0 | |
| Tax Expense | 659.5 | 2,914.5 | 3,892.5 | 4,274.6 | 4,572.3 | |
| Net Income | 5,330.5 | 8,129.2 | 10,994.9 | 11,460.4 | 12,947.7 | |
| - Minority Interest | 1.2 | 3.1 | 2.9 | 2.5 | 2.5 | |
| Net Income to Common | 5,572.3 | 8,419.4 | 11,261.5 | 11,704.3 | 13,217.3 | |
| Per Share | ||||||
| Basic EPS | 44.74 | 66.03 | 83.61 | 86.89 | 98.13 | |
| Diluted EPS | 44.74 | 66.03 | 83.61 | 86.89 | 98.13 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | ||||||
| + Adjustments to Profit / (Loss) | 10,953.8 | 6,691.8 | 5,222.4 | 4,588.8 | — | |
| Per Share — as-filed variants | ||||||
| Basic EPS before Extraordinary Items | 44.74 | 66.03 | 83.61 | 86.89 | 98.13 | |
| Diluted EPS before Extraordinary Items | 44.74 | 66.03 | 83.61 | 86.89 | 98.13 | |
| Regulatory Disclosures — filed alongside, not part of the P&L | ||||||
| Government of India Shareholding % | — | — | — | — | 0.74 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | ||||||
| At1 Ratio | 0.01 | 0.01 | 0.00 | — | — | |
| Cet1 Ratio | 0.13 | 0.14 | 0.16 | 0.17 | 0.15 | |
| Exceptional Items | 0.0 | 0.0 | 0.0 | -766.6 | 0.0 | |
| Expenditure Ex Provisions | 37,442.1 | 47,293.6 | 52,949.4 | 58,316.5 | 61,459.4 | |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Roa | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Gnpa Pct | 0.06 | 0.04 | 0.03 | 0.02 | 0.02 | |
| Gross Npa | 28,179.5 | 21,106.3 | 18,178.9 | 13,190.0 | 11,612.5 | |
| Net Npa | 4,043.1 | 2,222.6 | 1,109.6 | 964.9 | 982.9 | |
| Nnpa Pct | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Paid Up Equity Capital | 1,245.4 | 1,347.0 | 1,347.0 | 1,347.0 | 1,347.0 | |
| Pat Minority | 1.2 | — | — | — | — | |
| Pat Ordinary | 5,330.5 | 8,129.2 | 10,994.9 | 11,460.4 | 12,947.7 | |
| Pbt Before Exceptional | — | — | 14,887.4 | 15,735.0 | — | |
| Share Of Associates | 243.0 | 293.4 | 269.5 | 246.4 | 272.1 | |
| Total Expenses | 47,459.2 | — | — | — | — | |