Indian Bank cash flow

Latest FY26

Cash from operations: ₹18,815cr+8.2% on FY25
Cash from investing: −₹428cr−₹348 cr in FY25
Cash from financing: −₹7,649cr−₹4,264 cr in FY25
Capital spending: ₹454cr−15.9% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Changes in working capital
Adjustments to reconcile profit — non-cash items						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	—	609	543	531	532
	—	360	600	711	734
	—	3,620	4,081	5,448	9,445
	—	−0.3	−1.7	1.9	243
	—	−85,650	−59,626	−69,248	−66,715
	—	−21,146	−10,088	−23,524	−9,578
	—	1,00,810	69,555	68,880	32,427
	—	5,792	−2,797	−1,865	−959
	—	−194	−2,957	−25,757	−44,824
Cash from operating activities
	17,520	15,735	14,887	11,044	5,990
	—	4,395	2,266	−19,065	−33,870
	—	20,130	17,153	−8,021	−27,880
	—	246	270	293	0.0
	—	1,561	26.0	890	13.6
	—	18,815	17,396	−8,617	−27,894
	—	18,815	17,396	−8,617	−27,894
Cash from investing activities
	—	454	0.0	627	334
	—	0.0	540	0.0	0.0
	—	26.1	0.0	8.9	20.4
	—	0.0	192	0.0	0.0
	—	−428	−348	−618	−314
	—	−428	−348	−618	−314
Cash from financing activities
	—	0.0	0.0	4,000	0.0
	—	0.0	0.0	−734	0.0
	—	0.0	0.0	−1,000	0.0
	—	5,000	2,000	0.0	0.0
	—	460	647	0.0	734
	—	2,189	1,616	1,071	810
	—	−7,649	−4,264	1,195	−1,543
	—	−7,649	−4,264	1,195	−1,543
	—	10,738	12,784	−8,040	−29,751
	—	10,738	12,784	−8,040	−29,751
	—	—	—	42,177	50,217
Reference items
	18,361	18,361	16,856	−9,244	−28,228
	₹136.32	₹136.32	₹125.14	−₹68.63	−₹209.57
	6.34×	—	—	—	—
	—	1.64×	1.58×	−1.06×	−5.23×
	—	1,561	26.0	890	13.6
	—	460	647	—	734

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

INDIANB₹864.10

Indian Bank

· Banking & Finance

₹ CrorePeersCANBK UNIONBANK BANKBARODA IDFCFIRSTB MFSL ICICIGI FEDERALBNK PAYTMMcap ₹1.16L Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	532.4	531.1	542.9	608.9	—
+ Finance Costs	733.9	710.9	600.0	360.0	—
+ Other Non-cash Items	9,444.7	5,447.9	4,081.2	3,620.2	—
+ Other — Cash Effects are Investing / Financing	242.9	1.9	-1.7	-0.3	—
Changes in Working Capital
+ Trade Receivables	-66,714.8	-69,248.0	-59,626.1	-85,649.7	—
+ Other Current Assets	-9,577.9	-23,523.7	-10,088.1	-21,146.0	—
+ Trade Payables	32,427.2	68,880.3	69,554.7	1,00,810.0	—
+ Other Current Liabilities	-958.7	-1,865.2	-2,797.4	5,792.2	—
Total Working Capital Changes	-44,824.1	-25,756.6	-2,956.9	-193.5	—
Cash from Operating Activities
Profit Before Tax (per I/S)	5,990.0	11,043.7	14,887.4	15,735.0	17,520.0
+ Total Adjustments (incl. Working Capital)	-33,870.3	-19,064.8	2,265.5	4,395.3	—
Cash from Operations (pre-tax)	-27,880.4	-8,021.1	17,152.9	20,130.2	—
+ Other Inflows / (Outflows) — Operating	0.0	293.4	269.5	246.4	—
+ Income Taxes Paid	13.6	889.5	26.0	1,561.1	—
Cash from Operating — before Extraordinary Items	-27,894.0	-8,617.3	17,396.4	18,815.5	—
Cash from Operating Activities	-27,894.0	-8,617.3	17,396.4	18,815.5	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	334.4	626.6	0.0	454.1	—
+ Acq of Intangible Assets	0.0	0.0	539.9	0.0	—
+ Disp of Fixed Assets	20.4	8.9	0.0	26.1	—
+ Disp of Intangible Assets	0.0	0.0	191.5	0.0	—
Cash from Investing — before Extraordinary Items	-314.0	-617.7	-348.4	-428.1	—
Cash from Investing Activities	-314.0	-617.7	-348.4	-428.1	—
Cash from Financing Activities
+ Proceeds from Issue of Shares (unclassified)	0.0	4,000.0	0.0	0.0	—
+ Proceeds from Other Equity Instruments	0.0	-733.9	0.0	0.0	—
+ Proceeds from Debentures / Notes / Bonds	0.0	-1,000.0	0.0	0.0	—
+ Repayment of Borrowings	0.0	0.0	2,000.0	5,000.0	—
+ Interest Paid	733.9	0.0	647.2	460.3	—
+ Dividends Paid	809.5	1,071.1	1,616.4	2,188.8	—
Cash from Financing — before Extraordinary Items	-1,543.4	1,195.0	-4,263.5	-7,649.1	—
Cash from Financing Activities	-1,543.4	1,195.0	-4,263.5	-7,649.1	—
Net Changes in Cash (pre-FX)	-29,751.4	-8,039.9	12,784.5	10,738.3	—
Net Changes in Cash	-29,751.4	-8,039.9	12,784.5	10,738.3	—
Closing Cash	50,216.8	42,176.9	—	—	—
Reference Items
Free Cash Flow (CFO − Capex)	-28,228.4	-9,243.8	16,856.5	18,361.4	18,361.4
Free Cash Flow per Basic Share	-209.57	-68.63	125.14	136.32	136.32
Price to Free Cash Flow	—	—	—	—	6.34
Cash Flow to Net Income	-5.23	-1.06	1.58	1.64	—
Cash Paid for Taxes	13.6	889.5	26.0	1,561.1	—
Cash Paid for Interest	733.9	—	647.2	460.3	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.