HDB Financial Services profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026

Returns
	12.3%	12.3%
	2.1%	2.1%
Margins & efficiency
	7.3%	7.3%
	46.6%	46.6%
	2.5%	2.5%
	15.3%	13.8%
Leverage
	5.98×	5.98×
	4.80×	4.80×
Additional
	25.4%	24.9%
	—	9.7%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

HDBFS₹503.15

HDB Financial Services Ltd.

· Banking & Finance

₹ CrorePeersBAJFINANCE SHRIRAMFIN CHOLAFIN GICRE ICICIPRULI CRISIL NAM-INDIA BAJAJHFLMcap ₹41,778 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	12.31	12.31
Return on Assets	2.06	2.06
Margins & Efficiency
Net Interest Margin (on avg assets)	7.25	7.25
Cost to Income	46.59	46.59
Credit Cost (impairment / avg loans)	2.45	2.45
Net Income Margin	13.80	15.29
Leverage
Leverage (Assets/Equity)	5.98	5.98
Total Debt/Equity	4.80	4.80
Additional
Effective Tax Rate	24.88	25.45
Dvd Payout Ratio	9.65	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.