| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 5,005 | 4,545 | +10.1% |
| Net interest income | 2,534 | 2,192 | +15.6% |
| Net profit | 780 | 581 | +34.2% |
| EPS | ₹9.39 | ₹7.01 | +34.0% |
| Tap a line for its trend | Q2 FY27Sep 2026 | Q1 FY27Jun 2026 | Q4 FY26Mar 2026 | Q3 FY26Dec 2025 | Q2 FY26Sep 2025 | Q1 FY26Jun 2025 |
|---|
Revenue from operations | ||||||
|---|---|---|---|---|---|---|
| 4,351 | 4,262 | 4,081 | 3,989 | 3,887 | 3,832 | |
| 11.9 | 11.7 | 6.8 | 7.2 | 13.4 | 24.9 | |
| 0.0 | −0.0 | −0.0 | −0.0 | −0.3 | −0.7 | |
| 297 | 313 | 293 | 306 | 320 | 304 | |
| 345 | 351 | — | 371 | 326 | — | |
| 5,005 | 4,938 | 4,745 | 4,673 | 4,545 | 4,465 | |
| 5,005 | 4,938 | 4,745 | 4,673 | 4,545 | 4,465 | |
Expenses | ||||||
| 1,817 | 1,753 | 1,682 | 1,704 | 1,694 | 1,740 | |
| 730 | 697 | 685 | 712 | 748 | 670 | |
| 1,016 | 1,035 | 971 | 1,025 | 958 | 960 | |
| 57.4 | 54.8 | 54.3 | 51.2 | 52.4 | 51.4 | |
| 341 | 342 | 342 | 321 | 311 | 312 | |
| 3,962 | 3,883 | 3,734 | 3,813 | 3,763 | 3,733 | |
| 2,534 | 2,509 | 2,399 | 2,285 | 2,192 | 2,092 | |
| 1,774 | 1,752 | 1,696 | 1,573 | 1,530 | 1,402 | |
Profit | ||||||
| 1,044 | 1,055 | 1,011 | 860 | 782 | 733 | |
| 1,044 | 1,055 | 1,011 | 860 | 782 | 733 | |
| 321 | 316 | 292 | 211 | 212 | 188 | |
| −57.2 | −45.7 | −31.4 | 5.3 | −11.0 | −23.7 | |
| 264 | 270 | 261 | 216 | 201 | 165 | |
| 780 | 785 | 751 | 644 | 581 | 568 | |
| 780 | 785 | 751 | 644 | 581 | 568 | |
| 28.0 | 13.3 | 50.5 | −10.9 | 46.6 | −82.7 | |
| 808 | 798 | 801 | 633 | 628 | 485 | |
Per share | ||||||
| ₹9.39 | ₹9.46 | ₹9.04 | ₹7.76 | ₹7.01 | ₹7.13 | |
| ₹9.37 | ₹9.43 | ₹9.02 | ₹7.74 | ₹6.98 | ₹7.11 | |
Other comprehensive income — detail | ||||||
| 28.0 | 13.3 | 50.5 | −10.9 | 46.6 | −82.7 | |
| −14.8 | −7.1 | −9.5 | −5.9 | −6.7 | −3.1 | |
| −3.7 | −1.8 | −2.4 | −1.5 | −1.7 | −0.8 | |
| 52.2 | 24.8 | 76.9 | −8.7 | 68.9 | −107 | |
| 13.1 | 6.3 | 19.3 | −2.2 | 17.3 | −27.1 | |
Per share — as-filed variants | ||||||
| ₹9.39 | ₹9.46 | ₹9.04 | ₹7.76 | ₹7.01 | ₹7.13 | |
| ₹9.37 | ₹9.43 | ₹9.02 | ₹7.74 | ₹6.98 | ₹7.11 | |
Regulatory disclosures — filed alongside, not part of the P&L | ||||||
| 5,401 | — | 4,953 | — | 624 | — | |
Adjusted (ex-exceptional items) — derived | ||||||
| 1,044 | 1,055 | 1,011 | 860 | 782 | 733 | |
| 780 | 785 | 751 | 644 | 581 | 568 | |
| ₹9.39 | ₹9.46 | ₹9.04 | ₹7.76 | ₹7.01 | ₹7.13 | |
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share 3 Months Ending | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | Q2 FY27 30/09/2026 | |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | |||||||
| + Interest Income | 3,831.5 | 3,886.5 | 3,989.0 | 4,081.3 | 4,262.1 | 4,350.8 | |
| + Net Gain on Fair Value Changes | 24.9 | 13.4 | 7.2 | 6.8 | 11.7 | 11.9 | |
| + Net Gain on Derecognition — Amortised Cost | -0.7 | -0.3 | -0.0 | -0.0 | -0.0 | 0.0 | |
| + Sale of Services | 303.9 | 320.3 | 306.2 | 293.5 | 312.9 | 297.2 | |
| + Other Operating Revenue | — | 325.5 | 371.1 | — | 351.3 | 345.4 | |
| Revenue from Operations | 4,465.4 | 4,545.4 | 4,673.5 | 4,745.4 | 4,937.9 | 5,005.3 | |
| Total Income | 4,465.4 | 4,545.4 | 4,673.5 | 4,745.4 | 4,937.9 | 5,005.3 | |
| Expenses | |||||||
| + Finance Costs | 1,739.7 | 1,694.0 | 1,704.0 | 1,682.5 | 1,753.3 | 1,817.1 | |
| + Impairment on Financial Instruments | 669.7 | 748.3 | 712.2 | 684.6 | 697.1 | 729.9 | |
| + Employee Benefit Expense | 960.1 | 957.7 | 1,025.3 | 970.5 | 1,035.4 | 1,016.4 | |
| + Depreciation & Amortisation | 51.4 | 52.4 | 51.2 | 54.3 | 54.8 | 57.4 | |
| + Other Expenses | 312.0 | 310.8 | 320.5 | 342.3 | 342.2 | 340.8 | |
| Total Expenses | 3,732.9 | 3,763.2 | 3,813.2 | 3,734.2 | 3,882.8 | 3,961.6 | |
| Net Interest Income | 2,091.9 | 2,192.5 | 2,285.1 | 2,398.9 | 2,508.8 | 2,533.7 | |
| Pre-provision Operating Profit (derived) | 1,402.2 | 1,530.5 | 1,572.5 | 1,695.9 | 1,752.2 | 1,773.6 | |
| Profit | |||||||
| PBT before Exceptional Items | 732.6 | 782.2 | 860.3 | 1,011.3 | 1,055.1 | 1,043.7 | |
| Pretax Income | 732.6 | 782.2 | 860.3 | 1,011.3 | 1,055.1 | 1,043.7 | |
| + Current Tax | 188.5 | 211.8 | 211.1 | 292.0 | 315.6 | 320.7 | |
| + Deferred Tax | -23.7 | -11.0 | 5.3 | -31.4 | -45.7 | -57.2 | |
| Tax Expense | 164.8 | 200.8 | 216.4 | 260.6 | 269.9 | 263.5 | |
| Net Income | 567.8 | 581.4 | 643.9 | 750.7 | 785.2 | 780.2 | |
| + Net Income — Continuing Ops | 567.8 | 581.4 | 643.9 | 750.7 | 785.2 | 780.2 | |
| + Other Comprehensive Income | -82.7 | 46.6 | -10.9 | 50.5 | 13.3 | 28.0 | |
| Total Comprehensive Income | 485.0 | 628.0 | 633.1 | 801.2 | 798.5 | 808.2 | |
| Per Share | |||||||
| Basic EPS | 7.13 | 7.01 | 7.76 | 9.04 | 9.46 | 9.39 | |
| Diluted EPS | 7.11 | 6.98 | 7.74 | 9.02 | 9.43 | 9.37 | |
| Other Comprehensive Income — detail | |||||||
| + Other Comprehensive Income | -82.7 | 46.6 | -10.9 | 50.5 | 13.3 | 28.0 | |
| + Items NOT to be Reclassified to P&L | -3.1 | -6.7 | -5.9 | -9.5 | -7.1 | -14.8 | |
| + Tax on Items NOT to be Reclassified | -0.8 | -1.7 | -1.5 | -2.4 | -1.8 | -3.7 | |
| + Items to be Reclassified to P&L | -107.5 | 68.9 | -8.7 | 76.9 | 24.8 | 52.2 | |
| + Tax on Items to be Reclassified | -27.1 | 17.3 | -2.2 | 19.3 | 6.3 | 13.1 | |
| Per Share — as-filed variants | |||||||
| Basic EPS — Continuing Operations | 7.13 | 7.01 | 7.76 | 9.04 | 9.46 | 9.39 | |
| Diluted EPS — Continuing Operations | 7.11 | 6.98 | 7.74 | 9.02 | 9.43 | 9.37 | |
| Regulatory Disclosures — filed alongside, not part of the P&L | |||||||
| Related-party Transactions — During the Period | — | 624.5 | — | 4,953.3 | — | 5,400.7 | |
| Adjusted (ex-Exceptional Items) — derived | |||||||
| Pretax Income (Adjusted, as filed) | 732.6 | 782.2 | 860.3 | 1,011.3 | 1,055.1 | 1,043.7 | |
| Net Income Adj (tax-effected) | 567.8 | 581.4 | 643.9 | 750.7 | 785.2 | 780.2 | |
| EPS Adj | 7.13 | 7.01 | 7.76 | 9.04 | 9.46 | 9.39 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Debt Equity | 5.15 | 4.92 | 4.91 | 5.03 | 5.02 | 4.94 | |
| Paid Up Equity Capital | 829.6 | 829.6 | 830.0 | 830.3 | 830.4 | 830.8 | |
Filed with NSE on Wednesday, 14 October 2026 at 4:06 pm IST
HDB Financial Services (NSE: HDBFS) reported its Q2 FY27 results (July–September 2026) on Wednesday, 14 October 2026 at 4:06 pm IST. Consolidated net profit was ₹780 crore, up 34.2% from ₹581 crore in Q2 FY26 and down 0.6% from ₹785 crore in Q1 FY27. Revenue from operations was ₹5,005 crore, up 10.1% year on year and up 1.4% from the previous quarter.
Consolidated net profit was ₹780 crore, up 34.2% from ₹581 crore in Q2 FY26 and down 0.6% from ₹785 crore in Q1 FY27.
Revenue from operations was ₹5,005 crore, up 10.1% year on year and up 1.4% from the previous quarter.
Both grew from a year earlier: net profit was up 34.2% at ₹780 crore and revenue was up 10.1% at ₹5,005 crore. Against Q1 FY27, net profit was down 0.6% and revenue up 1.4%.
Basic earnings per share were ₹9.39, against ₹7.01 in Q2 FY26.
Consolidated net profit was ₹2,544 crore in FY26 (April 2025–March 2026).
Revenue from operations was ₹18,430 crore in FY26 (April 2025–March 2026).
Consolidated net profit for the first half of FY27 (April–September 2026) was ₹1,565 crore, up 36.2% from ₹1,149 crore in the same months a year earlier. Revenue from operations was ₹9,943 crore, up 10.3%.
HDB Financial Services' net profit margin was 15.6% in Q2 FY27 (net profit as a share of revenue from operations), against 12.8% in Q2 FY26 (up 2.8 percentage points). For FY26 as a whole it was 13.8%.
Net profit by quarter: ₹644 crore in Q3 FY26, ₹751 crore in Q4 FY26, ₹785 crore in Q1 FY27 and ₹780 crore in Q2 FY27. That is ₹2,960 crore over the four quarters. Revenue from operations: ₹4,673 crore, ₹4,745 crore, ₹4,938 crore and ₹5,005 crore.
On Wednesday, 14 October 2026 at 4:06 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 15 October 2025.
Yes. The board declared an interim dividend of ₹2 per share on 14 October 2026. The record date is 23 October 2026.
Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.
From HDB Financial Services' own consolidated results filings to NSE, in ₹ crore as filed (Q2 FY27 on 14 October 2026). Growth compares the same consolidated figures a year and a quarter earlier.
Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.