In ₹ Crore except Per Share Latest Annual | HDBFS FY26 | BAJFINANCE FY26 | SHRIRAMFIN FY26 | CHOLAFIN FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | — | 33.89× | ◆ 19.39× | 30.01× | 30.01× | |
| P/B | — | 5.51× | ◆ 2.95× | 5.20× | 5.20× | |
| Market Cap | — | ₹6.45L Cr | ₹1.94L Cr | ₹1.59L Cr | ₹1.94L Cr | |
| Growth | ||||||
| Revenue CAGR 3Y | — | 25.58% | 16.45% | ◆ 34.10% | 25.58% | |
| Revenue CAGR 5Y | — | 25.18% | 22.54% | ◆ 26.53% | 25.18% | |
| Net Income CAGR 3Y | — | 18.88% | 18.53% | ◆ 25.22% | 18.88% | |
| Revenue YoY (latest Q) | — | 18.65% | 16.16% | ◆ 21.87% | 18.65% | |
| Net Income YoY (latest Q) | — | 27.60% | ◆ 59.90% | 45.56% | 45.56% | |
| Profitability | ||||||
| EBITDA Margin | — | 67.98% | ◆ 73.67% | 68.15% | 68.15% | |
| Net Income Margin | — | ◆ 23.58% | 20.83% | 16.84% | 20.83% | |
| Return on Common Equity | — | 16.26% | 15.21% | ◆ 17.18% | 16.26% | |
| Return on Assets | — | ◆ 3.45% | 3.12% | 2.13% | 3.12% | |
| Credit & Quality | ||||||
| Interest Coverage | — | ◆ 1.91× | 1.62× | 1.45× | 1.62× | |
| Scale — latest FY | ||||||
| Revenue / Total Income | — | ₹81,982 Cr | ₹48,133 Cr | ₹31,073 Cr | ₹48,133 Cr | |
| Net Income | — | ₹19,332 Cr | ₹10,024 Cr | ₹5,233 Cr | ₹10,024 Cr | |
| Total Assets | — | ₹5.60L Cr | ₹3.21L Cr | ₹2.45L Cr | ₹3.21L Cr | |
| EPS | — | ₹30.6 | ₹53.29 | ₹61.98 | ₹53.29 | |
| Book Value per Share | — | ₹188.14 | ₹350.34 | ₹357.33 | ₹350.34 | |