| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 |
|---|
Returns | |||||
|---|---|---|---|---|---|
| 0.7% | 0.7% | −54.5% | 19.6% | 16.7% | |
| 0.2% | 0.2% | −12.2% | 4.8% | 4.1% | |
Margins & efficiency | |||||
| 12.0% | 12.0% | 12.9% | 12.3% | 10.2% | |
| 69.7% | 69.7% | 51.7% | 36.6% | 38.4% | |
| 6.4% | 6.4% | 21.7% | 4.1% | 2.5% | |
| 9.8% | 0.8% | −52.8% | 21.8% | 22.2% | |
Leverage | |||||
| 3.38× | 3.38× | 5.05× | 4.13× | 4.03× | |
| 2.27× | 2.27× | 3.90× | 3.03× | 2.92× | |
Additional | |||||
| −83.7% | 122.0% | −8.1% | 23.8% | 24.4% | |
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 16.67 | 19.55 | -54.53 | 0.68 | 0.68 | |
| Return on Assets | 4.13 | 4.78 | -12.20 | 0.17 | 0.17 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | 10.22 | 12.31 | 12.86 | 11.98 | 11.98 | |
| Cost to Income | 38.44 | 36.60 | 51.71 | 69.66 | 69.66 | |
| Credit Cost (impairment / avg loans) | 2.49 | 4.06 | 21.73 | 6.41 | 6.41 | |
| Net Income Margin | 22.23 | 21.81 | -52.79 | 0.82 | 9.83 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | 4.03 | 4.13 | 5.05 | 3.38 | 3.38 | |
| Total Debt/Equity | 2.92 | 3.03 | 3.90 | 2.27 | 2.27 | |
| Additional | ||||||
| Effective Tax Rate | 24.38 | 23.82 | -8.08 | 122.01 | -83.70 | |