Fino Payments Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024

Returns
	6.8%	6.8%	13.3%	13.4%
	1.1%	1.1%	2.4%	2.5%
Margins & efficiency
	2.8%	2.8%	2.5%	2.1%
	95.1%	95.1%	93.8%	93.8%
	0.0%	0.0%	0.0%	800.0%
	29.5%	29.5%	43.0%	38.4%
	84.4%	84.4%	89.4%	89.9%
	0.0%	0.0%	0.0%	0.0%
Additional
	−16.8%	22.2%	14.6%	0.1%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

FINOPB₹122.98

Fino Payments Bank Limited

· Banking & Finance

₹ CrorePeersCAPITALSFB SURYODAY UTKARSHBNKMcap ₹1,023 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	13.41	13.31	6.76	6.76
Return on Assets	2.52	2.43	1.10	1.10
Margins & Efficiency
Net Interest Margin (on assets)	2.08	2.48	2.81	2.81
Cost to Income	93.79	93.80	95.13	95.13
Credit Cost (provisions / avg advances)	800.00	0.00	0.00	0.00
Operating Expenses / Avg Assets	38.39	42.97	29.46	29.46
Other Income Share of Total Income	89.85	89.43	84.37	84.37
Credit-Deposit Ratio	0.00	0.01	0.00	0.00
Additional
Effective Tax Rate	0.09	14.60	22.18	-16.83

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.