alphaveFINOPB₹139.65

Fino Payments Bank Limited

Annual Quarterly₹ CrorePeersCAPITALSFB SURYODAY UTKARSHBNKMcap ₹1,162 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Interest Income
+ Interest on Advances / Bills	0.0	0.0	0.0	0.0
+ Income on Investments	116.0	151.7	181.4	190.9
+ Interest on RBI / Interbank	33.7	42.9	66.2	68.5
+ Other Interest	0.3	0.5	0.6	0.0
Interest Earned	150.1	195.2	248.2	259.4
Interest Expended	78.9	100.6	114.3	121.2
Net Interest Income	71.2	94.7	133.9	138.2
Other Income	1,328.3	1,651.9	1,339.8	1,181.9
Total Income	1,478.4	1,847.1	1,587.9	1,441.3
Operating
+ Employee Cost	177.4	206.6	222.3	221.8
+ Other Operating Expenses	1,135.3	1,431.6	1,179.6	1,064.8
Operating Expenses	1,312.6	1,638.2	1,401.9	1,286.6
Operating Profit (PPOP)	86.9	108.4	71.8	33.4
Provisions & Contingencies	0.6	0.0	0.0	0.0
Profit
Pretax Income	86.3	108.4	67.4	29.1
Tax Expense	0.1	15.8	15.0	8.1
Net Income	86.2	92.5	52.5	21.0
Net Income to Common	86.2	92.5	52.5	21.0
Per Share
Basic EPS	10.36	11.12	6.30	2.51
Diluted EPS	10.36	11.08	6.29	2.51
Book Value per Share	0.0	0.0	0.0	0.0
Profit Build-up — Alternate / Pre-Ind-AS Tags
+ Adjustments to Profit / (Loss)	63.3	82.9	115.8	—
Per Share — as-filed variants
Basic EPS before Extraordinary Items	10.36	11.12	6.30	2.51
Diluted EPS before Extraordinary Items	10.36	11.08	6.29	2.51
Other Filed Concepts — mapped but not yet placed in the schedule
Cet1 Ratio	0.79	0.74	0.75	2.85
Exceptional Items	0.0	0.0	-4.4	-4.4
Expenditure Ex Provisions	1,391.5	1,738.8	1,516.1	1,407.9
Face Value	10.00	10.00	10.00	10.00
Filed Roa	0.00	0.00	0.00	-0.00
Paid Up Equity Capital	83.2	83.2	83.2	83.2
Pat Ordinary	86.2	92.5	52.5	21.0
Pbt Before Exceptional	—	108.4	67.4	—

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.