Fino Payments Bank cash flow

Latest FY26
Cash from operations
−₹307cr₹76.2 cr in FY25
Cash from investing
−₹143cr−₹164 cr in FY25
Cash from financing
₹696cr+448.3% on FY25
Capital spending
₹143cr−13.2% on FY25
₹ crore except per share
Tap a line for its trendLast 12Mto Sep 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024
Adjustments to reconcile profit — non-cash items
—98.865.453.5
—7.412.44.4
—0.00.05.4
—9.65.0−0.0
Changes in working capital
—−8180.0−669
—0.0−6530.0
—343551578
—0.00.0−2.3
—−475−102−92.8
Cash from operating activities
−13.167.410886.3
—−359−19.4−29.5
—−29289.056.8
—15.112.80.0
—−30776.256.8
—−30776.256.8
Cash from investing activities
—14354.7104
—0.01100.0
—0.00.00.0
—0.00.10.0
—−143−164−104
—−143−164−104
Cash from financing activities
—0.00.10.0
—0.0127279
—−6960.00.0
—696127279
—696127279
—24638.6232
—24638.6232
———1,066
Reference items
−449−449−88.3−47.0
−₹54.01−₹54.01−₹10.61−₹5.65
—−5.85×0.82×0.66×
—15.112.80.0
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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

FINOPB₹122.98

Fino Payments Bank Limited

· Banking & Finance
₹ CrorePeersCAPITALSFBSURYODAYUTKARSHBNKMcap ₹1,023 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation53.565.498.8—
+ Share-based Payments4.412.47.4—
+ Other Non-cash Items5.40.00.0—
+ Other Reconciling Items-0.05.09.6—
Changes in Working Capital
+ Other Current Assets-668.60.0-817.6—
+ Trade Payables0.0-653.50.0—
+ Other Current Liabilities578.1551.2342.8—
+ Provisions-2.30.00.0—
Total Working Capital Changes-92.8-102.2-474.8—
Cash from Operating Activities
Profit Before Tax (per I/S)86.3108.467.4-13.1
+ Total Adjustments (incl. Working Capital)-29.5-19.4-359.0—
Cash from Operations (pre-tax)56.889.0-291.6—
+ Income Taxes Paid0.012.815.1—
Cash from Operating — before Extraordinary Items56.876.2-306.7—
Cash from Operating Activities56.876.2-306.7—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)103.854.7142.7—
+ Acq of Intangible Assets0.0109.80.0—
+ Disp of Fixed Assets0.00.00.0—
+ Disp of Intangible Assets0.00.10.0—
Cash from Investing — before Extraordinary Items-103.8-164.5-142.7—
Cash from Investing Activities-103.8-164.5-142.7—
Cash from Financing Activities
+ Proceeds from Issue of Shares (unclassified)0.00.10.0—
+ Proceeds from Borrowings278.6126.80.0—
+ Repayment of Borrowings0.00.0-695.8—
Cash from Financing — before Extraordinary Items278.6126.9695.8—
Cash from Financing Activities278.6126.9695.8—
Net Changes in Cash (pre-FX)231.638.6246.4—
Net Changes in Cash231.638.6246.4—
Closing Cash1,065.6———
Reference Items
Free Cash Flow (CFO − Capex)-47.0-88.3-449.4-449.4
Free Cash Flow per Basic Share-5.65-10.61-54.01-54.01
Cash Flow to Net Income0.660.82-5.85—
Cash Paid for Taxes0.012.815.1—
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.