In ₹ Crore except Per Share Latest Annual | FINOPB FY26 | CAPITALSFB FY26 | SURYODAY FY26 | UTKARSHBNK FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | 22.17× | ◆ 8.75× | 10.57× | — | 9.66× +130% | |
| P/B | 1.44× | 0.85× | ◆ 0.77× | 0.94× | 0.85× +70% | |
| Market Cap | ₹1,162 Cr | ₹1,240 Cr | ₹1,606 Cr | ₹2,616 Cr | ₹1,606 Cr -28% | |
| Growth | ||||||
| Revenue CAGR 3Y | 16.32% | — | ◆ 34.51% | — | 34.51% -53% | |
| Net Income CAGR 3Y | 7.07% | — | — | — | — | |
| Revenue YoY (latest Q) | -32.33% | 16.42% | ◆ 27.56% | -1.60% | 16.42% -297% | |
| Net Income YoY (latest Q) | -177.25% | 29.02% | ◆ 113.10% | 85.84% | 85.84% -306% | |
| Profitability | ||||||
| NIM (banks) | 2.52% | 3.80% | ◆ 5.53% | 5.12% | 5.12% -51% | |
| Net Income Margin | 3.30% | ◆ 12.33% | 6.03% | -30.21% | 6.03% -45% | |
| Return on Common Equity | 6.52% | ◆ 9.68% | 7.31% | -41.47% | 7.31% -11% | |
| Return on Assets | 0.99% | ◆ 1.16% | 0.76% | -3.99% | 0.76% +30% | |
| Credit & Quality | ||||||
| Gross NPA (banks) | ◆ 0.00% | 2.54% | 6.55% | 7.71% | 6.55% -100% | |
| Cost/Income (banks) | 95.13% | ◆ 61.85% | 73.67% | 97.05% | 73.67% +29% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹1,588 Cr | ₹1,147 Cr | ₹2,520 Cr | ₹3,810 Cr | ₹2,520 Cr -37% | |
| Net Income | ₹52.5 Cr | ₹141 Cr | ₹152 Cr | −₹1,151 Cr | ₹141 Cr -63% | |
| Total Assets | ₹5,312 Cr | ₹12,144 Cr | ₹19,884 Cr | ₹28,869 Cr | ₹19,884 Cr -73% | |
| EPS | ₹6.3 | ₹31.2 | ₹14.3 | ₹-8.37 | ₹14.3 -56% | |
| Book Value per Share | ₹96.76 | ₹321.67 | ₹195.53 | ₹15.6 | ₹195.53 -51% | |