In ₹ Crore except Per Share Latest Annual	AVONMORE FY26	MUTHOOTCAP FY26	MONEYBOXX FY26	AFIL FY26	Peer Average
Valuation — at last close
P/E	46.50×	27.75×	230.00×	◆ 7.45×	88.40× -47%
P/B	0.97×	◆ 0.46×	1.08×	0.74×	0.76× +27%
EV/EBITDA	31.81×	—	—	—	—
Market Cap	₹376 Cr	₹310 Cr	₹321 Cr	₹315 Cr	₹315 Cr +19%
Growth
Revenue CAGR 3Y	-3.38%	◆ 11.79%	—	—	11.79% -129%
Revenue CAGR 5Y	—	4.24%	—	—	4.24%
Net Income CAGR 3Y	◆ -43.78%	-47.83%	—	—	-47.83% +8%
Revenue YoY (latest Q)	◆ 36.34%	7.03%	—	30.55%	18.79% +93%
Net Income YoY (latest Q)	135.53%	◆ 273.92%	—	20.39%	147.16% -8%
Profitability
EBITDA Margin	8.34%	—	—	—	—
NIM (banks)	—	6.96%	◆ 11.12%	10.71%	9.60%
Net Income Margin	11.36%	1.80%	0.58%	◆ 28.39%	10.26% +11%
Return on Common Equity	2.08%	1.68%	0.45%	◆ 10.50%	4.21% -51%
Return on Assets	3.73%	0.29%	0.13%	◆ 5.26%	1.89% +97%
Credit & Quality
Total Debt/Equity	◆ 0.04×	4.94×	2.24×	1.19×	2.79× -99%
Interest Coverage	4.39×	—	—	—	—
Cost/Income (banks)	—	70.72%	77.95%	◆ 35.82%	61.50%
Scale — latest FY
Revenue / Total Income	₹191 Cr	₹621 Cr	₹232 Cr	₹149 Cr	₹334 Cr -43%
Net Income	₹21.7 Cr	₹11.2 Cr	₹1.3 Cr	₹42.3 Cr	₹18.3 Cr +18%
Total Assets	₹581 Cr	₹4,056 Cr	₹995 Cr	₹934 Cr	₹1,995 Cr -71%
EPS	₹0.28	₹6.79	₹0.2	₹0.99	₹2.66 -89%
Book Value per Share	₹13.39	₹407.61	₹42.43	₹9.93	₹153.32 -91%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.