| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 11.5% | 11.5% | 15.1% | 5.9% | 1.4% | ||
| 2.0% | 2.0% | 3.9% | 5.9% | 1.4% | ||
Margins & efficiency | ||||||
| 4.5% | 4.5% | 7.9% | — | — | ||
| 32.2% | 32.2% | 29.0% | — | — | ||
| 1.2% | 1.2% | 2.4% | — | — | ||
| 18.8% | 17.8% | 19.2% | 83.1% | 64.7% | ||
Leverage | ||||||
| 5.94× | 5.94× | 5.53× | — | — | ||
| 4.82× | 4.82× | 4.41× | 0.00× | — | ||
Additional | ||||||
| 25.1% | 25.4% | 24.7% | 10.2% | 23.3% | ||
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 1.41 | 5.94 | 15.11 | 11.54 | 11.54 | |
| Return on Assets | 1.37 | 5.85 | 3.86 | 2.01 | 2.01 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | — | — | 7.88 | 4.54 | 4.54 | |
| Cost to Income | — | — | 29.02 | 32.15 | 32.15 | |
| Credit Cost (impairment / avg loans) | — | — | 2.37 | 1.15 | 1.15 | |
| Net Income Margin | 64.65 | 83.10 | 19.18 | 17.79 | 18.76 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | — | — | 5.53 | 5.94 | 5.94 | |
| Total Debt/Equity | — | 0.00 | 4.41 | 4.82 | 4.82 | |
| Additional | ||||||
| Effective Tax Rate | 23.30 | 10.19 | 24.69 | 25.40 | 25.10 | |