In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 34,505.5 | 40,590.0 | 45,509.0 | 48,185.8 | |
| Other Income | 55.0 | 133.8 | 108.4 | 87.8 | |
| Total Income | 34,560.6 | 40,723.8 | 45,617.4 | 48,273.6 | |
| Expenses | |||||
| + Employee Benefit Expense | 1,537.9 | 1,827.0 | 2,157.8 | 2,340.6 | |
| + Finance Costs | 7,617.3 | 9,694.2 | 11,622.2 | 12,275.5 | |
| + Depreciation & Amortisation | 193.8 | 246.2 | 306.6 | 316.9 | |
| + Other Expenses | 19,102.7 | 22,959.1 | 24,921.7 | 26,304.2 | |
| Total Expenses | 30,282.1 | 36,297.7 | 40,743.7 | 42,975.6 | |
| EBITDA | 12,034.5 | 14,232.7 | 16,694.1 | 17,802.6 | |
| EBIT | 11,840.7 | 13,986.5 | 16,387.5 | 17,485.8 | |
| Profit | |||||
| PBT before Exceptional Items | 4,278.5 | 4,426.0 | 4,873.7 | 5,298.0 | |
| + Exceptional Items | 0.0 | 0.0 | -53.9 | -53.9 | |
| Pretax Income | 4,278.5 | 4,426.0 | 4,819.8 | 5,244.1 | |
| + Current Tax | 1,107.4 | 1,409.8 | 1,299.8 | 1,317.3 | |
| + Deferred Tax | 36.1 | 51.2 | 107.7 | 179.6 | |
| Tax Expense | 1,143.5 | 1,461.0 | 1,407.4 | 1,496.8 | |
| + Share of Associates & JVs | 303.9 | 416.8 | 451.5 | 489.6 | |
| Net Income | 3,438.9 | 3,409.9 | 3,863.8 | 4,236.9 | |
| + Net Income — Continuing Ops | 3,135.0 | 2,965.1 | 3,412.4 | 3,747.3 | |
| + Net Income — Discontinued Ops | 0.0 | 28.0 | 0.0 | 0.0 | |
| + Other Comprehensive Income | 56.7 | -11.0 | -95.4 | 18.1 | |
| Total Comprehensive Income | 3,495.6 | 3,398.9 | 3,768.5 | 4,255.0 | |
| Net Income to Common | 3,335.0 | 3,332.3 | 3,764.5 | 4,104.1 | |
| Minority Interest | 103.9 | 77.6 | 99.3 | 132.8 | |
| Per Share | |||||
| Basic EPS | 13.05 | 12.79 | 14.41 | 15.66 | |
| Diluted EPS | 12.95 | 12.67 | 14.24 | 15.48 | |
| Revenue Detail — as filed | |||||
| + Sale of Services | 6.1 | 4.2 | 2.4 | 3.0 | |
| + Dividend Income | 2.7 | 0.6 | 1.5 | 0.3 | |
| + Fees & Commission Income | 1,348.5 | 756.0 | 909.5 | 979.0 | |
| + Net Gain on Fair Value Changes | 848.6 | 753.2 | 159.4 | 136.9 | |
| + Net Gain on Derecognition — Amortised Cost | 59.0 | 176.4 | 380.5 | 488.4 | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | 478.2 | 73.2 | 67.1 | 69.1 | |
| + Impairment on Financial Instruments | 1,352.3 | 1,498.0 | 1,668.2 | 1,669.4 | |
| Continuing & Discontinued Operations | |||||
| + Discontinued Operations — before Tax | 0.0 | 37.0 | 0.0 | 0.0 | |
| + Tax — Discontinued Operations | 0.0 | 9.0 | 0.0 | 0.0 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | 56.7 | -11.0 | -95.4 | 18.1 | |
| + Items NOT to be Reclassified to P&L | 56.4 | -57.5 | 18.0 | 11.8 | |
| + Tax on Items NOT to be Reclassified | — | -9.1 | 3.2 | 1.5 | |
| + Tax on Items NOT to be Reclassified — alt tag | 20.9 | — | — | — | |
| + Items to be Reclassified to P&L | 21.8 | 33.1 | -99.5 | 40.6 | |
| + Tax on Items to be Reclassified | — | -4.4 | 10.7 | 32.7 | |
| + Tax on Items to be Reclassified — alt tag | 0.6 | — | — | — | |
| Comprehensive Income — Owners of Parent | 3,355.9 | 3,306.5 | 3,753.3 | 4,168.1 | |
| Comprehensive Income — Non-controlling Interests | 139.7 | 92.4 | 15.1 | 86.9 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 13.05 | 12.74 | 14.41 | 15.66 | |
| Diluted EPS — Continuing Operations | 12.95 | 12.62 | 14.24 | 15.48 | |
| Basic EPS — Discontinued Operations | 0.00 | 0.05 | 0.00 | 0.00 | |
| Diluted EPS — Discontinued Operations | 0.00 | 0.05 | 0.00 | 0.00 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 34,505.5 | 40,590.0 | 45,509.0 | 48,185.8 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 4,278.5 | 4,426.0 | 4,873.7 | 5,298.0 | |
| − Exceptional Items (reconciliation) | 0.0 | 0.0 | -53.9 | -53.9 | |
| Net Income Adj (tax-effected) | 3,438.9 | 3,409.9 | 3,902.0 | 4,275.4 | |
| EPS Adj | 13.05 | 12.79 | 14.55 | 15.80 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Debt Equity | — | 0.05 | 0.05 | — | |
| Interest Earned | 14,290.6 | 17,027.7 | 20,580.3 | 21,780.6 | |
| Paid Up Equity Capital | 2,600.0 | 2,607.0 | 2,619.6 | 2,734.2 | |