| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 11.6% | 11.6% | 11.7% | 14.2% | 26.8% | ||
| 1.3% | 1.3% | 1.3% | 1.7% | 3.0% | ||
Margins & efficiency | ||||||
| 2.9% | 2.9% | — | — | — | ||
| 80.6% | 80.6% | — | — | — | ||
| 1.0% | 1.0% | — | — | — | ||
| 9.1% | 8.5% | 8.4% | 10.0% | 17.6% | ||
Leverage | ||||||
| 9.12× | 9.12× | — | — | — | ||
| 4.87× | 4.87× | 4.31× | 3.83× | 3.86× | ||
Additional | ||||||
| 28.3% | 29.2% | 33.0% | 26.7% | 15.1% | ||
| — | 0.0% | 1.8% | 0.0% | 0.6% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 26.79 | 14.15 | 11.65 | 11.62 | 11.62 | |
| Return on Assets | 3.00 | 1.67 | 1.33 | 1.26 | 1.26 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | — | — | — | 2.92 | 2.92 | |
| Cost to Income | — | — | — | 80.56 | 80.56 | |
| Credit Cost (impairment / avg loans) | — | — | — | 0.96 | 0.96 | |
| Net Income Margin | 17.60 | 9.97 | 8.40 | 8.49 | 9.12 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | — | — | — | 9.12 | 9.12 | |
| Total Debt/Equity | 3.86 | 3.83 | 4.31 | 4.87 | 4.87 | |
| Additional | ||||||
| Effective Tax Rate | 15.13 | 26.73 | 33.01 | 29.20 | 28.27 | |
| Dvd Payout Ratio | 0.62 | 0.00 | 1.81 | 0.00 | — | |