Market closed · data as of 27 Aug 2026 · source NSE via Alphave. Open the live chart →
PNB Housing Finance is a housing finance company promoted by Punjab National Bank, lending for home purchase and construction, loans against property, and construction finance. It has pivoted toward retail and affordable-segment housing loans (its 'Roshni' affordable arm) while running down its legacy corporate/developer book. Income is primarily net interest margin on the mortgage book plus fees.
It is among India's larger standalone housing finance companies by loan assets.
PNB Housing Finance Ltd. is a constituent of NIFTY 500, NIFTY SMALLCAP 100, NIFTY SMALLCAP 250, NIFTY SMALLCAP 50. See where it sits on the market heatmap →
Consolidated annual figures taken from PNB Housing Finance Ltd.'s own filed statements — not estimates, and not restated by us. The most recent period shown is FY26 (year ended 31 Mar 2026).
| Metric | FY26 | FY25 | FY24 |
|---|---|---|---|
| EPS (basic, ₹) | 88.01 | 74.52 | 58.37 |
| Book value / share (₹) | 737.64 | 648.76 | 576.56 |
| Return on equity | 11.9% | 11.5% | 10.1% |
| Operating margin | 93.7% | 91.5% | 88.1% |
| Net margin | 26.9% | 25.3% | 21.4% |
| EBITDA | ₹8,037 Cr | ₹7,067 Cr | ₹6,259 Cr |
| Free cash flow | ₹-9,017 Cr | ₹-8,106 Cr | ₹-4,701 Cr |
| Interest coverage | 1.6 | 1.5 | 1.5 |
| Shares outstanding | 26,05,50,000 | 25,99,30,000 | 25,97,20,000 |
Open the full income statement, balance sheet and cash flow for PNBHOUSING →
As disclosed for the quarter ended 30 Jun 2026.
Institutional ownership changes quarter to quarter. See daily FII and DII flows across the market →
Companies Alphave classifies in the same sub-sector, closest by market capitalisation.