Market closed · data as of 28 Aug 2026 · source NSE via Alphave. Open the live chart →
Aptus Value Housing Finance is a south-India-focused affordable housing finance company lending to self-employed, low-and-middle-income customers in tier 2-4 towns, primarily in Tamil Nadu, Andhra Pradesh, Telangana and Karnataka. Products are small-ticket home loans, quasi-home loans and small business loans via an NBFC subsidiary, underwritten fully in-house. It is known for high spreads and among the best return ratios in the HFC space; revenue is interest income on its granular mortgage book.
A high-RoA affordable housing financier concentrated in south India.
Aptus Value Housing Finance India Ltd. is a constituent of NIFTY 500, NIFTY SMALLCAP 100, NIFTY SMALLCAP 250. See where it sits on the market heatmap →
Consolidated annual figures taken from Aptus Value Housing Finance India Ltd.'s own filed statements — not estimates, and not restated by us. The most recent period shown is FY26 (year ended 31 Mar 2026).
| Metric | FY26 | FY25 | FY24 |
|---|---|---|---|
| EPS (basic, ₹) | 18.84 | 15.04 | 12.27 |
| Book value / share (₹) | 101.05 | 86.37 | 75.52 |
| Return on equity | 18.6% | 17.4% | 16.2% |
| Operating margin | 82.8% | 83.8% | 82.7% |
| Net margin | 42.0% | 42.9% | 44.8% |
| EBITDA | ₹1,873 Cr | ₹1,479 Cr | ₹1,139 Cr |
| Free cash flow | ₹-599 Cr | ₹-1,412 Cr | ₹-1,361 Cr |
| Interest coverage | 2.9 | 2.7 | 2.9 |
| Shares outstanding | 50,07,42,500 | 49,98,14,000 | 49,89,24,000 |
Open the full income statement, balance sheet and cash flow for APTUS →
As disclosed for the quarter ended 30 Jun 2026.
Institutional ownership changes quarter to quarter. See daily FII and DII flows across the market →
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