Market closed · data as of 27 Aug 2026 · source NSE via Alphave. Open the live chart →
Aavas Financiers is a Rajasthan-headquartered affordable housing finance company lending to low and middle income, largely self-employed customers in semi-urban and rural India. Products are home loans for purchase and self-construction plus loans against property, underwritten with in-house sourcing and credit assessment across a branch network concentrated in north and west India. Revenue comes from interest income on its retail mortgage book; ownership moved from Kedaara/Partners Group to a CVC Capital-led consortium.
A leading listed affordable housing financier known for granular, self-employed-focused underwriting and strong asset quality.
Aavas Financiers Ltd. is a constituent of NIFTY 500, NIFTY SMALLCAP 250. See where it sits on the market heatmap →
Consolidated annual figures taken from Aavas Financiers Ltd.'s own filed statements — not estimates, and not restated by us. The most recent period shown is FY25 (year ended 31 Mar 2025).
| Metric | FY25 | FY24 | FY23 |
|---|---|---|---|
| EPS (basic, ₹) | — | 62.03 | 54.38 |
| Book value / share (₹) | — | 476.79 | 413.58 |
| Return on equity | — | 13.0% | 13.1% |
| Operating margin | — | 71.9% | 70.7% |
| Net margin | — | 24.3% | 26.7% |
| EBITDA | — | ₹1,484 Cr | ₹1,166 Cr |
| Free cash flow | ₹-1,660 Cr | ₹-2,019 Cr | ₹-1,953 Cr |
| Interest coverage | — | 1.8 | 1.9 |
| Shares outstanding | — | 7,91,39,700 | 7,90,56,900 |
Open the full income statement, balance sheet and cash flow for AAVAS →
As disclosed for the quarter ended 30 Jun 2026.
Institutional ownership changes quarter to quarter. See daily FII and DII flows across the market →
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