Market closed · data as of 27 Aug 2026 · source NSE via Alphave. Open the live chart →
Aadhar Housing Finance is an affordable housing finance company focused on low-income borrowers, lending primarily for home purchase, construction and extension, plus loans against property. Its book is skewed toward salaried and self-employed customers in the economically weaker and low-to-middle income segments, sourced through a deep branch network across tier 2-4 towns. It was backed by Blackstone and listed on the exchanges in May 2024; revenue comes from interest income on its retail mortgage book.
One of the largest low-income-focused affordable housing finance companies in India by AUM and branch reach.
Aadhar Housing Finance Ltd. is a constituent of NIFTY 500, NIFTY SMALLCAP 250. See where it sits on the market heatmap →
Consolidated annual figures taken from Aadhar Housing Finance Ltd.'s own filed statements — not estimates, and not restated by us. The most recent period shown is FY26 (year ended 31 Mar 2026).
| Metric | FY26 | FY25 | FY24 |
|---|---|---|---|
| EPS (basic, ₹) | 25.31 | 21.43 | 18.99 |
| Book value / share (₹) | 173.08 | 147.72 | 112.72 |
| Return on equity | 14.5% | 14.3% | 16.9% |
| Operating margin | 75.5% | 75.5% | 75.2% |
| Net margin | 29.8% | 29.3% | 29.0% |
| EBITDA | ₹2,804 Cr | ₹2,371 Cr | ₹1,967 Cr |
| Free cash flow | ₹-2,827 Cr | ₹-3,041 Cr | ₹-2,444 Cr |
| Interest coverage | 2.0 | 2.0 | 2.0 |
| Shares outstanding | 43,57,00,000 | 43,13,80,000 | 39,47,60,000 |
Open the full income statement, balance sheet and cash flow for AADHARHFC →
As disclosed for the quarter ended 30 Jun 2026.
Institutional ownership changes quarter to quarter. See daily FII and DII flows across the market →
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