Market closed · data as of 27 Aug 2026 · source NSE via Alphave. Open the live chart →
Housing finance company promoted by Life Insurance Corporation of India, lending primarily for retail home purchases with smaller books in loans against property and developer/project finance. Sources loans through home-loan agents, LIC's agency ecosystem and direct channels; funding comes from bonds, bank lines and deposits. Salaried-class retail home loans dominate the portfolio.
One of India's largest housing finance companies by loan book, alongside bank mortgage lenders.
LIC Housing Finance Ltd. is a constituent of NIFTY 200, NIFTY 500, NIFTY FIN SERVICE, NIFTY MIDCAP 100, NIFTY MIDCAP 150. See where it sits on the market heatmap →
Consolidated annual figures taken from LIC Housing Finance Ltd.'s own filed statements — not estimates, and not restated by us. The most recent period shown is FY26 (year ended 31 Mar 2026).
| Metric | FY26 | FY25 | FY24 |
|---|---|---|---|
| EPS (basic, ₹) | 101.87 | 98.95 | 86.53 |
| Book value / share (₹) | 752.78 | 660.53 | 571.95 |
| Return on equity | 13.5% | 15.0% | 15.1% |
| Operating margin | 93.2% | 93.9% | 89.6% |
| Net margin | 19.4% | 19.4% | 17.5% |
| EBITDA | ₹26,986 Cr | ₹26,501 Cr | ₹24,518 Cr |
| Free cash flow | ₹-8,556 Cr | ₹-16,683 Cr | ₹-7,188 Cr |
| Interest coverage | 1.4 | 1.4 | 1.3 |
| Shares outstanding | 55,04,00,000 | 55,04,00,000 | 55,04,00,000 |
Open the full income statement, balance sheet and cash flow for LICHSGFIN →
As disclosed for the quarter ended 30 Jun 2026.
Institutional ownership changes quarter to quarter. See daily FII and DII flows across the market →
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