| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 7.1% | 7.1% | 5.4% | 3.1% | — | ||
| 0.8% | 0.8% | 0.6% | 0.3% | 0.2% | ||
Margins & efficiency | ||||||
| 2.2% | 2.2% | 2.2% | 2.1% | 2.4% | ||
| 67.0% | 67.0% | 71.4% | 74.5% | 73.4% | ||
| 0.4% | 0.4% | 0.5% | 0.9% | 1.2% | ||
| 2.5% | 2.5% | 2.6% | 2.6% | 2.6% | ||
| 19.0% | 19.0% | 16.6% | 16.3% | 15.4% | ||
| 85.7% | 85.7% | 86.5% | 85.6% | 93.5% | ||
Additional | ||||||
| 21.5% | 24.4% | 24.1% | 16.4% | 25.0% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | — | 3.05 | 5.44 | 7.09 | 7.09 | |
| Return on Assets | 0.22 | 0.34 | 0.59 | 0.79 | 0.79 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on assets) | 2.35 | 2.12 | 2.15 | 2.18 | 2.18 | |
| Cost to Income | 73.38 | 74.51 | 71.42 | 67.01 | 67.01 | |
| Credit Cost (provisions / avg advances) | 1.16 | 0.88 | 0.46 | 0.35 | 0.35 | |
| Operating Expenses / Avg Assets | 2.62 | 2.63 | 2.59 | 2.52 | 2.52 | |
| Other Income Share of Total Income | 15.37 | 16.25 | 16.61 | 19.00 | 19.00 | |
| Credit-Deposit Ratio | 93.49 | 85.56 | 86.53 | 85.73 | 85.73 | |
| Additional | ||||||
| Effective Tax Rate | 25.02 | 16.42 | 24.11 | 24.37 | 21.51 | |