alphaveUJJIVANSFB₹66.50

Ujjivan Small Finance Bank Ltd.

Annual Quarterly₹ CrorePeersEQUITASBNK AUBANK TSFINV TMB STYL SOUTHBANK SHAREINDIA RELIGARE

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In ₹ Crore except Per Share 12 Months Ending	Q2 FY24 30/09/2023	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Other Income	188.6	184.8	236.1	197.1	207.2	172.2	269.7	249.0	256.4	295.5	306.7	256.0
Total Income	1,579.8	1,655.4	1,764.6	1,774.3	1,820.0	1,763.2	1,843.0	1,867.8	1,938.7	2,047.4	2,185.1	2,280.9
Expenses
+ Employee Benefit Expense	273.4	314.0	327.3	340.3	368.4	371.2	419.6	411.8	435.5	473.8	470.0	503.6
EBITDA	247.8	209.6	203.4	202.6	103.0	-35.8	-174.4	-113.4	-96.1	-51.0	64.1	164.7
EBIT	247.8	209.6	203.4	202.6	103.0	-35.8	-174.4	-113.4	-96.1	-51.0	64.1	164.7
Profit
Pretax Income	436.4	394.4	439.6	399.7	310.3	136.4	95.3	135.5	160.3	244.5	370.8	420.7
Tax Expense	108.7	94.3	109.9	98.6	77.3	27.7	11.9	32.3	38.6	58.7	88.8	104.2
Net Income	327.7	300.1	329.6	301.1	233.0	108.6	83.4	103.2	121.7	185.7	282.0	316.5
Net Income to Common	327.7	300.1	329.6	301.1	233.0	108.6	83.4	103.2	121.7	185.7	282.0	316.5
Per Share
Basic EPS	1.68	1.54	1.71	1.56	1.21	0.56	0.43	0.53	0.63	0.96	1.45	1.63
Diluted EPS	1.65	1.50	1.67	1.53	1.19	0.55	0.43	0.53	0.62	0.94	1.43	1.60
Per Share — as-filed variants
Basic EPS before Extraordinary Items	1.68	1.54	1.71	1.56	1.21	0.56	0.43	0.53	0.63	0.96	1.45	1.63
Diluted EPS before Extraordinary Items	1.65	1.50	1.67	1.53	1.19	0.55	0.43	0.53	0.62	0.94	1.43	1.60
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period	—	—	—	—	—	—	9.2	—	27.2	—	25.0	—
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.00
Cet1 Ratio	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.21	0.20	0.20	0.20	0.19
Expenditure Ex Provisions	1,096.4	1,198.1	1,246.1	1,264.8	1,359.2	1,404.1	1,483.3	1,507.4	1,543.4	1,607.6	1,670.5	1,732.9
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Filed Roa	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.01
Gnpa Pct	0.00	0.00	0.00	0.00	0.00	0.03	0.02	0.03	0.02	0.02	0.02	0.02
Gross Npa	585.8	570.7	612.5	697.2	750.0	811.2	695.9	834.3	843.1	879.4	916.7	923.6
Income On Investments	175.2	180.7	176.0	194.1	201.0	202.0	208.7	211.9	203.0	199.4	216.0	222.2
Interest Earned	1,391.1	1,470.6	1,528.5	1,577.2	1,612.8	1,591.1	1,573.4	1,618.8	1,682.3	1,751.9	1,878.4	2,024.9
Interest Expended	567.8	610.7	595.0	635.7	669.0	704.3	709.1	762.9	760.6	751.5	785.5	837.6
Interest On Advances	1,210.0	1,283.4	1,346.2	1,378.9	1,405.4	1,381.8	1,359.6	1,398.8	1,472.7	1,547.6	1,658.3	1,792.1
Interest On Rbi Balances	1.6	3.4	2.8	1.3	2.5	4.5	2.6	6.0	4.6	3.1	2.4	8.9
Net Npa	21.8	42.8	76.3	111.2	164.1	164.9	152.4	226.1	225.0	208.1	170.4	141.7
Nnpa Pct	0.00	0.00	0.00	0.00	0.00	0.01	0.00	0.01	0.01	0.01	0.00	0.00
Operating Expenses	528.6	587.4	651.1	629.0	690.2	699.7	774.2	744.5	782.8	856.2	885.0	895.3
Operating Profit Ppop	483.4	457.3	518.6	509.5	460.8	359.2	359.8	360.5	395.2	439.8	514.6	548.1
Other Interest	4.3	3.1	3.4	2.9	3.8	2.7	2.5	2.2	2.0	1.8	1.7	1.7
Other Operating Expenses	255.2	273.4	323.8	288.8	321.8	328.5	354.6	332.7	347.3	382.3	415.0	391.7
Paid Up Equity Capital	1,955.6	1,956.5	1,931.4	1,932.6	1,934.2	1,934.5	1,935.0	1,935.3	1,937.2	1,938.5	1,942.7	1,945.3
Pat Ordinary	327.7	300.1	329.6	301.1	233.0	108.6	83.4	103.2	121.7	185.7	282.0	316.5
Provisions And Contingencies	46.9	62.9	79.0	109.9	150.5	222.8	264.5	224.9	235.0	195.3	143.9	127.3

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.