Ujjivan Small Finance Bank quarterly results

·Banking & FinanceChart ›
Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income2,4491,939+26.3%
Net interest income1,248922+35.4%
Operating profit594395+50.2%
Net profit365122+199.9%
EPS₹1.87₹0.63+196.8%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023Earlier quartersAlpha Plus
Interest income
Earlier quartersEvery year the company has filed comes with Alpha Plus.
1,9151,7921,6581,5481,4731,3991,3601,3821,4051,3791,3461,283
224222216199203212209202201194176181
13.08.92.43.14.66.02.64.52.51.32.83.4
1.61.71.71.82.02.22.52.73.82.93.43.1
2,1532,0251,8781,7521,6821,6191,5731,5911,6131,5771,5291,471
905838785751761763709704669636595611
1,2481,1871,0931,000922856864887944941934860
296256307295256249270172207197236185
2,4492,2812,1852,0471,9391,8681,8431,7631,8201,7741,7651,655
Operating
512504470474435412420371368340327314
438392415382347333355329322289324273
950895885856783744774700690629651587
594548515440395360360359461510519457
10312714419523522526522315111079.062.9
Profit
49142137124416013695.3136310400440394
12610488.858.738.632.311.927.777.398.611094.3
36531728218612210383.4109233301330300
36531728218612210383.4109233301330300
Per share
₹1.87₹1.63₹1.45₹0.96₹0.63₹0.53₹0.43₹0.56₹1.21₹1.56₹1.71₹1.54
₹1.84₹1.60₹1.43₹0.94₹0.62₹0.53₹0.43₹0.55₹1.19₹1.53₹1.67₹1.50
0.00.00.00.00.00.00.00.00.00.00.00.0
Per share — as-filed variants
₹1.87₹1.63₹1.45₹0.96₹0.63₹0.53₹0.43₹0.56₹1.21₹1.56₹1.71₹1.54
₹1.84₹1.60₹1.43₹0.94₹0.62₹0.53₹0.43₹0.55₹1.19₹1.53₹1.67₹1.50
Regulatory disclosures — filed alongside, not part of the P&L
33.6—25.0—27.2—9.2—————
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

UJJIVANSFB₹56.13

Ujjivan Small Finance Bank Ltd.

· Banking & Finance
AnnualQuarterly₹ CrorePeersEQUITASBNKAUBANKTSFINVTMBSTYLSOUTHBANKSHAREINDIARELIGAREMcap ₹10,904 Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills1,283.41,346.21,378.91,405.41,381.81,359.61,398.81,472.71,547.61,658.31,792.11,914.9
+ Income on Investments180.7176.0194.1201.0202.0208.7211.9203.0199.4216.0222.2223.9
+ Interest on RBI / Interbank3.42.81.32.54.52.66.04.63.12.48.913.0
+ Other Interest3.13.42.93.82.72.52.22.01.81.71.71.6
Interest Earned1,470.61,528.51,577.21,612.81,591.11,573.41,618.81,682.31,751.91,878.42,024.92,153.4
Interest Expended610.7595.0635.7669.0704.3709.1762.9760.6751.5785.5837.6904.9
Net Interest Income859.9933.5941.5943.8886.7864.3855.9921.71,000.51,092.91,187.41,248.4
Other Income184.8236.1197.1207.2172.2269.7249.0256.4295.5306.7256.0295.6
Total Income1,655.41,764.61,774.31,820.01,763.21,843.01,867.81,938.72,047.42,185.12,280.92,448.9
Operating
+ Employee Cost314.0327.3340.3368.4371.2419.6411.8435.5473.8470.0503.6512.3
+ Other Operating Expenses273.4323.8288.8321.8328.5354.6332.7347.3382.3415.0391.7438.0
Operating Expenses587.4651.1629.0690.2699.7774.2744.5782.8856.2885.0895.3950.3
Operating Profit (PPOP)457.3518.6509.5460.8359.2359.8360.5395.2439.8514.6548.1593.7
Provisions & Contingencies62.979.0109.9150.5222.8264.5224.9235.0195.3143.9127.3103.0
Profit
Pretax Income394.4439.6399.7310.3136.495.3135.5160.3244.5370.8420.7490.7
Tax Expense94.3109.998.677.327.711.932.338.658.788.8104.2125.7
Net Income300.1329.6301.1233.0108.683.4103.2121.7185.7282.0316.5365.1
Net Income to Common300.1329.6301.1233.0108.683.4103.2121.7185.7282.0316.5365.1
Per Share
Basic EPS1.541.711.561.210.560.430.530.630.961.451.631.87
Diluted EPS1.501.671.531.190.550.430.530.620.941.431.601.84
Book Value per Share0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items1.541.711.561.210.560.430.530.630.961.451.631.87
Diluted EPS before Extraordinary Items1.501.671.531.190.550.430.530.620.941.431.601.84
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period—————9.2—27.2—25.0—33.6
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio0.000.000.000.000.000.000.000.000.000.010.000.00
Cet1 Ratio0.000.000.000.000.000.000.210.200.200.200.190.19
Expenditure Ex Provisions1,198.11,246.11,264.81,359.21,404.11,483.31,507.41,543.41,607.61,670.51,732.91,855.2
Face Value10.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.00
Filed Roa0.000.000.000.000.000.000.000.000.000.010.010.01
Gnpa Pct0.000.000.000.000.030.020.030.020.020.020.020.02
Gross Npa570.7612.5697.2750.0811.2695.9834.3843.1879.4916.7923.6955.1
Net Npa42.876.3111.2164.1164.9152.4226.1225.0208.1170.4141.7140.4
Nnpa Pct0.000.000.000.000.010.000.010.010.010.000.000.00
Paid Up Equity Capital1,956.51,931.41,932.61,934.21,934.51,935.01,935.31,937.21,938.51,942.71,945.31,951.1
Pat Ordinary300.1329.6301.1233.0108.683.4103.2121.7185.7282.0316.5365.1
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Ujjivan Small Finance Bank Q2 FY27 results (July–September 2026)

Filed with NSE on Friday, 16 October 2026 at 1:59 pm IST

Ujjivan Small Finance Bank (NSE: UJJIVANSFB) reported its Q2 FY27 results (July–September 2026) on Friday, 16 October 2026 at 1:59 pm IST. Standalone net profit was ₹365 crore, up 199.9% from ₹122 crore in Q2 FY26 and up 15.3% from ₹317 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹1,248 crore, up 35.4% on the year.

Q2 FY26 results (a year earlier)
17 October 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹365 Cr+199.9% vs Q2 FY26+15.3% vs Q1 FY27
Net interest income
₹1,248 Cr+35.4% vs Q2 FY26+5.1% vs Q1 FY27
Operating profit (before provisions)
₹594 Cr+50.2% vs Q2 FY26+8.3% vs Q1 FY27
Gross NPA
2.10%2.45% in Q2 FY262.16% in Q1 FY27₹955 Cr · net NPA 0.31%
Deposits
₹50,643 Cr+29.2% vs Q2 FY26
Advances (loans)
₹44,753 Cr+32.4% vs Q2 FY26

Questions

What was Ujjivan Small Finance Bank's net profit in Q2 FY27?

Standalone net profit was ₹365 crore, up 199.9% from ₹122 crore in Q2 FY26 and up 15.3% from ₹317 crore in Q1 FY27.

What was Ujjivan Small Finance Bank's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹1,248 crore, up 35.4% on the year. Operating profit before provisions was ₹594 crore, and provisions were ₹103 crore.

What were Ujjivan Small Finance Bank's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹955 crore, 2.10% of gross advances, against 2.45% a year earlier and 2.16% in Q1 FY27. Net NPAs were 0.31% of net advances (0.67% a year earlier).

How were Ujjivan Small Finance Bank's Q2 FY27 results?

Both grew from a year earlier: net profit was up 199.9% at ₹365 crore and net interest income was up 35.4% at ₹1,248 crore. Gross NPAs were 2.10% of advances, against 2.45% a year earlier. Against Q1 FY27, net profit was up 15.3% and net interest income up 5.1%.

How much did Ujjivan Small Finance Bank's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹50,643 crore, up 29.2% from ₹39,211 crore a year earlier, and advances (loans) were ₹44,753 crore, up 32.4% from ₹33,808 crore a year earlier.

What was Ujjivan Small Finance Bank's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹682 crore, up 203.0% from ₹225 crore in the same months a year earlier. Net interest income was ₹2,436 crore, up 37.0%.

What was Ujjivan Small Finance Bank's EPS in Q2 FY27?

Basic earnings per share were ₹1.87, against ₹0.63 in Q2 FY26.

What was Ujjivan Small Finance Bank's net profit in FY26?

Standalone net profit was ₹693 crore in FY26 (April 2025–March 2026), down 4.6% from ₹726 crore in FY25. It was ₹1,281 crore in FY24 and ₹1,100 crore in FY23: down 37.0% over three years, an average fall of 14.3% a year.

When did Ujjivan Small Finance Bank announce its Q2 FY27 results?

On Friday, 16 October 2026 at 1:59 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 17 October 2025.

How has Ujjivan Small Finance Bank's profit changed over the last four quarters?

Net profit by quarter: ₹186 crore in Q3 FY26, ₹282 crore in Q4 FY26, ₹317 crore in Q1 FY27 and ₹365 crore in Q2 FY27. That is ₹1,149 crore over the four quarters, up 175.6% from ₹417 crore in the four quarters before. Net interest income: ₹1,000 crore, ₹1,093 crore, ₹1,187 crore and ₹1,248 crore.

What was Ujjivan Small Finance Bank's net interest income in FY26?

Net interest income was ₹3,871 crore in FY26 (April 2025–March 2026), up 6.5% from ₹3,636 crore in FY25. It was ₹3,409 crore in FY24 and ₹2,698 crore in FY23: up 43.5% over three years, 12.8% a year on average.

When will Ujjivan Small Finance Bank announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these Ujjivan Small Finance Bank figures come from?

From Ujjivan Small Finance Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 16 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.