In ₹ Crore except Per Share Latest Annual	UJJIVANSFB FY26	EQUITASBNK FY26	AUBANK FY26	TSFINV FY26	Peer Average
Valuation — at last close
P/E	◆ 16.19×	72.94×	26.27×	16.43×	38.55× -58%
P/B	1.65×	◆ 1.22×	3.48×	1.42×	2.04× -19%
EV/EBITDA	—	—	—	36.30×	36.30×
Market Cap	₹11,229 Cr	₹7,491 Cr	₹69,596 Cr	₹8,573 Cr	₹28,553 Cr -61%
Growth
Revenue CAGR 3Y	43.90%	23.65%	32.75%	◆ 121.65%	59.35% -26%
Revenue CAGR 5Y	20.86%	16.84%	27.55%	◆ 75.35%	39.91% -48%
Net Income CAGR 3Y	-14.29%	-43.57%	22.75%	◆ 30.69%	3.29% -534%
Revenue YoY (latest Q)	26.32%	27.69%	22.17%	◆ 70.91%	40.26% -35%
Net Income YoY (latest Q)	199.91%	◆ 803.41%	52.92%	-21.11%	278.41% -28%
Profitability
EBITDA Margin	—	—	—	20.63%	20.63%
NIM (banks)	◆ 7.36%	5.98%	5.21%	—	5.60% +32%
Net Income Margin	8.62%	1.31%	12.22%	◆ 53.83%	22.45% -62%
Return on Common Equity	10.74%	1.69%	◆ 14.22%	8.97%	8.29% +30%
Return on Capital Employed	—	—	—	3.07%	3.07%
Return on Assets	1.32%	0.18%	1.51%	◆ 8.43%	3.37% -61%
Credit & Quality
Total Debt/Equity	—	—	—	0.04×	0.04×
Interest Coverage	—	—	—	7.42×	7.42×
Gross NPA (banks)	2.26%	2.60%	◆ 2.03%	—	2.31% -2%
Cost/Income (banks)	65.65%	71.67%	◆ 57.91%	—	64.79% +1%
Scale — latest FY
Revenue / Total Income	₹8,039 Cr	₹7,868 Cr	₹21,614 Cr	₹985 Cr	₹10,156 Cr -21%
Net Income	₹693 Cr	₹103 Cr	₹2,641 Cr	₹530 Cr	₹1,092 Cr -37%
Total Assets	₹57,541 Cr	₹60,610 Cr	₹1.92L Cr	₹6,748 Cr	₹86,385 Cr -33%
EPS	₹3.57	₹0.9	₹35.4	₹23.49	₹19.93 -82%
Book Value per Share	₹35.08	₹53.68	₹266.93	₹271.63	₹197.41 -82%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.