Ujjivan Small Finance Bank profit and loss

Latest FY26

Total income: ₹8,039cr+11.6% on FY25
Net interest income: ₹3,871cr+6.5% on FY25
Net profit: ₹693cr−4.6% on FY25
EPS: ₹3.57−4.8% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Operating
Interest income						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	6,913	6,077	5,526	4,973	—
	862	830	806	679	—
	27.3	16.0	11.0	10.6	—
	6.8	7.7	11.9	15.0	—
	7,809	6,931	6,354	5,677	4,165
	3,279	3,060	2,718	2,268	1,467
	4,529	3,871	3,636	3,409	2,698
	1,154	1,108	846	787	589
	8,962	8,039	7,201	6,464	4,754
	1,960	1,791	1,499	1,183	—
	—	—	—	98.3	90.3
	1,627	1,477	1,294	1,096	—
	3,587	3,268	2,793	2,279	1,802
	2,096	1,710	1,689	1,917	1,485
	569	799	748	215	—
Profit
	1,527	911	942	1,702	1,467
	377	218	215	421	—
	1,149	693	726	1,281	1,100
	1,149	693	726	1,281	—
Per share
	₹5.91	₹3.57	₹3.75	₹6.65	—
	₹5.81	₹3.51	₹3.71	₹6.54	—
	0.0	0.0	0.0	0.0	—
Profit build-up — alternate / pre-Ind-AS tags
	—	959	945	339	—
Per share — as-filed variants
	₹5.91	₹3.57	₹3.75	₹6.65	—
	₹5.81	₹3.51	₹3.71	₹6.54	—

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

UJJIVANSFB₹57.80

Ujjivan Small Finance Bank Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersEQUITASBNK AUBANK TSFINV TMB STYL SOUTHBANK SHAREINDIA RELIGAREMcap ₹11,229 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Interest Income
+ Interest on Advances / Bills	—	4,973.0	5,525.7	6,077.5	6,912.9
+ Income on Investments	—	678.6	805.8	830.3	861.6
+ Interest on RBI / Interbank	—	10.6	11.0	16.0	27.3
+ Other Interest	—	15.0	11.9	7.7	6.8
Interest Earned	4,165.0	5,677.2	6,354.4	6,931.5	7,808.6
Interest Expended	1,467.1	2,267.7	2,718.1	3,060.5	3,279.4
Net Interest Income	2,697.9	3,409.5	3,636.3	3,871.0	4,529.1
Other Income	589.2	786.8	846.2	1,107.5	1,153.8
Total Income	4,754.2	6,463.9	7,200.6	8,039.0	8,962.3
Operating
+ Employee Cost	—	1,183.2	1,499.5	1,791.0	1,959.6
+ Depreciation	90.3	98.3	—	—	—
+ Other Operating Expenses	—	1,095.9	1,293.7	1,477.4	1,627.1
Operating Expenses	1,802.1	2,279.1	2,793.2	3,268.4	3,586.7
Operating Profit (PPOP)	1,485.0	1,917.1	1,689.2	1,710.1	2,096.2
Provisions & Contingencies	—	214.9	747.7	799.1	569.5
Profit
Pretax Income	1,467.2	1,702.2	941.6	911.0	1,526.7
Tax Expense	—	420.7	215.5	218.4	377.4
Net Income	1,099.9	1,281.5	726.1	692.6	1,149.3
Net Income to Common	—	1,281.5	726.1	692.6	1,149.3
Per Share
Basic EPS	—	6.65	3.75	3.57	5.91
Diluted EPS	—	6.54	3.71	3.51	5.81
Book Value per Share	—	0.0	0.0	0.0	0.0
Profit Build-up — Alternate / Pre-Ind-AS Tags
+ Adjustments to Profit / (Loss)	—	339.4	944.6	959.5	—
Per Share — as-filed variants
Basic EPS before Extraordinary Items	—	6.65	3.75	3.57	5.91
Diluted EPS before Extraordinary Items	—	6.54	3.71	3.51	5.81
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio	—	0.00	0.00	0.01	0.00
Cet1 Ratio	—	0.00	0.00	0.20	0.19
Exceptional Items	1,485.0	0.0	0.0	0.0	0.0
Expenditure Ex Provisions	—	4,546.8	5,511.4	6,328.8	6,866.2
Face Value	—	10.00	10.00	10.00	10.00
Filed Roa	—	0.00	0.00	0.01	0.01
Finance Costs	1,575.3	237.0	—	—	—
Gnpa Pct	—	0.00	0.02	0.02	0.02
Gross Npa	—	612.5	695.9	916.7	955.1
Net Npa	—	76.3	152.4	170.4	140.4
Nnpa Pct	—	0.00	0.00	0.00	0.00
Paid Up Equity Capital	—	1,931.4	1,935.0	1,942.7	1,951.1
Pat Ordinary	—	1,281.5	726.1	692.6	1,149.3
Pbt Before Exceptional	—	—	941.6	911.0	—
Revenue	2,697.9	3,409.5	—	—	—

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.