In ₹ Crore except Per Share Latest Annual	M&MFIN FY26	CHOLAFIN FY26	SHRIRAMFIN FY26	LTF FY26	Peer Average
Valuation — at last close
P/E	◆ 12.68×	25.88×	15.78×	21.06×	20.91× -39%
P/B	◆ 1.38×	4.49×	2.40×	2.25×	3.05× -55%
Market Cap	₹36,795 Cr	₹1.37L Cr	₹1.58L Cr	₹62,873 Cr	₹1.19L Cr -69%
Growth
Revenue CAGR 3Y	18.26%	◆ 34.10%	16.45%	11.93%	20.83% -12%
Revenue CAGR 5Y	—	◆ 26.53%	22.54%	5.54%	18.20%
Net Income CAGR 3Y	11.37%	◆ 25.22%	18.53%	24.75%	22.83% -50%
Revenue YoY (latest Q)	18.09%	25.40%	15.78%	◆ 26.49%	22.56% -20%
Net Income YoY (latest Q)	◆ 60.89%	40.59%	59.19%	32.37%	44.05% +38%
Profitability
NIM (banks)	6.27%	6.27%	◆ 8.17%	7.54%	7.33% -14%
Net Income Margin	13.62%	16.84%	◆ 20.83%	16.65%	18.11% -25%
Return on Common Equity	11.85%	◆ 19.33%	16.38%	11.17%	15.63% -24%
Return on Assets	1.89%	2.34%	◆ 3.26%	2.27%	2.62% -28%
Credit & Quality
Total Debt/Equity	4.81×	6.96×	◆ 3.80×	3.92×	4.89× -2%
Cost/Income (banks)	36.73%	38.74%	◆ 27.88%	39.51%	35.38% +4%
Scale — latest FY
Revenue / Total Income	₹21,005 Cr	₹31,073 Cr	₹48,133 Cr	₹17,914 Cr	₹32,373 Cr -35%
Net Income	₹2,861 Cr	₹5,233 Cr	₹10,024 Cr	₹2,983 Cr	₹6,080 Cr -53%
Total Assets	₹1.59L Cr	₹2.45L Cr	₹3.21L Cr	₹1.42L Cr	₹2.36L Cr -33%
EPS	₹20.88	₹61.98	₹53.29	₹11.92	₹42.4 -51%
Book Value per Share	₹191.71	₹357.33	₹350.34	₹111.74	₹273.14 -30%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.