In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 15,796.9 | 18,463.1 | 21,005.4 | 21,732.7 | |
| Other Income | 173.5 | 67.4 | 81.4 | 65.4 | |
| Total Income | 15,970.3 | 18,530.5 | 21,086.7 | 21,798.1 | |
| Expenses | |||||
| + Employee Benefit Expense | 2,261.4 | 2,354.9 | 2,509.6 | 2,548.3 | |
| + Finance Costs | 6,959.2 | 8,415.4 | 8,933.6 | 9,025.6 | |
| + Depreciation & Amortisation | 274.9 | 321.2 | 386.1 | 399.4 | |
| + Other Expenses | 1,119.2 | 1,346.6 | 1,567.8 | 1,620.4 | |
| Total Expenses | 13,438.3 | 15,568.8 | 17,197.5 | 17,372.3 | |
| EBITDA | 9,592.7 | 11,631.0 | 13,127.5 | 13,785.3 | |
| EBIT | 9,317.8 | 11,309.8 | 12,741.4 | 13,386.0 | |
| Profit | |||||
| PBT before Exceptional Items | 2,532.1 | 2,961.7 | 3,889.2 | 4,425.8 | |
| + Exceptional Items | 0.0 | 0.0 | -133.0 | -133.0 | |
| Pretax Income | 2,532.1 | 2,961.7 | 3,756.3 | 4,292.8 | |
| + Current Tax | 716.1 | 820.9 | 982.1 | 1,113.5 | |
| + Deferred Tax | -71.0 | -54.9 | -17.3 | -8.6 | |
| Tax Expense | 645.1 | 766.0 | 964.8 | 1,104.9 | |
| + Share of Associates & JVs | 56.1 | 65.2 | 69.6 | 71.7 | |
| Net Income | 1,943.1 | 2,260.9 | 2,861.1 | 3,259.6 | |
| + Net Income — Continuing Ops | 1,886.9 | 2,195.6 | 2,791.5 | 3,187.9 | |
| + Other Comprehensive Income | 63.7 | 108.6 | 158.3 | 157.6 | |
| Total Comprehensive Income | 2,006.7 | 2,369.5 | 3,019.4 | 3,417.3 | |
| Net Income to Common | 1,932.7 | 2,261.9 | 2,854.5 | 3,252.7 | |
| Minority Interest | 10.4 | -1.0 | 6.6 | 6.9 | |
| Per Share | |||||
| Basic EPS | 15.66 | 18.32 | 20.88 | 23.40 | |
| Diluted EPS | 15.66 | 18.31 | 20.86 | 23.40 | |
| Revenue Detail — as filed | |||||
| + Sale of Services | 1,057.7 | 1,191.5 | 1,455.7 | 1,601.9 | |
| + Rental Income | 115.5 | 153.5 | 174.9 | 184.3 | |
| + Dividend Income | 0.0 | 0.0 | 0.0 | 0.0 | |
| + Fees & Commission Income | 184.3 | 527.9 | 909.5 | 989.7 | |
| + Net Gain on Fair Value Changes | 27.1 | 22.0 | 37.2 | 44.7 | |
| + Net Gain on Derecognition — Amortised Cost | 0.0 | 1.9 | 0.0 | 0.0 | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | 867.8 | 1,045.2 | 1,317.6 | 1,423.6 | |
| + Impairment on Financial Instruments | 1,955.8 | 2,085.4 | 2,482.9 | 2,355.1 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | 63.7 | 108.6 | 158.3 | 157.6 | |
| + Items NOT to be Reclassified to P&L | -9.0 | 76.7 | -0.2 | -14.6 | |
| + Tax on Items NOT to be Reclassified | — | 19.3 | -0.0 | -3.4 | |
| + Tax on Items NOT to be Reclassified — alt tag | -2.2 | — | — | — | |
| + Items to be Reclassified to P&L | 87.7 | 60.2 | 178.5 | 192.2 | |
| + Tax on Items to be Reclassified | — | 8.9 | 20.0 | 23.4 | |
| + Tax on Items to be Reclassified — alt tag | 17.3 | — | — | — | |
| Comprehensive Income — Owners of Parent | 60.3 | 2,369.1 | 3,011.4 | 2,586.9 | |
| Comprehensive Income — Non-controlling Interests | 3.4 | 0.4 | 8.0 | 4.8 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 15.66 | 18.32 | 20.88 | 23.40 | |
| Diluted EPS — Continuing Operations | 15.66 | 18.31 | 20.86 | 23.40 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 15,796.9 | 18,463.1 | 21,005.4 | 21,732.7 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 2,532.1 | 2,961.7 | 3,889.2 | 4,425.8 | |
| − Exceptional Items (reconciliation) | 0.0 | 0.0 | -133.0 | -133.0 | |
| Net Income Adj (tax-effected) | 1,943.1 | 2,260.9 | 2,959.9 | 3,358.4 | |
| EPS Adj | 15.66 | 18.32 | 21.60 | 24.11 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Debt Equity | 0.05 | 0.06 | 0.05 | 0.05 | |
| Interest Earned | 14,412.3 | 16,566.4 | 18,428.1 | 18,912.0 | |
| Paid Up Equity Capital | 246.9 | 247.0 | 277.9 | 277.9 | |