alphaveLICI₹405.00

Life Insurance Corporation of India

Annual Quarterly₹ CrorePeersSBILIFE HDFCLIFE ICICIPRULI MAHABANK AIIL BAJAJHFL CRISIL GICRE

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In ₹ Crore except Per Share 12 Months Ending	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Total Income	2,43,692.7	2,24,950.2	2,41,536.4	2,36,094.3	2,79,197.8	2,40,167.8
Expenses
Total Expenses	2,23,422.2	2,12,729.9	2,30,951.0	2,22,825.7	2,54,233.3	2,26,207.8
Profit
+ Current Tax	3,422.0	1,616.3	1,421.9	1,982.1	-9,068.7	1,626.0
Revenue Detail — as filed
+ Investment Income	1,774.5	1,801.1	2,066.0	2,261.8	2,465.9	2,557.2
+ Income from Investments (net)	93,442.8	1,03,252.0	1,12,528.3	1,07,704.3	1,09,210.7	1,09,685.3
Expense Detail — as filed
+ Administration Expenses	2,003.7	1,319.6	1,264.8	3,051.3	3,021.6	1,867.1
+ Advertisement & Publicity	217.7	74.5	172.3	141.7	297.0	93.5
+ Employee Remuneration & Welfare	5,942.6	5,685.8	7,522.2	5,839.2	8,891.2	6,048.3
+ Commission	7,736.0	4,977.3	5,806.0	6,039.5	7,741.0	5,061.6
+ Commission (net)	7,735.5	4,975.3	5,807.4	6,039.5	7,733.4	5,061.6
+ Provision — Diminution in Investments	-414.6	-362.4	-250.2	-245.8	75.2	-1.8
+ Provision — Doubtful Debts & Write-offs	-1,014.1	-26.1	-156.7	-84.6	-544.0	-565.7
+ Provision — Doubtful Debts incl. Write-off	1.3	-0.4	-0.5	0.1	-0.1	-0.1
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit / (Loss) before Tax	19,045.7	10,985.8	10,201.7	12,879.7	23,456.7	13,686.4
+ Current Taxes	7.1	28.7	103.2	-50.7	-10.5	102.1
+ Provision for Tax	3,422.0	1,616.3	1,421.9	1,982.1	-9,068.7	1,626.0
+ Provisions for Taxes	7.1	28.7	103.2	-50.7	-10.5	102.1
PAT before Extraordinary Items	19,038.7	10,957.1	10,098.5	12,930.4	23,467.2	13,584.3
PAT after Extraordinary Items	19,038.7	10,957.1	10,098.5	12,930.4	23,467.2	13,584.3
Profit Carried to Balance Sheet	1,20,216.5	1,31,130.6	1,33,620.8	1,46,547.9	1,70,003.1	1,77,262.1
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)	30.10	17.32	15.97	20.44	37.10	10.74
Basic & Diluted EPS after Extraordinary (not annualised)	30.10	17.32	15.97	20.44	37.10	10.74
Appropriations & Transfers
Reserves & Surplus excl. Revaluation Reserve	1,21,193.9	1,32,156.1	1,34,730.4	1,47,683.1	1,71,230.9	1,78,490.0
Insurance — Revenue Account (Policyholders')
+ Gross Premium Income	1,48,222.0	1,19,753.9	1,27,087.3	1,26,176.6	1,65,360.8	1,27,796.1
+ Net Premium Income	1,47,917.2	1,19,618.4	1,26,930.0	1,25,988.2	1,65,067.2	1,27,623.2
+ First-year Premium	11,103.0	7,566.0	10,884.5	10,648.5	13,009.0	9,257.5
+ Renewal Premium	79,425.0	60,179.4	65,320.5	69,617.4	82,233.2	62,129.3
+ Single Premium	57,694.1	52,008.5	50,882.3	45,910.8	70,118.6	56,409.4
+ Commission — First-year Premium	2,804.2	1,754.1	2,203.7	2,271.9	3,138.9	1,920.1
+ Commission — Renewal Premium	4,665.1	3,098.5	3,398.3	3,578.3	4,165.5	3,007.0
+ Commission — Single Premium	266.6	124.8	204.0	189.3	436.7	134.5
+ Expenses of Management	16,526.2	12,558.3	15,308.4	15,643.5	20,698.7	13,604.5
+ Operating Expenses — Insurance Business	8,790.7	7,583.0	9,501.0	9,603.9	12,965.3	8,543.0
+ Expenses — Non-insurance	52.1	539.9	70.6	20.9	530.0	517.8
+ Benefits Paid (net)	1,42,764.9	97,550.9	1,06,976.7	1,13,818.8	1,80,168.5	1,21,911.5
+ Change in Actuarial Liability	62,051.9	1,01,349.4	1,07,569.1	91,688.2	62,903.8	89,633.2
+ Bonus Allocated to Policyholders	56,235.9	0.0	0.0	102.9	59,622.7	0.0
+ Interim Bonus Paid	546.5	875.3	1,137.5	1,873.5	4,470.4	928.4
+ GST on Linked Charges	85.9	43.6	81.8	23.5	-0.2	0.0
Surplus in the Revenue Account	20,270.5	12,220.3	10,585.4	13,268.6	24,964.5	13,960.1
Net Surplus / (Deficit)	20,270.5	12,220.3	10,585.4	13,268.6	24,964.5	13,960.1
+ Funds for Future Appropriation	1,856.4	1,482.8	1,131.1	1,596.1	2,771.7	1,750.9
+ Policyholders' Liabilities to Shareholders' Fund	43.0	40.8	40.2	37.7	32.4	30.8
Insurance — Shareholders' Account
+ Income under Shareholders' Account	1,818.0	1,846.0	2,114.1	2,310.7	2,515.2	2,608.8
+ Shareholders' Account Income	20,232.2	12,583.5	11,568.5	13,983.2	24,708.0	14,818.0
+ Shareholders' Account Expenses	1,186.4	1,597.8	1,366.8	1,103.5	1,251.3	1,131.6
+ Shareholders' Provision — Diminution in Investments	-7.9	-1.1	-19.8	-2.6	0.2	2.9
+ Transfer from Policyholders' Account	18,414.1	10,737.5	9,454.3	11,672.5	22,192.8	12,209.2
+ Transfer of Funds to Policyholders' Account	1,140.8	1,059.4	1,316.5	1,085.0	721.2	610.9
+ Transferred to Shareholders' Account	18,414.1	10,737.5	9,454.3	11,672.5	22,192.8	12,209.2
Shareholders' Fund — with Unrealised Gains	6.3	10.1	6.5	10.1	-1.3	9.0
Shareholders' Fund — without Unrealised Gains	6.9	6.1	6.5	6.7	6.9	6.2
Insurance — Fund NPAs
+ Gross NPAs — Shareholders' Fund	56.5	56.5	0.0	0.0	0.0	0.0
+ Gross NPAs — Linked Non-participating	114.2	114.2	114.2	35.8	35.8	35.8
+ Gross NPA % — Linked Non-participating	0.30	0.30	0.25	0.10	0.08	0.08
+ Linked Non-participating — with Unrealised Gains	0.0	0.0	-0.0	0.0	-0.0	0.0
+ Linked Non-participating — without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0
+ Gross NPAs — Non-linked Participating	8,328.7	8,322.2	7,934.8	7,745.7	7,169.4	7,132.2
+ Net NPAs — Non-linked Participating	5.5	3.6	3.9	4.2	4.3	4.9
+ Gross NPA % — Non-linked Participating	0.02	0.02	0.02	0.02	0.01	0.01
+ Non-linked Participating — with Unrealised Gains	0.0	0.0	0.0	0.0	-0.0	0.0
+ Non-linked Participating — without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0
+ Non-linked Non-participating — with Unrealised Gains	0.0	0.0	-0.0	0.0	-0.0	0.0
+ Non-linked Non-participating — without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio	0.02	0.02	0.02	0.02	0.02	0.02
Conservation Ratio	0.87	0.94	0.89	0.96	0.91	0.91
Expenses of Management Ratio	0.11	0.10	0.12	0.12	0.13	0.11
Persistency — 13th Month	0.69	0.71	0.68	0.69	0.68	0.70
Persistency — 25th Month	0.65	0.66	0.63	0.64	0.63	0.66
Persistency — 37th Month	0.60	0.64	0.61	0.61	0.62	0.63
Persistency — 49th Month	0.56	0.63	0.58	0.59	0.57	0.62
Persistency — 61st Month	0.59	0.58	0.55	0.55	0.54	0.61
Regulatory Disclosures — filed alongside, not part of the P&L
Investor Complaints — During the Period	1.00	2.00	23.00	-21.00	-2.00	11.00
Investor Complaints — Received	130.00	122.00	488.00	171.00	141.00	323.00
Investor Complaints — Disposed	129.00	120.00	465.00	192.00	143.00	312.00
Other Filed Concepts — mapped but not yet placed in the schedule
Other Operating Expenses	626.7	503.0	541.7	571.8	755.5	534.1

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.