Life Insurance Corporation of India profit and loss

Latest FY26

Revenue: ₹9,81,779cr+10.0% on FY25
EBITDA: ₹57,524cr+19.0% on FY25
Net profit: ₹57,453cr+18.9% on FY25
EPS: ₹90.84+18.9% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025

Expenses
	9,96,996	9,81,779	8,92,146
	9,34,218	9,20,740	8,39,275
	60,225	57,524	48,351
	60,225	57,524	48,351
Profit
	60,225	57,524	48,351
	−4,039	−4,048	7,916
	60,080	57,453	48,320
Per share
	₹84.25	₹90.84	₹76.40
Revenue detail — as filed
	9,351	8,595	6,025
	4,39,129	4,31,574	3,94,169
Expense detail — as filed
	9,205	8,657	6,013
	704	685	555
	28,301	27,938	26,947
	24,648	24,564	25,420
	24,642	24,556	25,419
	−423	−783	−637
	−1,351	−811	−1,545
	−0.5	−0.9	1.3
Profit build-up — alternate / pre-Ind-AS tags
	60,225	57,524	48,351
	144	70.7	30.3
	−4,039	−4,048	7,916
	144	70.7	30.3
	60,080	57,453	48,320
	60,080	57,453	48,320
	1,77,262	1,70,003	1,20,217
Per share — as-filed variants
	₹10.74	₹90.84	₹76.40
	₹10.74	₹90.84	₹76.40
Appropriations & transfers
	1,78,490	1,71,231	1,21,194
Insurance — revenue account (Policyholders')
	5,46,421	5,38,379	4,90,489
	5,45,609	5,37,604	4,89,775
	43,799	42,108	37,199
	2,79,300	2,77,350	2,63,289
	2,23,321	2,18,920	1,90,001
	9,535	9,369	10,034
	14,149	14,241	14,623
	964	955	764
	65,255	64,209	60,993
	40,613	39,653	35,574
	1,139	2,531	743
	5,22,875	4,98,515	4,20,584
	3,51,794	3,63,510	3,51,740
	59,726	59,726	56,331
	8,410	8,357	3,076
	105	149	223
	62,778	61,039	52,870
	62,778	61,039	52,870
	7,250	6,982	5,449
	141	32.4	43.0
	—	4,97,050	4,25,464
	—	5,38,497	4,91,547
Insurance — Shareholders' account
	9,549	8,786	6,198
	65,078	62,843	53,619
	4,853	5,319	5,269
	−19.3	−23.3	−15.8
	55,529	54,057	47,422
	3,734	2,813	4,540
	55,529	54,057	47,422
	9.0	6.1	6.8
	6.2	6.6	6.9
Insurance — result & transfers
	1,30,914	1,29,121	1,12,277
	9,438	9,789	5,487
	198	191	173
	2,821	2,813	2,714
Insurance — fund NPAs
	0.0	0.0	56.5
	₹0.00	₹0.00	₹0.01
	222	35.8	114
	₹0.08	₹0.08	₹0.30
	0.0	−0.0	0.0
	0.0	0.0	0.0
	29,982	7,169	8,329
	17.4	4.3	5.5
	₹0.01	₹0.01	₹0.02
	0.0	0.0	0.0
	0.0	0.0	0.0
	0.0	0.0	0.0
	0.0	0.0	0.0
Insurance — IRDAI ratios (as filed, not percentages)
	2.35×	2.35×	2.11×
	₹0.02	₹0.02	₹0.02
	₹0.91	₹0.92	₹0.90
	₹0.11	₹0.12	₹0.12
	₹0.70	₹0.75	₹0.75
	₹0.66	₹0.69	₹0.71
	₹0.63	₹0.67	₹0.66
	₹0.62	₹0.63	₹0.62
	₹0.61	₹0.59	₹0.63
Direct-method operating receipts — filed in the P&L block
	—	880	842
	—	58,751	76,465
Regulatory disclosures — filed alongside, not part of the P&L
	₹11.00	₹2.00	−₹23.00
	₹323.00	₹922.00	₹1,671.00
	₹312.00	₹920.00	₹1,694.00
	1.0%	1.0%	1.0%

Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

LICI₹396.00

Life Insurance Corporation of India

· Banking & Finance

Annual Quarterly₹ CrorePeersSBILIFE HDFCLIFE ICICIPRULI MAHABANK AIIL BAJAJHFL CRISIL GICREMcap ₹2.50L Cr

View

In ₹ Crore except Per Share 12 Months Ending	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Total Income	8,92,145.6	9,81,778.7	9,96,996.3
Expenses
Total Expenses	8,39,275.2	9,20,739.9	9,34,217.8
EBITDA	48,350.6	57,523.9	60,224.5
EBIT	48,350.6	57,523.9	60,224.5
Profit
Pretax Income	48,350.6	57,523.9	60,224.5
+ Current Tax	7,916.4	-4,048.4	-4,038.6
Net Income	48,320.3	57,453.2	60,080.4
Per Share
Basic EPS	76.40	90.84	84.25
Revenue Detail — as filed
+ Investment Income	6,025.2	8,594.7	9,350.9
+ Income from Investments (net)	3,94,169.4	4,31,573.6	4,39,128.6
Expense Detail — as filed
+ Administration Expenses	6,012.8	8,656.9	9,204.8
+ Advertisement & Publicity	554.5	685.5	704.5
+ Employee Remuneration & Welfare	26,946.7	27,938.3	28,300.8
+ Commission	25,420.4	24,563.9	24,648.2
+ Commission (net)	25,419.4	24,555.6	24,641.8
+ Provision — Diminution in Investments	-637.5	-783.1	-422.6
+ Provision — Doubtful Debts & Write-offs	-1,544.7	-811.4	-1,350.9
+ Provision — Doubtful Debts incl. Write-off	1.3	-0.9	-0.5
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit / (Loss) before Tax	48,350.6	57,523.9	60,224.5
+ Current Taxes	30.3	70.7	144.2
+ Provision for Tax	7,916.4	-4,048.4	-4,038.6
+ Provisions for Taxes	30.3	70.7	144.2
PAT before Extraordinary Items	48,320.3	57,453.2	60,080.4
PAT after Extraordinary Items	48,320.3	57,453.2	60,080.4
Profit Carried to Balance Sheet	1,20,216.5	1,70,003.1	1,77,262.1
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)	76.40	90.84	10.74
Basic & Diluted EPS after Extraordinary (not annualised)	76.40	90.84	10.74
Appropriations & Transfers
Reserves & Surplus excl. Revaluation Reserve	1,21,193.9	1,71,230.9	1,78,490.0
Insurance — Revenue Account (Policyholders')
+ Gross Premium Income	4,90,489.3	5,38,378.5	5,46,420.8
+ Net Premium Income	4,89,775.4	5,37,603.8	5,45,608.5
+ First-year Premium	37,199.0	42,107.9	43,799.4
+ Renewal Premium	2,63,289.4	2,77,350.4	2,79,300.3
+ Single Premium	1,90,000.8	2,18,920.2	2,23,321.1
+ Commission — First-year Premium	10,033.6	9,368.6	9,534.7
+ Commission — Renewal Premium	14,622.8	14,240.6	14,149.1
+ Commission — Single Premium	764.1	954.7	964.4
+ Expenses of Management	60,993.5	64,208.7	65,255.0
+ Operating Expenses — Insurance Business	35,574.1	39,653.2	40,613.2
+ Expenses — Non-insurance	743.4	2,530.7	1,139.3
+ Benefits Paid (net)	4,20,583.8	4,98,514.9	5,22,875.4
+ Change in Actuarial Liability	3,51,740.4	3,63,510.5	3,51,794.4
+ Bonus Allocated to Policyholders	56,331.1	59,725.5	59,725.5
+ Interim Bonus Paid	3,075.8	8,356.7	8,409.9
+ GST on Linked Charges	223.3	148.8	105.1
Surplus in the Revenue Account	52,870.4	61,038.8	62,778.5
Net Surplus / (Deficit)	52,870.4	61,038.8	62,778.5
+ Funds for Future Appropriation	5,448.8	6,981.6	7,249.7
+ Policyholders' Liabilities to Shareholders' Fund	43.0	32.4	141.1
+ Payments — Premiums, Claims, Annuities & Benefits	4,25,463.7	4,97,050.3	—
+ Receipts — Premiums, Claims, Annuities & Benefits	4,91,546.5	5,38,496.8	—
Insurance — Shareholders' Account
+ Income under Shareholders' Account	6,197.8	8,786.0	9,548.8
+ Shareholders' Account Income	53,619.4	62,843.2	65,077.6
+ Shareholders' Account Expenses	5,268.8	5,319.3	4,853.1
+ Shareholders' Provision — Diminution in Investments	-15.8	-23.3	-19.3
+ Transfer from Policyholders' Account	47,421.7	54,057.1	55,528.8
+ Transfer of Funds to Policyholders' Account	4,539.9	2,812.8	3,733.6
+ Transferred to Shareholders' Account	47,421.7	54,057.1	55,528.8
Shareholders' Fund — with Unrealised Gains	6.8	6.1	9.0
Shareholders' Fund — without Unrealised Gains	6.9	6.6	6.2
Insurance — Result & Transfers
Surplus / (Deficit)	1,12,277.3	1,29,121.0	1,30,913.9
+ Other Income — Policyholders' Account	5,486.6	9,788.6	9,438.4
+ Other Income — Shareholders' Account	172.6	191.3	198.0
+ Transfer of Funds from Shareholders' Account	2,714.2	2,812.8	2,820.7
Insurance — Fund NPAs
+ Gross NPAs — Shareholders' Fund	56.5	0.0	0.0
+ Gross NPA % — Shareholders' Fund	0.01	0.00	0.00
+ Gross NPAs — Linked Non-participating	114.2	35.8	221.7
+ Gross NPA % — Linked Non-participating	0.30	0.08	0.08
+ Linked Non-participating — with Unrealised Gains	0.0	-0.0	0.0
+ Linked Non-participating — without Unrealised Gains	0.0	0.0	0.0
+ Gross NPAs — Non-linked Participating	8,328.7	7,169.4	29,982.1
+ Net NPAs — Non-linked Participating	5.5	4.3	17.4
+ Gross NPA % — Non-linked Participating	0.02	0.01	0.01
+ Non-linked Participating — with Unrealised Gains	0.0	0.0	0.0
+ Non-linked Participating — without Unrealised Gains	0.0	0.0	0.0
+ Non-linked Non-participating — with Unrealised Gains	0.0	0.0	0.0
+ Non-linked Non-participating — without Unrealised Gains	0.0	0.0	0.0
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio (x, one scale)	2.11	2.35	2.35
Solvency Ratio (as filed)	0.02	0.02	0.02
Conservation Ratio	0.90	0.92	0.91
Expenses of Management Ratio	0.12	0.12	0.11
Persistency — 13th Month	0.75	0.75	0.70
Persistency — 25th Month	0.71	0.69	0.66
Persistency — 37th Month	0.66	0.67	0.63
Persistency — 49th Month	0.62	0.63	0.62
Persistency — 61st Month	0.63	0.59	0.61
Direct-method Operating Receipts — filed in the P&L block
+ Other Operating Cash Receipts	841.9	880.5	—
+ Other Operating Cash Payments	76,465.0	58,751.1	—
Regulatory Disclosures — filed alongside, not part of the P&L
Investor Complaints — During the Period	-23.00	2.00	11.00
Investor Complaints — Received	1,671.00	922.00	323.00
Investor Complaints — Disposed	1,694.00	920.00	312.00
Government of India Shareholding %	0.97	0.97	0.97
Other Filed Concepts — mapped but not yet placed in the schedule
Other Operating Expenses	2,060.1	2,372.4	2,403.1

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.