IDFC First Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	3.8%	3.8%	4.2%	10.1%	10.6%
	0.4%	0.4%	0.5%	1.1%	1.2%
	5.7%	5.7%	6.0%	6.1%	5.9%
	75.3%	75.3%	71.9%	72.1%	70.8%
	2.1%	2.1%	2.6%	1.4%	1.2%
	5.9%	5.9%	5.9%	6.0%	5.6%
	16.3%	16.3%	16.1%	16.4%	16.4%
	95.3%	95.3%	92.5%	97.0%	105.1%
Additional
	18.9%	10.9%	20.1%	23.7%	25.4%
	—	18.4%	0.0%	0.0%	0.0%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

IDFCFIRSTB₹73.38

IDFC First Bank Ltd.

· Banking & Finance

₹ CrorePeersFEDERALBNK RBLBANK BANDHANBNK ICICIGI INDIANB MFSL PAYTM POLICYBZRMcap ₹63,119 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	10.60	10.13	4.23	3.76	3.76
Return on Assets	1.16	1.10	0.47	0.43	0.43
Margins & Efficiency
Net Interest Margin (on assets)	5.88	6.14	6.03	5.71	5.71
Cost to Income	70.79	72.13	71.91	75.30	75.30
Credit Cost (provisions / avg advances)	1.23	1.38	2.58	2.09	2.09
Operating Expenses / Avg Assets	5.63	6.02	5.90	5.89	5.89
Other Income Share of Total Income	16.43	16.36	16.05	16.26	16.26
Credit-Deposit Ratio	105.07	97.02	92.50	95.27	95.27
Additional
Effective Tax Rate	25.41	23.72	20.05	10.87	18.88
Dvd Payout Ratio	0.00	0.00	0.00	18.36	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.