| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 14,228 | 11,828 | +20.3% |
| Net interest income | 6,189 | 5,113 | +21.0% |
| Operating profit | 2,552 | 1,876 | +36.0% |
| Net profit | 1,049 | 348 | +201.7% |
| EPS | ₹1.22 | ₹0.35 | +248.6% |
| Tap a line for its trend | Q2 FY27Sep 2026 | Q1 FY27Jun 2026 | Q4 FY26Mar 2026 | Q3 FY26Dec 2025 | Q2 FY26Sep 2025 | Q1 FY26Jun 2025 | Q4 FY25Mar 2025 | Q3 FY25Dec 2024 | Q2 FY25Sep 2024 | Q1 FY25Jun 2024 | Q4 FY24Mar 2024 | Q3 FY24Dec 2023 | Earlier quartersAlpha Plus |
|---|
Interest income | Earlier quartersEvery year the company has filed comes with Alpha Plus. | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 10,169 | 9,438 | 8,967 | 8,776 | 8,320 | 8,136 | 7,971 | 7,915 | 7,581 | 7,367 | 6,999 | 6,747 | ||
| 1,649 | 1,475 | 1,512 | 1,526 | 1,479 | 1,432 | 1,395 | 1,314 | 1,282 | 1,328 | 1,173 | 1,035 | ||
| 71.2 | 61.1 | 37.7 | 34.2 | 34.4 | 24.7 | 28.2 | 29.3 | 33.2 | 24.0 | 22.5 | 20.8 | ||
| 33.8 | 76.4 | 36.0 | 80.6 | 104 | 49.0 | 19.0 | 85.0 | 61.1 | 70.0 | 25.4 | 75.9 | ||
| 11,923 | 11,051 | 10,553 | 10,417 | 9,937 | 9,642 | 9,413 | 9,343 | 8,957 | 8,789 | 8,220 | 7,880 | ||
| 5,735 | 5,077 | 4,876 | 4,924 | 4,824 | 4,709 | 4,505 | 4,440 | 4,169 | 4,093 | 3,750 | 3,592 | ||
| 6,189 | 5,974 | 5,677 | 5,493 | 5,113 | 4,933 | 4,908 | 4,903 | 4,788 | 4,695 | 4,471 | 4,287 | ||
| 2,305 | 2,310 | 1,630 | 2,125 | 1,891 | 2,227 | 1,895 | 1,780 | 1,727 | 1,574 | 1,642 | 1,517 | ||
| 14,228 | 13,361 | 12,183 | 12,542 | 11,828 | 11,869 | 11,308 | 11,123 | 10,684 | 10,363 | 9,863 | 9,396 | ||
Operating | |||||||||||||
| 2,187 | 2,130 | 2,004 | 2,043 | 1,878 | 1,761 | 1,736 | 1,614 | 1,617 | 1,534 | 1,519 | 1,405 | ||
| 3,756 | 3,528 | 4,233 | 3,565 | 3,250 | 3,169 | 3,272 | 3,308 | 2,922 | 2,888 | 2,923 | 2,815 | ||
| 5,942 | 5,658 | 6,237 | 5,608 | 5,129 | 4,930 | 5,008 | 4,922 | 4,539 | 4,422 | 4,442 | 4,219 | ||
| 2,552 | 2,626 | 1,070 | 2,009 | 1,876 | 2,230 | 1,795 | 1,760 | 1,977 | 1,847 | 1,671 | 1,585 | ||
| 1,139 | 1,144 | 869 | 1,398 | 1,452 | 1,659 | 1,450 | 1,338 | 1,732 | 994 | 722 | 655 | ||
Profit | |||||||||||||
| 1,412 | 1,482 | 201 | 611 | 424 | 571 | 344 | 422 | 245 | 853 | 948 | 930 | ||
| 363 | 334 | −130 | 133 | 75.9 | 118 | 48.7 | 82.0 | 33.2 | 210 | 216 | 198 | ||
| 1,049 | 1,148 | 331 | 479 | 348 | 453 | 296 | 340 | 212 | 643 | 732 | 732 | ||
| 1,049 | 1,148 | 331 | 479 | 348 | 453 | 296 | 340 | 212 | 643 | 732 | 732 | ||
Per share | |||||||||||||
| ₹1.22 | ₹1.33 | ₹0.38 | ₹0.54 | ₹0.35 | ₹0.62 | ₹0.40 | ₹0.46 | ₹0.28 | ₹0.91 | ₹1.04 | ₹1.04 | ||
| ₹1.21 | ₹1.32 | ₹0.38 | ₹0.54 | ₹0.35 | ₹0.61 | ₹0.40 | ₹0.46 | ₹0.28 | ₹0.90 | ₹1.02 | ₹1.03 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
Profit build-up — alternate / pre-Ind-AS tags | |||||||||||||
| — | — | — | — | 3,741 | — | — | — | — | — | — | — | ||
Per share — as-filed variants | |||||||||||||
| ₹1.22 | ₹1.33 | ₹0.38 | ₹0.54 | ₹0.35 | ₹0.62 | ₹0.40 | ₹0.46 | ₹0.28 | ₹0.91 | ₹1.04 | ₹1.04 | ||
| ₹1.21 | ₹1.32 | ₹0.38 | ₹0.54 | ₹0.35 | ₹0.61 | ₹0.40 | ₹0.46 | ₹0.28 | ₹0.90 | ₹1.02 | ₹1.03 | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 3 Months Ending | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | Q2 FY27 30/09/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | |||||||||||||
| + Interest on Advances / Bills | 6,747.5 | 6,999.5 | 7,367.2 | 7,581.0 | 7,915.1 | 7,971.2 | 8,136.3 | 8,319.5 | 8,775.8 | 8,967.0 | 9,438.5 | 10,169.1 | |
| + Income on Investments | 1,035.4 | 1,173.0 | 1,327.6 | 1,281.8 | 1,313.5 | 1,394.5 | 1,432.2 | 1,479.0 | 1,526.4 | 1,512.0 | 1,475.2 | 1,649.2 | |
| + Interest on RBI / Interbank | 20.8 | 22.5 | 24.0 | 33.2 | 29.3 | 28.2 | 24.7 | 34.4 | 34.2 | 37.7 | 61.1 | 71.2 | |
| + Other Interest | 75.9 | 25.4 | 70.0 | 61.1 | 85.0 | 19.0 | 49.0 | 104.0 | 80.6 | 36.0 | 76.4 | 33.8 | |
| Interest Earned | 7,879.5 | 8,220.5 | 8,788.7 | 8,957.0 | 9,343.0 | 9,412.9 | 9,642.2 | 9,936.9 | 10,417.0 | 10,552.7 | 11,051.1 | 11,923.3 | |
| Interest Expended | 3,592.4 | 3,750.0 | 4,093.3 | 4,168.7 | 4,440.5 | 4,505.3 | 4,709.0 | 4,824.1 | 4,924.5 | 4,875.5 | 5,077.0 | 5,734.5 | |
| Net Interest Income | 4,287.2 | 4,470.5 | 4,695.4 | 4,788.3 | 4,902.5 | 4,907.6 | 4,933.2 | 5,112.8 | 5,492.6 | 5,677.2 | 5,974.1 | 6,188.8 | |
| Other Income | 1,516.6 | 1,642.0 | 1,574.0 | 1,727.3 | 1,779.9 | 1,895.5 | 2,226.9 | 1,891.5 | 2,125.0 | 1,630.2 | 2,309.6 | 2,305.2 | |
| Total Income | 9,396.1 | 9,862.5 | 10,362.7 | 10,684.3 | 11,122.9 | 11,308.4 | 11,869.0 | 11,828.4 | 12,542.0 | 12,183.0 | 13,360.7 | 14,228.5 | |
| Operating | |||||||||||||
| + Employee Cost | 1,404.6 | 1,518.7 | 1,534.2 | 1,617.0 | 1,614.4 | 1,736.3 | 1,760.6 | 1,878.3 | 2,043.1 | 2,004.0 | 2,130.3 | 2,186.6 | |
| + Other Operating Expenses | 2,814.6 | 2,923.2 | 2,888.3 | 2,921.6 | 3,307.9 | 3,272.0 | 3,169.2 | 3,250.5 | 3,565.0 | 4,233.2 | 3,527.7 | 3,755.7 | |
| Operating Expenses | 4,219.2 | 4,441.8 | 4,422.5 | 4,538.6 | 4,922.3 | 5,008.3 | 4,929.8 | 5,128.7 | 5,608.1 | 6,237.3 | 5,658.0 | 5,942.3 | |
| Operating Profit (PPOP) | 1,584.6 | 1,670.7 | 1,847.0 | 1,977.0 | 1,760.1 | 1,794.8 | 2,230.3 | 1,875.6 | 2,009.5 | 1,070.2 | 2,625.7 | 2,551.7 | |
| Provisions & Contingencies | 654.8 | 722.3 | 994.4 | 1,731.9 | 1,337.9 | 1,450.5 | 1,659.1 | 1,451.9 | 1,398.3 | 869.2 | 1,144.2 | 1,139.2 | |
| Profit | |||||||||||||
| Pretax Income | 929.7 | 948.4 | 852.6 | 245.1 | 422.2 | 344.3 | 571.2 | 423.7 | 611.2 | 201.0 | 1,481.6 | 1,412.5 | |
| Tax Expense | 197.7 | 216.5 | 210.0 | 33.2 | 82.0 | 48.7 | 117.7 | 75.9 | 132.5 | -129.7 | 333.7 | 363.3 | |
| Net Income | 732.1 | 731.9 | 642.6 | 211.9 | 340.2 | 295.6 | 453.5 | 347.8 | 478.7 | 330.6 | 1,147.8 | 1,049.2 | |
| Net Income to Common | 732.1 | 731.9 | 642.6 | 211.9 | 340.2 | 295.6 | 453.5 | 347.8 | 478.7 | 330.6 | 1,147.8 | 1,049.2 | |
| Per Share | |||||||||||||
| Basic EPS | 1.04 | 1.04 | 0.91 | 0.28 | 0.46 | 0.40 | 0.62 | 0.35 | 0.54 | 0.38 | 1.33 | 1.22 | |
| Diluted EPS | 1.03 | 1.02 | 0.90 | 0.28 | 0.46 | 0.40 | 0.61 | 0.35 | 0.54 | 0.38 | 1.32 | 1.21 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | |||||||||||||
| + Adjustments to Profit / (Loss) | — | — | — | — | — | — | — | 3,740.8 | — | — | — | — | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS before Extraordinary Items | 1.04 | 1.04 | 0.91 | 0.28 | 0.46 | 0.40 | 0.62 | 0.35 | 0.54 | 0.38 | 1.33 | 1.22 | |
| Diluted EPS before Extraordinary Items | 1.03 | 1.02 | 0.90 | 0.28 | 0.46 | 0.40 | 0.61 | 0.35 | 0.54 | 0.38 | 1.32 | 1.21 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| Expenditure Ex Provisions | 7,811.5 | 8,191.8 | 8,515.7 | 8,707.3 | 9,362.8 | 9,513.6 | 9,638.8 | 9,952.8 | 10,532.5 | 11,112.8 | 10,735.0 | 11,676.8 | |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | |
| Paid Up Equity Capital | 7,066.8 | 7,069.9 | 7,081.1 | 7,482.7 | 7,320.1 | 7,322.1 | 7,334.3 | 7,339.3 | 8,595.7 | 8,601.7 | 8,614.7 | 8,622.8 | |
| Pat Ordinary | 732.1 | 731.9 | 642.6 | 211.9 | 340.2 | 295.6 | 453.5 | 347.8 | 478.7 | 330.6 | 1,147.8 | 1,049.2 | |
| Pbt Before Exceptional | — | — | — | — | — | — | — | 423.7 | — | — | — | — | |
Filed with NSE on Saturday, 24 October 2026 at 5:01 pm IST
IDFC First Bank (NSE: IDFCFIRSTB) reported its Q2 FY27 results (July–September 2026) on Saturday, 24 October 2026 at 5:01 pm IST. Standalone net profit was ₹1,045 crore, up 196.5% from ₹352 crore in Q2 FY26 and down 2.8% from ₹1,075 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹6,184 crore, up 21.0% on the year.
Standalone net profit was ₹1,045 crore, up 196.5% from ₹352 crore in Q2 FY26 and down 2.8% from ₹1,075 crore in Q1 FY27.
Net interest income (interest earned less interest paid) was ₹6,184 crore, up 21.0% on the year. Operating profit before provisions was ₹2,539 crore, and provisions were ₹1,137 crore.
Gross non-performing assets (NPAs) were ₹4,467 crore, 1.32% of gross advances, against 1.86% a year earlier and 1.51% in Q1 FY27. Net NPAs were 0.40% of net advances (0.52% a year earlier).
Both grew from a year earlier: net profit was up 196.5% at ₹1,045 crore and net interest income was up 21.0% at ₹6,184 crore. Gross NPAs were 1.32% of advances, against 1.86% a year earlier. Against Q1 FY27, net profit was down 2.8% and net interest income up 3.5%.
On 30 September 2026, deposits were ₹3,48,583 crore, up 25.9% from ₹2,76,771 crore a year earlier, and advances (loans) were ₹3,35,642 crore, up 30.5% from ₹2,57,101 crore a year earlier.
Standalone net profit for the first half of FY27 (April–September 2026) was ₹2,120 crore, up 160.1% from ₹815 crore in the same months a year earlier. Net interest income was ₹12,157 crore, up 21.0%.
Basic earnings per share were ₹1.21, against ₹0.36 in Q2 FY26.
Standalone net profit was ₹1,636 crore in FY26 (April 2025–March 2026), up 7.3% from ₹1,525 crore in FY25. It was ₹2,957 crore in FY24 and ₹2,437 crore in FY23: down 32.9% over three years, an average fall of 12.4% a year.
On Saturday, 24 October 2026 at 5:01 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 18 October 2025.
Net profit by quarter: ₹503 crore in Q3 FY26, ₹319 crore in Q4 FY26, ₹1,075 crore in Q1 FY27 and ₹1,045 crore in Q2 FY27. That is ₹2,941 crore over the four quarters, up 101.7% from ₹1,458 crore in the four quarters before. Net interest income: ₹5,492 crore, ₹5,677 crore, ₹5,972 crore and ₹6,184 crore.
Net interest income was ₹21,215 crore in FY26 (April 2025–March 2026), up 10.0% from ₹19,292 crore in FY25. It was ₹16,451 crore in FY24 and ₹12,635 crore in FY23: up 67.9% over three years, 18.9% a year on average.
Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.
From IDFC First Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 24 October 2026). Growth compares the same standalone figures a year and a quarter earlier.
Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.