In ₹ Crore except Per Share Latest Annual	CPCAP FY26	TEAMGTY FY26	SAHLIBHFI FY26	BAIDFIN FY26	Peer Average
Valuation — at last close
P/E	◆ 6.41×	261.18×	11.37×	8.60×	93.72× -93%
P/B	◆ 0.48×	4.11×	1.29×	0.66×	2.02× -76%
EV/EBITDA	◆ 5.46×	140.64×	8.81×	—	74.72× -93%
Market Cap	₹273 Cr	₹200 Cr	₹222 Cr	₹153 Cr	₹191 Cr +42%
Growth
Revenue CAGR 3Y	-3.67%	◆ 40.94%	—	21.04%	30.99% -112%
Revenue CAGR 5Y	◆ 9.18%	-8.88%	—	—	-8.88% +203%
Net Income CAGR 3Y	◆ 51.72%	-8.53%	—	13.00%	2.24% +2214%
Revenue YoY (latest Q)	47.39%	◆ 124.54%	—	-8.98%	57.78% -18%
Net Income YoY (latest Q)	23.50%	◆ 68.08%	—	8.17%	38.13% -38%
Profitability
EBITDA Margin	◆ 83.30%	25.24%	75.08%	—	50.16% +66%
NIM (banks)	—	—	—	9.38%	9.38%
Net Income Margin	◆ 55.79%	13.06%	47.45%	15.40%	25.30% +120%
Return on Common Equity	7.61%	1.49%	◆ 11.33%	7.27%	6.70% +14%
Return on Assets	6.62%	1.47%	◆ 8.39%	3.02%	4.29% +54%
Credit & Quality
Total Debt/Equity	0.13×	◆ 0.00×	0.33×	1.23×	0.52× -75%
Interest Coverage	◆ 8.64×	—	5.96×	—	5.96× +45%
Cost/Income (banks)	—	—	—	29.06%	29.06%
Scale — latest FY
Revenue / Total Income	₹76.3 Cr	₹5.5 Cr	₹41.1 Cr	₹97.3 Cr	₹47.9 Cr +59%
Net Income	₹42.6 Cr	₹0.7 Cr	₹19.5 Cr	₹15 Cr	₹11.7 Cr +263%
Total Assets	₹663 Cr	₹49.5 Cr	₹232 Cr	₹539 Cr	₹274 Cr +142%
EPS	₹23.4	₹0.85	₹6.31	₹1.15	₹2.77 +745%
Book Value per Share	₹314.91	₹53.97	₹55.67	₹15.03	₹41.56 +658%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.