In ₹ Crore except Per Share Latest Annual	CAMS FY26	KFINTECH FY26	CDSL FY26	BANDHANBNK FY26	Peer Average
Valuation — at last close
P/E	36.24×	43.10×	58.75×	◆ 21.29×	41.05× -12%
P/B	13.08×	8.87×	13.67×	◆ 1.02×	7.85× +67%
EV/EBITDA	◆ 24.02×	27.15×	44.42×	—	35.79× -33%
Market Cap	₹17,283 Cr	₹14,834 Cr	₹26,794 Cr	₹26,072 Cr	₹22,566 Cr -23%
Growth
Revenue CAGR 3Y	15.98%	21.81%	◆ 27.29%	9.95%	19.68% -19%
Revenue CAGR 5Y	17.61%	—	◆ 27.21%	14.29%	20.75% -15%
Net Income CAGR 3Y	18.37%	◆ 20.64%	18.14%	-17.70%	7.03% +161%
Revenue YoY (latest Q)	10.01%	◆ 29.93%	13.12%	9.46%	17.50% -43%
Net Income YoY (latest Q)	14.68%	7.53%	14.91%	◆ 455.77%	159.40% -91%
Profitability
EBITDA Margin	45.11%	40.70%	◆ 51.17%	—	45.94% -2%
NIM (banks)	—	—	—	5.38%	5.38%
Net Income Margin	31.13%	26.41%	◆ 39.75%	5.01%	23.72% +31%
Return on Common Equity	◆ 39.03%	22.31%	24.52%	4.88%	17.24% +126%
Return on Capital Employed	◆ 43.28%	21.73%	26.70%	—	24.21% +79%
Return on Assets	◆ 27.70%	15.19%	19.87%	0.61%	11.89% +133%
Credit & Quality
Total Debt/Equity	◆ 0.00×	0.00×	0.00×	—	0.00×
Interest Coverage	83.79×	94.52×	◆ 2995.31×	—	1544.91× -95%
Gross NPA (banks)	—	—	—	3.27%	3.27%
Cost/Income (banks)	—	—	—	56.76%	56.76%
Scale — latest FY
Revenue / Total Income	₹1,516 Cr	₹1,301 Cr	₹1,145 Cr	₹24,423 Cr	₹8,957 Cr -83%
Net Income	₹472 Cr	₹344 Cr	₹455 Cr	₹1,224 Cr	₹674 Cr -30%
Total Assets	₹1,810 Cr	₹2,774 Cr	₹2,419 Cr	₹2.11L Cr	₹72,105 Cr -97%
EPS	₹19.23	₹19.95	₹21.82	₹7.6	₹16.46 +17%
Book Value per Share	₹53.27	₹96.98	₹93.77	₹158.75	₹116.5 -54%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.