alphaveCANHLIFE₹153.00

Canara HSBC Life Insurance Company Ltd.

Annual Quarterly₹ CrorePeersSBILIFE HDFCLIFE ICICIPRULI CANFINHOME CHOICEIN ABSLAMC AAVAS AADHARHFC

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In ₹ Crore except Per Share 12 Months Ending	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Total Income	2,349.3	4,272.5	1,267.5	4,347.0
Expenses
Total Expenses	2,237.0	4,172.7	1,364.5	4,279.2
Revenue Detail — as filed
+ Investment Income	28.1	30.8	29.3	34.6
+ Income from Investments (net)	60.1	1,304.3	-1,715.9	2,268.8
Expense Detail — as filed
+ Employee Remuneration & Welfare	174.8	179.4	234.3	215.0
+ Commission	148.5	182.7	196.1	117.2
+ Commission (net)	148.5	182.7	196.1	117.2
+ Provision — Doubtful Debts incl. Write-off	0.0	0.7	-0.2	0.5
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit / (Loss) before Tax	45.3	30.8	38.6	31.5
+ Current Taxes	4.5	3.2	3.9	3.4
+ Provisions for Taxes	4.5	3.2	3.9	3.4
PAT before Extraordinary Items	40.8	27.7	34.7	28.1
PAT after Extraordinary Items	40.8	27.7	34.7	28.1
Profit Carried to Balance Sheet	468.1	495.7	530.5	558.6
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)	0.43	0.29	0.37	0.30
Basic & Diluted EPS after Extraordinary (not annualised)	0.43	0.29	0.37	0.30
Appropriations & Transfers
Reserves & Surplus excl. Revaluation Reserve	593.1	620.7	655.5	683.6
+ Final Dividend	0.0	0.0	0.0	0.0
Insurance — Revenue Account (Policyholders')
+ Gross Premium Income	2,294.9	2,889.3	3,114.2	2,161.1
+ Net Premium Income	2,259.7	2,867.2	3,060.7	2,047.5
+ First-year Premium	575.1	938.0	673.9	466.1
+ Renewal Premium	1,419.8	1,668.4	2,126.8	1,117.4
+ Single Premium	300.0	282.9	313.6	577.6
+ Commission — First-year Premium	86.4	127.0	122.6	75.3
+ Commission — Renewal Premium	42.9	34.8	51.2	24.1
+ Commission — Single Premium	19.1	20.9	22.4	17.8
+ Expenses of Management	427.0	527.4	580.3	447.2
+ Operating Expenses — Insurance Business	278.5	344.7	384.2	330.0
+ Expenses — Non-insurance	1.7	2.8	3.7	7.2
+ Benefits Paid (net)	1,260.5	987.6	1,256.0	834.7
+ Change in Actuarial Liability	530.2	2,657.6	-471.7	2,997.3
+ Bonus Allocated to Policyholders	0.0	0.0	118.3	0.0
+ Interim Bonus Paid	8.6	6.4	7.5	5.1
+ GST on Linked Charges	19.4	0.0	-0.2	0.0
Surplus in the Revenue Account	112.3	99.9	-96.9	67.8
Net Surplus / (Deficit)	112.3	99.9	-96.9	67.8
+ Funds for Future Appropriation	69.1	1.1	-26.1	40.5
+ Policyholders' Liabilities to Shareholders' Fund	27.9	29.1	28.0	29.5
Insurance — Shareholders' Account
+ Income under Shareholders' Account	28.1	30.8	29.3	35.9
+ Shareholders' Account Income	71.3	129.5	-41.5	63.2
+ Shareholders' Account Expenses	26.0	98.7	-80.1	31.7
+ Transfer from Policyholders' Account	43.2	98.7	-70.8	27.3
+ Transfer of Funds to Policyholders' Account	24.4	95.2	-83.6	24.1
+ Transferred to Shareholders' Account	43.2	98.7	-70.8	27.3
Shareholders' Fund — with Unrealised Gains	0.0	0.0	0.0	0.0
Shareholders' Fund — without Unrealised Gains	0.0	0.0	0.0	0.0
Insurance — Fund NPAs
+ Gross NPAs — Shareholders' Fund	86.1	86.1	86.1	86.1
+ Gross NPAs — Linked Non-participating	32.4	32.4	32.4	32.4
+ Gross NPA % — Linked Non-participating	0.00	0.00	0.00	0.00
+ Linked Non-participating — with Unrealised Gains	-0.0	0.0	-0.0	0.0
+ Linked Non-participating — without Unrealised Gains	0.0	0.0	0.0	0.0
+ Non-linked Participating — with Unrealised Gains	0.0	0.0	0.0	0.0
+ Non-linked Participating — without Unrealised Gains	0.0	0.0	0.0	0.0
+ Non-linked Non-participating — with Unrealised Gains	0.0	0.0	0.0	0.0
+ Non-linked Non-participating — without Unrealised Gains	0.0	0.0	0.0	0.0
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio	1.98	1.91	1.90	1.98
Conservation Ratio	0.86	0.88	0.85	0.85
Expenses of Management Ratio	0.19	0.18	0.19	0.21
Persistency — 13th Month	0.82	0.85	0.82	0.82
Persistency — 25th Month	0.71	0.67	0.70	0.72
Persistency — 37th Month	0.63	0.63	0.63	0.70
Persistency — 49th Month	0.61	0.61	0.59	0.61
Persistency — 61st Month	0.59	0.57	0.51	0.53
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period	1,057.1	—	922.3	—
Other Filed Concepts — mapped but not yet placed in the schedule
Other Operating Expenses	103.7	165.3	149.9	115.0

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.