In ₹ Crore except Per Share 12 Months Ending | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|
| Total Income | — | 12,236.4 | |
| Expenses | |||
| Total Expenses | — | 12,053.3 | |
| Revenue Detail — as filed | |||
| + Investment Income | — | 122.7 | |
| + Income from Investments (net) | — | 1,917.4 | |
| Expense Detail — as filed | |||
| + Employee Remuneration & Welfare | — | 803.5 | |
| + Commission | — | 644.5 | |
| + Commission (net) | — | 644.5 | |
| + Provision — Doubtful Debts incl. Write-off | — | 1.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | |||
| Profit / (Loss) before Tax | — | 146.2 | |
| + Current Taxes | — | 14.9 | |
| + Provisions for Taxes | — | 14.9 | |
| PAT before Extraordinary Items | — | 131.3 | |
| PAT after Extraordinary Items | — | 131.3 | |
| Profit Carried to Balance Sheet | — | 2,052.9 | |
| Per Share — as-filed variants | |||
| Basic & Diluted EPS before Extraordinary (not annualised) | — | 1.39 | |
| Basic & Diluted EPS after Extraordinary (not annualised) | — | 1.39 | |
| Appropriations & Transfers | |||
| Reserves & Surplus excl. Revaluation Reserve | — | 2,552.9 | |
| + Final Dividend | — | 0.0 | |
| Insurance — Revenue Account (Policyholders') | |||
| + Gross Premium Income | — | 10,459.4 | |
| + Net Premium Income | — | 10,235.1 | |
| + First-year Premium | — | 2,653.0 | |
| + Renewal Premium | — | 6,332.3 | |
| + Single Premium | — | 1,474.1 | |
| + Commission — First-year Premium | — | 411.2 | |
| + Commission — Renewal Premium | — | 153.1 | |
| + Commission — Single Premium | — | 80.2 | |
| + Expenses of Management | — | 1,981.9 | |
| + Operating Expenses — Insurance Business | — | 1,337.4 | |
| + Expenses — Non-insurance | — | 15.3 | |
| + Benefits Paid (net) | — | 4,338.8 | |
| + Change in Actuarial Liability | — | 5,713.4 | |
| + Bonus Allocated to Policyholders | — | 118.3 | |
| + Interim Bonus Paid | — | 27.6 | |
| + GST on Linked Charges | — | 19.2 | |
| Surplus in the Revenue Account | — | 183.1 | |
| Net Surplus / (Deficit) | — | 183.1 | |
| + Funds for Future Appropriation | — | 84.6 | |
| + Policyholders' Liabilities to Shareholders' Fund | — | 114.4 | |
| Insurance — Shareholders' Account | |||
| + Income under Shareholders' Account | — | 124.1 | |
| + Shareholders' Account Income | — | 222.5 | |
| + Shareholders' Account Expenses | — | 76.3 | |
| + Transfer from Policyholders' Account | — | 98.5 | |
| + Transfer of Funds to Policyholders' Account | — | 60.1 | |
| + Transferred to Shareholders' Account | — | 98.5 | |
| Shareholders' Fund — with Unrealised Gains | — | 0.1 | |
| Shareholders' Fund — without Unrealised Gains | — | 0.1 | |
| Insurance — Fund NPAs | |||
| + Gross NPAs — Shareholders' Fund | — | 344.4 | |
| + Gross NPAs — Linked Non-participating | — | 129.5 | |
| + Gross NPA % — Linked Non-participating | — | 0.00 | |
| + Linked Non-participating — with Unrealised Gains | — | -0.0 | |
| + Linked Non-participating — without Unrealised Gains | — | 0.0 | |
| + Non-linked Participating — with Unrealised Gains | — | 0.0 | |
| + Non-linked Participating — without Unrealised Gains | — | 0.0 | |
| + Non-linked Non-participating — with Unrealised Gains | — | 0.0 | |
| + Non-linked Non-participating — without Unrealised Gains | — | 0.0 | |
| Insurance — IRDAI Ratios (as filed, not percentages) | |||
| Solvency Ratio | — | 7.77 | |
| Conservation Ratio | — | 3.44 | |
| Expenses of Management Ratio | — | 0.76 | |
| Persistency — 13th Month | — | 3.31 | |
| Persistency — 25th Month | — | 2.81 | |
| Persistency — 37th Month | — | 2.59 | |
| Persistency — 49th Month | — | 2.42 | |
| Persistency — 61st Month | — | 2.20 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||
| Other Operating Expenses | — | 534.0 | |