Canara HSBC Life Insurance Company profit and loss

Latest FY26

Revenue: ₹11,515cr
EBITDA: ₹141cr
Net profit: ₹127cr
EPS: ₹1.33

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026

Expenses
	12,398	11,515
	12,339	11,396
	149	141
	149	141
Profit
	149	141
	134	127
Per share
	₹1.41	₹1.33
Revenue detail — as filed
	130	114
	1,824	1,601
Expense detail — as filed
	857	758
	661	623
	661	623
	−1.2	0.0
	−1.9	0.4
Profit build-up — alternate / pre-Ind-AS tags
	149	141
	15.6	14.2
	15.6	14.2
	134	127
	134	127
	564	530
Per share — as-filed variants
	₹0.45	₹1.33
	₹0.45	₹1.33
Appropriations & transfers
	689	655
	0.0	0.0
Insurance — revenue account (Policyholders')
	10,746	10,046
	10,529	9,841
	2,720	2,585
	6,553	6,129
	1,472	1,332
	424	397
	150	152
	86.6	74.7
	2,081	1,877
	1,420	1,254
	21.2	10.1
	4,278	4,611
	5,981	4,867
	118	118
	25.2	29.3
	−0.2	41.0
	59.3	119
	59.3	119
	0.1	31.6
	116	28.0
	—	4,694
	—	10,020
Insurance — Shareholders' account
	130	114
	189	202
	39.9	60.9
	59.2	87.6
	20.6	50.4
	59.2	87.6
	0.0	0.1
	0.0	0.1
Insurance — result & transfers
	203	267
	25.1	22.6
	0.1	0.0
	20.6	50.4
Insurance — fund NPAs
	342	86.1
	₹0.04	₹0.04
	128	32.4
	₹0.00	₹0.00
	−0.0	−0.0
	0.0	0.0
	0.0	0.0
	0.0	0.0
	0.0	0.0
	0.0	0.0
Insurance — IRDAI ratios (as filed, not percentages)
	1.90×	1.90×
	₹1.80	₹1.90
	₹0.82	₹0.87
	₹0.20	₹0.19
	₹0.81	₹0.86
	₹0.72	₹0.74
	₹0.66	₹0.65
	₹0.60	₹0.61
	₹0.52	₹0.55
Direct-method operating receipts — filed in the P&L block
	—	11.8
	—	1,789

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

CANHLIFE₹124.54

Canara HSBC Life Insurance Company Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersSBILIFE HDFCLIFE ICICIPRULI CANFINHOME CHOICEIN ABSLAMC AAVAS AADHARHFCMcap ₹11,856 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY26 31/03/2026	Last 12M 30/09/2026
Total Income	11,514.9	12,398.1
Expenses
Total Expenses	11,395.7	12,338.8
EBITDA	140.8	149.2
EBIT	140.8	149.2
Profit
Pretax Income	140.8	149.2
Net Income	126.6	133.6
Per Share
Basic EPS	1.33	1.41
Revenue Detail — as filed
+ Investment Income	114.1	129.8
+ Income from Investments (net)	1,600.9	1,823.9
Expense Detail — as filed
+ Employee Remuneration & Welfare	758.4	856.9
+ Commission	623.5	661.1
+ Commission (net)	623.5	661.1
+ Provision — Diminution in Investments	0.0	-1.2
+ Provision — Doubtful Debts incl. Write-off	0.4	-1.9
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit / (Loss) before Tax	140.8	149.2
+ Current Taxes	14.2	15.6
+ Provisions for Taxes	14.2	15.6
PAT before Extraordinary Items	126.6	133.6
PAT after Extraordinary Items	126.6	133.6
Profit Carried to Balance Sheet	530.5	563.7
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)	1.33	0.45
Basic & Diluted EPS after Extraordinary (not annualised)	1.33	0.45
Appropriations & Transfers
Reserves & Surplus excl. Revaluation Reserve	655.5	688.7
+ Final Dividend	0.0	0.0
Insurance — Revenue Account (Policyholders')
+ Gross Premium Income	10,045.6	10,745.8
+ Net Premium Income	9,841.0	10,528.5
+ First-year Premium	2,584.8	2,719.8
+ Renewal Premium	6,128.7	6,553.5
+ Single Premium	1,332.1	1,472.5
+ Commission — First-year Premium	396.7	424.4
+ Commission — Renewal Premium	152.1	150.1
+ Commission — Single Premium	74.7	86.6
+ Expenses of Management	1,877.0	2,080.9
+ Operating Expenses — Insurance Business	1,253.6	1,419.9
+ Expenses — Non-insurance	10.1	21.2
+ Benefits Paid (net)	4,610.9	4,277.7
+ Change in Actuarial Liability	4,866.8	5,981.5
+ Bonus Allocated to Policyholders	118.3	118.3
+ Interim Bonus Paid	29.3	25.2
+ GST on Linked Charges	41.0	-0.2
Surplus in the Revenue Account	119.2	59.3
Net Surplus / (Deficit)	119.2	59.3
+ Funds for Future Appropriation	31.6	0.1
+ Policyholders' Liabilities to Shareholders' Fund	28.0	116.3
+ Payments — Premiums, Claims, Annuities & Benefits	4,694.2	—
+ Receipts — Premiums, Claims, Annuities & Benefits	10,019.5	—
Insurance — Shareholders' Account
+ Income under Shareholders' Account	114.1	129.9
+ Shareholders' Account Income	201.7	189.1
+ Shareholders' Account Expenses	60.9	39.9
+ Transfer from Policyholders' Account	87.6	59.2
+ Transfer of Funds to Policyholders' Account	50.4	20.6
+ Transferred to Shareholders' Account	87.6	59.2
Shareholders' Fund — with Unrealised Gains	0.1	0.0
Shareholders' Fund — without Unrealised Gains	0.1	0.0
Insurance — Result & Transfers
Surplus / (Deficit)	266.8	202.8
+ Other Income — Policyholders' Account	22.6	25.1
+ Other Income — Shareholders' Account	0.0	0.1
+ Transfer of Funds from Shareholders' Account	50.4	20.6
Insurance — Fund NPAs
+ Gross NPAs — Shareholders' Fund	86.1	341.6
+ Gross NPA % — Shareholders' Fund	0.04	0.04
+ Gross NPAs — Linked Non-participating	32.4	128.3
+ Gross NPA % — Linked Non-participating	0.00	0.00
+ Linked Non-participating — with Unrealised Gains	-0.0	-0.0
+ Linked Non-participating — without Unrealised Gains	0.0	0.0
+ Non-linked Participating — with Unrealised Gains	0.0	0.0
+ Non-linked Participating — without Unrealised Gains	0.0	0.0
+ Non-linked Non-participating — with Unrealised Gains	0.0	0.0
+ Non-linked Non-participating — without Unrealised Gains	0.0	0.0
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio (x, one scale)	1.90	1.90
Solvency Ratio (as filed)	1.90	1.80
Conservation Ratio	0.87	0.82
Expenses of Management Ratio	0.19	0.20
Persistency — 13th Month	0.86	0.81
Persistency — 25th Month	0.74	0.72
Persistency — 37th Month	0.65	0.66
Persistency — 49th Month	0.61	0.60
Persistency — 61st Month	0.55	0.52
Direct-method Operating Receipts — filed in the P&L block
+ Other Operating Cash Receipts	11.8	—
+ Other Operating Cash Payments	1,789.1	—
Other Filed Concepts — mapped but not yet placed in the schedule
Other Operating Expenses	495.1	563.0

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.