| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 19.7% | 19.7% | 18.2% | 18.8% | 17.0% | ||
| 2.5% | 2.5% | 2.2% | 2.2% | 1.9% | ||
Margins & efficiency | ||||||
| 3.8% | 3.8% | 3.5% | 3.6% | 3.1% | ||
| 18.2% | 18.2% | 14.9% | 17.8% | 13.9% | ||
| 0.1% | 0.1% | 0.2% | 0.2% | 0.2% | ||
| 26.4% | 25.8% | 22.1% | 21.3% | 22.7% | ||
Leverage | ||||||
| 7.42× | 7.42× | 8.08× | 8.43× | 9.07× | ||
| 6.40× | 6.40× | 6.92× | 7.34× | 7.97× | ||
Additional | ||||||
| 16.5% | 16.7% | 20.5% | 21.6% | 24.6% | ||
| — | 15.9% | 15.5% | 7.1% | 6.4% | ||
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 17.03 | 18.79 | 18.22 | 19.66 | 19.66 | |
| Return on Assets | 1.88 | 2.15 | 2.21 | 2.54 | 2.54 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | 3.07 | 3.61 | 3.49 | 3.77 | 3.77 | |
| Cost to Income | 13.86 | 17.75 | 14.94 | 18.22 | 18.22 | |
| Credit Cost (impairment / avg loans) | 0.15 | 0.24 | 0.21 | 0.10 | 0.10 | |
| Net Income Margin | 22.66 | 21.31 | 22.10 | 25.75 | 26.36 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | 9.07 | 8.43 | 8.08 | 7.42 | 7.42 | |
| Total Debt/Equity | 7.97 | 7.34 | 6.92 | 6.40 | 6.40 | |
| Additional | ||||||
| Effective Tax Rate | 24.61 | 21.60 | 20.45 | 16.71 | 16.46 | |
| Dvd Payout Ratio | 6.43 | 7.09 | 15.53 | 15.94 | — | |