In ₹ Crore except Per Share 12 Months Ending | Q2 FY24 30/09/2023 | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 871.0 | 901.2 | 926.8 | 931.1 | 962.5 | 986.1 | 998.6 | 1,020.3 | 1,049.4 | 1,072.8 | 1,073.7 | 1,096.1 | |
| Other Income | 0.0 | 0.7 | 0.8 | 0.0 | 0.2 | 0.0 | 1.1 | 0.1 | 0.0 | 0.3 | 1.6 | 0.2 | |
| Total Income | 871.0 | 901.9 | 927.6 | 931.1 | 962.7 | 986.1 | 999.6 | 1,020.4 | 1,049.5 | 1,073.2 | 1,075.2 | 1,096.3 | |
| Expenses | |||||||||||||
| + Employee Benefit Expense | 25.0 | 24.6 | 26.6 | 23.3 | 28.9 | 29.1 | 30.7 | 41.7 | 43.3 | 45.1 | 46.9 | 48.7 | |
| + Finance Costs | 548.4 | 566.0 | 583.9 | 602.7 | 615.5 | 635.6 | 634.3 | 648.3 | 638.6 | 642.2 | 634.2 | 659.5 | |
| + Depreciation & Amortisation | 2.8 | 3.1 | 4.2 | 2.6 | 2.8 | 3.3 | 4.1 | 3.5 | 4.0 | 4.3 | 4.9 | 2.8 | |
| + Other Expenses | 18.1 | 15.6 | 33.3 | 16.5 | 19.7 | 20.9 | 25.8 | 22.6 | 26.0 | 27.3 | 32.2 | 30.4 | |
| Total Expenses | 673.0 | 646.2 | 657.7 | 676.0 | 688.6 | 717.0 | 720.5 | 742.8 | 717.9 | 731.8 | 722.2 | 757.8 | |
| EBITDA | 749.2 | 824.1 | 857.2 | 860.4 | 892.2 | 908.0 | 916.5 | 929.3 | 974.1 | 987.6 | 990.5 | 1,000.6 | |
| EBIT | 746.4 | 821.0 | 853.1 | 857.8 | 889.4 | 904.7 | 912.4 | 925.9 | 970.1 | 983.2 | 985.6 | 997.8 | |
| Profit | |||||||||||||
| PBT before Exceptional Items | 198.0 | 255.7 | 270.0 | 255.1 | 274.1 | 269.1 | 279.2 | 277.6 | 331.6 | 341.4 | 353.0 | 338.5 | |
| Pretax Income | 198.0 | 255.7 | 270.0 | 255.1 | 274.1 | 269.1 | 279.2 | 277.6 | 331.6 | 341.4 | 353.0 | 338.5 | |
| + Current Tax | 53.7 | 53.9 | 66.0 | 61.7 | 61.3 | 62.5 | 38.2 | 63.5 | 72.5 | 77.3 | 58.8 | 78.2 | |
| + Deferred Tax | -13.8 | 1.7 | -5.1 | -6.2 | 1.3 | -5.5 | 7.1 | -9.7 | 7.7 | -0.7 | -51.5 | -7.6 | |
| Tax Expense | 39.9 | 55.6 | 60.9 | 55.5 | 62.6 | 57.0 | 45.2 | 53.8 | 80.1 | 76.6 | 7.3 | 70.7 | |
| Net Income | 158.1 | 200.1 | 209.0 | 199.6 | 211.5 | 212.1 | 233.9 | 223.9 | 251.4 | 264.8 | 345.7 | 267.8 | |
| + Net Income — Continuing Ops | 158.1 | 200.1 | 209.0 | 199.6 | 211.5 | 212.1 | 233.9 | 223.9 | 251.4 | 264.8 | 345.7 | 267.8 | |
| + Other Comprehensive Income | -0.7 | -0.5 | 0.5 | 0.7 | -0.8 | -0.1 | -0.1 | -0.5 | -0.1 | -0.1 | 0.9 | -0.4 | |
| Total Comprehensive Income | 157.4 | 199.6 | 209.6 | 200.3 | 210.7 | 212.0 | 233.8 | 223.4 | 251.3 | 264.7 | 346.6 | 267.4 | |
| Per Share | |||||||||||||
| Basic EPS | 11.87 | 15.03 | 15.70 | 14.99 | 15.88 | 15.93 | 17.57 | 16.81 | 18.88 | 19.89 | 25.96 | 20.11 | |
| Diluted EPS | 11.87 | 15.03 | 15.70 | 14.99 | 15.88 | 15.93 | 17.57 | 16.81 | 18.88 | 19.89 | 25.96 | 20.11 | |
| Revenue Detail — as filed | |||||||||||||
| + Fees & Commission Income | 5.8 | 6.4 | 15.1 | 6.9 | 7.2 | 5.8 | 15.7 | 9.3 | 6.3 | 9.7 | 17.2 | 9.1 | |
| Expense Detail — as filed | |||||||||||||
| + Fees & Commission Expense | 6.6 | 6.1 | 7.9 | 6.4 | 8.0 | 5.9 | 10.1 | 0.5 | 3.0 | 3.2 | 3.5 | 3.3 | |
| + Impairment on Financial Instruments | 72.2 | 30.8 | 1.8 | 24.5 | 13.7 | 22.1 | 15.4 | 26.3 | 3.1 | 9.7 | 0.6 | 13.1 | |
| Other Comprehensive Income — detail | |||||||||||||
| + Other Comprehensive Income | -0.7 | -0.5 | 0.5 | 0.7 | -0.8 | -0.1 | -0.1 | -0.5 | -0.1 | -0.1 | 0.9 | -0.4 | |
| + Items NOT to be Reclassified to P&L | -0.9 | -0.7 | 0.7 | — | — | — | — | -0.7 | — | — | — | — | |
| + Tax on Items NOT to be Reclassified | — | — | — | — | — | — | 0.2 | -0.2 | 0.1 | 0.1 | -1.2 | 0.6 | |
| + Tax on Items NOT to be Reclassified — alt tag | -0.2 | -0.2 | 0.2 | -0.9 | 1.1 | 0.1 | — | — | — | — | — | — | |
| + Tax on Items to be Reclassified | — | — | — | — | — | — | -0.0 | 0.0 | -0.0 | -0.0 | 0.3 | -0.1 | |
| + Tax on Items to be Reclassified — alt tag | 0.0 | — | — | 0.2 | -0.3 | -0.0 | — | — | — | — | — | — | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS — Continuing Operations | 11.87 | 15.03 | 15.70 | 14.99 | 15.88 | 15.93 | 17.57 | 16.81 | 18.88 | 19.89 | 25.96 | 20.11 | |
| Diluted EPS — Continuing Operations | 11.87 | 15.03 | 15.70 | 14.99 | 15.88 | 15.93 | 17.57 | 16.81 | 18.88 | 19.89 | 25.96 | 20.11 | |
| Regulatory Disclosures — filed alongside, not part of the P&L | |||||||||||||
| Related-party Transactions — During the Period | — | — | — | — | — | — | 3,274.4 | — | 828.2 | — | 2,898.0 | — | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||||||||||
| Gross Profit | 871.0 | 901.2 | 926.8 | 931.1 | 962.5 | 986.1 | 998.6 | 1,020.3 | 1,049.4 | 1,072.8 | 1,073.7 | 1,096.1 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||||||||||
| Pretax Income (Adjusted, as filed) | 198.0 | 255.7 | 270.0 | 255.1 | 274.1 | 269.1 | 279.2 | 277.6 | 331.6 | 341.4 | 353.0 | 338.5 | |
| Net Income Adj (tax-effected) | 158.1 | 200.1 | 209.0 | 199.6 | 211.5 | 212.1 | 233.9 | 223.9 | 251.4 | 264.8 | 345.7 | 267.8 | |
| EPS Adj | 11.87 | 15.03 | 15.70 | 14.99 | 15.88 | 15.93 | 17.57 | 16.81 | 18.88 | 19.89 | 25.96 | 20.11 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| Face Value | 0.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Debt Equity | 0.08 | 0.08 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.06 | 0.06 | |
| Filed Iscr | 0.01 | 0.01 | 0.01 | — | — | — | — | 0.01 | — | 0.01 | 0.02 | 0.02 | |
| Interest Earned | 865.2 | 894.8 | 911.7 | 924.2 | 955.3 | 980.3 | 982.9 | 1,011.1 | 1,043.2 | 1,063.1 | 1,056.5 | 1,087.0 | |
| Paid Up Equity Capital | 26.6 | 26.6 | 26.6 | 26.6 | 26.6 | 26.6 | 0.0 | 26.6 | 26.6 | 26.6 | 26.6 | 26.6 | |